PhilClapharma
ActiveSummary
PhilClapharma has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €319,756 and a net result of €36,909. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability74▼-2
Solvency62▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.11 in 2023; short-term debt: 12.8% and cash: 1% of total assets), and 63.2% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
37 d early
2022
28 d late
2021
18 d early
2020
17 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 14 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€319,756▲ 13.0%
2023 · €282,847
Total assets
€869,621▼ 0.7%
2023 · €875,649
Net result
€36,909▼ 23.7%
2023 · €48,362
Working capital
-€98,962▼ 13.3%
2023 · -€87,356
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€61,078▲ 7.1%€66,477▲ 8.8%€70,079▲ 5.4%€70,560▲ 0.7%€60,541▼ 14.2%
Net result€36,632above the sector's middle half▲ 16.1%€41,298above the sector's middle half▲ 12.7%€41,296above the sector's middle half=€48,362above the sector's middle half▲ 17.1%€36,909above the sector's middle half▼ 23.7%
Equity€151,890above the sector's middle half▲ 31.8%€193,188above the sector's middle half▲ 27.2%€234,484above the sector's middle half▲ 21.4%€282,847above the sector's middle half▲ 20.6%€319,756above the sector's middle half▲ 13.0%
Total assets€862,095above the sector's middle half▼ 1.1%€854,122above the sector's middle half▼ 0.9%€843,254above the sector's middle half▼ 1.3%€875,649above the sector's middle half▲ 3.8%€869,621above the sector's middle half▼ 0.7%
Debt€710,205▼ 6.1%€660,934▼ 6.9%€608,769▼ 7.9%€592,802▼ 2.6%€549,865▼ 7.2%
Working capital-€88,462below the sector's middle half▲ 5.9%-€92,551below the sector's middle half▼ 4.6%-€95,198below the sector's middle half▼ 2.9%-€87,356below the sector's middle half▲ 8.2%-€98,962below the sector's middle half▼ 13.3%
Solvency17.6%within the sector's middle half▲ 4.4pp22.6%within the sector's middle half▲ 5.0pp27.8%within the sector's middle half▲ 5.2pp32.3%within the sector's middle half▲ 4.5pp36.8%within the sector's middle half▲ 4.5pp
Current ratio0.22below the sector's middle half▼ 0.030.18below the sector's middle half▼ 0.040.12below the sector's middle half▼ 0.060.11below the sector's middle half▼ 0.010.11below the sector's middle half=
Return on assets (ROA)4.2%within the sector's middle half▲ 0.6pp4.8%within the sector's middle half▲ 0.6pp4.9%within the sector's middle half▲ 0.1pp5.5%within the sector's middle half▲ 0.6pp4.2%within the sector's middle half▼ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 14% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €869,621
Fixed assets
€857,109 ▼ 0.9%
Current assets
€12,513 ▲ 14.6%
Equity and liabilities €869,621
Equity
€319,756 ▲ 13.0%
Debt
€549,865 ▼ 7.2%
Debt's share of the balance-sheet total falls from 67.7% to 63.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68,162▼
2023 · €70,769
Cash flow
€44,530▼
2023 · €48,571
Debt to equity
1.72▼
2023 · 2.10
ROE
11.5%▼
2023 · 17.1%
Interest coverage
7.54▼
2023 · 8.18
Debt ≤ 1 year
€111,474▲
2023 · €98,276
Debt > 1 year
€438,391▼
2023 · €493,064
Income taxes
€14,597▲
2023 · €13,547
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €6,194 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,434 | €3,434 | €3,434 | €209 | €7,621 | ▲ 3,550% |
| Other operating charges640/8 | - | €734 | €620 | €916 | €671 | ▼ 26.8% |
| Gross operating margin9900 | €65,131 | €70,644 | €74,133 | €71,685 | €68,833 | ▼ 4.0% |
| Operating profit (loss)9901 | €61,078 | €66,477 | €70,079 | €70,560 | €60,541 | ▼ 14.2% |
| Financial charges65/66B | - | €9,866 | €14,273 | €8,651 | €9,035 | ▲ 4.4% |
| Recurring financial charges65 | €10,842 | €9,866 | €14,262 | €8,651 | €9,035 | ▲ 4.4% |
| Non-recurring financial charges66B | - | - | €11 | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €50,236 | €56,610 | €55,806 | €61,909 | €51,507 | ▼ 16.8% |
| Income taxes67/77 | €13,604 | €15,312 | €14,509 | €13,547 | €14,597 | ▲ 7.8% |
| Profit (loss) for the period9904 | €36,632 | €41,298 | €41,296 | €48,362 | €36,909 | ▼ 23.7% |
| Profit (loss) for the period to be appropriated9905 | €36,632 | €41,298 | €41,296 | €48,362 | €36,909 | ▼ 23.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €862,095 | €854,122 | €843,254 | €875,649 | €869,621 | ▼ 0.7% |
