Turnover
≈ €160,000 estimated
The micro format states no turnover.
PHIL4YOU
Lifetime
2 annual accounts with figures on one time axispeak €44,015 (2025)
€44,015▲ 293%
peak €26,403 (2025)
€26,403▲ 253%
peak €36,380 (2025)
€36,380▲ 265%
€31,611▼ 36.3%
Board1 name since 2024
1 director
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from €11,194 to €44,015Result from €7,476 to €26,403Equity from €9,976 to €36,380Debts from €49,592 to €31,611Cash from €6,245 to €28,968
Key points
from the 2025 annual accountsLiquidity
1.39 was 0.57 in 2024
Short-term debts fell from €49,592 to €31,611.
At the same address
327 companies
2025 accounts filed 24 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,326 companies had the same profile as PHIL4YOU has now. Each dot stands for 99 companies, two years later.
95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for PHIL4YOU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014471629
Incorporation
Founding capital of €2,500, 100 shares · Founder: (comparant) · Appointment: (director) · published on 03-10-2024 · Gazette deed
First establishment
Kwartellaan 20, Watermael-Boitsfort
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PHIL4YOU Watermael-Boitsfort | €67,991 | €44,015 | 53.5% | - |
| CITELIV BENELUX Sint-Gillis (bij-Brussel) | €72,360 | €39,740 | 42.5% | - |
| EL MIRA Schaerbeek | €74,332 | €49,355 | 25.2% | - |
| GH TRANS Molenbeek-Saint-Jean | €71,465 | €49,613 | 54.0% | - |
| JANNTRANS LOGISTICS Koekelberg | €79,829 | €43,595 | 40.7% | - |
| MJY Trans Berchem-Sainte-Agathe | €52,995 | €50,666 | 53.7% | - |
| MA Logistix Antwerp | €65,961 | €48,783 | 39.6% | - |
These companies have the same main activity as PHIL4YOU: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €53,000 and €79,800, founded in 2024.
Official details
Source: KBO- Status
- Active since 01-10-2024Normal situation
- Registered office
- 329 active companies are registered at this address70 started in the 12 months before. Source: KBO register, as of 14 November 2026.
- Activity
- Freight transport by roadNACE 49410and 4 others
- Establishment unit
- 2.364.824.5641170 Watermael-Boitsfort, since 01-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-09-2025
Insights on PHIL4YOU
PHIL4YOU has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,380 and a net result of €26,403.
Its solvency ranks better than 66% of 6,625 sector peers (NACE 49, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PHIL4YOU
- What is the company number of PHIL4YOU?
- The company number of PHIL4YOU is 1014.471.629. The VAT number is the same number with BE in front: BE 1014.471.629.
- Where is PHIL4YOU based?
- The registered office is at Giervalkenlaan 10, 1170 Watermael-Boitsfort.Company details
- What does PHIL4YOU do?
- According to the KBO register, the main activity is freight transport by road (NACE 49410).
- What is the legal form of PHIL4YOU?
- PHIL4YOU is a private limited company (BV).
- When was PHIL4YOU founded?
- PHIL4YOU was founded on 01-10-2024.
- Is PHIL4YOU still active?
- Yes, PHIL4YOU is an active enterprise in the KBO register.
- What is the turnover of PHIL4YOU?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €44,015 and 64 comparable companies (NACE 49410). It probably lies between €120,000 and €250,000.Financials
- Is PHIL4YOU profitable?
- In financial year 2025, PHIL4YOU made a profit of €26,403.
- Where can I find the annual accounts of PHIL4YOU?
- PHIL4YOU filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PHIL4YOU due?
- PHIL4YOU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.