| Fixed assets21/28 | €837,136 | €833,702 | €830,269 | €864,730 | €857,109 | ▼ 0.9% |
| Tangible fixed assets22/27 | €10,301 | €6,867 | €3,434 | €37,895 | €30,274 | ▼ 20.1% |
| Furniture and vehicles24 | - | €6,867 | €3,434 | €37,895 | €30,274 | ▼ 20.1% |
| Financial fixed assets28 | €826,835 | €826,835 | €826,835 | €826,835 | €826,835 | = |
| Current assets29/58 | €24,959 | €20,420 | €12,985 | €10,920 | €12,513 | ▲ 14.6% |
| Amounts receivable within one year40/41 | €12,118 | €6,158 | €11,304 | €1,018 | €1,351 | ▲ 32.7% |
| Trade receivables40 | - | €6,158 | €10,813 | €528 | €861 | ▲ 63.1% |
| Other amounts receivable41 | - | - | €491 | €491 | €491 | = |
| Cash at bank and in hand54/58 | €12,841 | €14,261 | €1,681 | €9,902 | €8,740 | ▼ 11.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2,422 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €862,095 | €854,122 | €843,254 | €875,649 | €869,621 | ▼ 0.7% |
| Equity10/15 | €151,890 | €193,188 | €234,484 | €282,847 | €319,756 | ▲ 13.0% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €121,890 | €163,188 | €204,484 | €252,847 | €289,756 | ▲ 14.6% |
| Non-distributable reserves130/1 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves not available under the articles1311 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Distributable reserves133 | - | €160,188 | €201,484 | €249,847 | €286,756 | ▲ 14.8% |
| Amounts payable17/49 | €710,205 | €660,934 | €608,769 | €592,802 | €549,865 | ▼ 7.2% |
| Amounts payable after more than one year17 | €585,956 | €542,828 | €500,104 | €493,064 | €438,391 | ▼ 11.1% |
| Financial debts170/4 | - | €422,828 | €380,104 | €373,064 | €318,391 | ▼ 14.7% |
| Other amounts payable178/9 | - | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Amounts payable within one year42/48 | €113,421 | €112,970 | €108,183 | €98,276 | €111,474 | ▲ 13.4% |
| Current portion of amounts payable after more than one year42 | - | €43,127 | €42,724 | €41,040 | €48,390 | ▲ 17.9% |
| Financial debts43 | - | €5,037 | €5,037 | €5,182 | €5,183 | = |
| Credit institutions430/8 | - | €5,037 | €5,037 | €5,182 | €5,183 | = |
| Trade debts44 | €179 | - | €984 | €127 | €2,208 | ▲ 1,632% |
| Suppliers440/4 | - | - | €984 | €127 | €2,208 | ▲ 1,632% |
| Taxes, remuneration and social security45 | - | €20,716 | €8,432 | €5,151 | €6,282 | ▲ 22.0% |
| Taxes450/3 | - | €20,716 | €8,432 | €5,151 | €6,282 | ▲ 22.0% |
| Other amounts payable47/48 | - | €44,091 | €51,006 | €46,776 | €49,412 | ▲ 5.6% |
| Accrued charges and deferred income492/3 | - | €5,135 | €483 | €1,462 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,632 | €41,298 | €41,296 | €48,362 | €36,909 | ▼ 23.7% |
| + Depreciation and write-downs630 | €3,434 | €3,434 | €3,434 | €209 | €7,621 | ▲ 3,550% |
| Operating cash flow (approximation) | €40,066 | €44,732 | €44,730 | €48,571 | €44,530 | ▼ 8.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€34,670 | €0 | ▲ 100% |
| Change in cash | - | €1,420 | -€12,580 | €8,220 | -€1,162 | ▼ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €200,000Eq €234,484 ▲21.4%
5 profitable years in a row build equity to €234,484.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €151,890 ▲31.8%
3 profitable years in a row build equity to €151,890.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €31,552 ▼41.3%
Net result drops to €31,552, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100,000Eq €115,258 ▲37.7%
2 profitable years in a row build equity to €115,258.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2017
Ground area
257 m²
Building footprint
182 m²
Volume, LiDAR
1,332 m³
Parcel 24302D0003/00Z010, Flanders · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PhilClapharma
since 20172.265.203.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302D0003/00Z010 | Flanders | 257 m² | 1 · 182 m² | 15.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
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Of 5,220 companies in sector 47730 we hold annual accounts for 3,862. 3,489 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0675782469
Also
9925:BE0675782469
Registered
08-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.