PHIL-JUNIOR
ActiveSummary
PHIL-JUNIOR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-173k) and a net result of €-137k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 1309 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-6
Solvency5▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.03 in 2024; short-term debt: 119.5% and cash: 0% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.6%
Return on assets
-15.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-173k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
33 d late
2023
8 d late
2022
66 d late
2021
53 d late
2020
19 d late
2019
112 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€-173k▼ 380%
2024 · €-36k
Total assets
€884k▼ 3.4%
2024 · €916k
Net result
€-137k▼ 46.8%
2024 · €-93k
Working capital
€-1.03M▼ 12.0%
2024 · €-923k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46k▲ 44.0%€33k▼ 29.1%€-45k€-93k▼ 106%€-135k▼ 45.6%
Net result€25k▲ 46.1%€17k▼ 32.9%€-51k€-93k▼ 82.1%€-137k▼ 46.8%
Equity€92k▲ 37.4%€108k▲ 18.3%€57k▼ 47.2%€-36k€-173k▼ 380%
Total assets€450k▼ 2.1%€798k▲ 77.4%€719k▼ 9.9%€916k▲ 27.3%€884k▼ 3.4%
Debt€358k▼ 8.8%€690k▲ 92.5%€662k▼ 4.1%€952k▲ 43.8%€1.06M▲ 11.1%
Working capital€-40k▼ 9.3%€-380k▼ 852%€-593k▼ 56.1%€-923k▼ 55.5%€-1.03M▼ 12.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €135k in 2025 against €93k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €884k
Fixed assets
€861k ▼ 2.9%
Current assets
€23k ▼ 18.6%
Key figures and ratios
EBITDA
€-33k▼
2024 · €-16k
Cash flow
€-35k▼
2024 · €-16k
Solvency
-19.6%▼
2024 · -3.9%
Current ratio
0.02▼
2024 · 0.03
Debt to equity
-6.11▲
2024 · -26.38
ROA
-15.5%▼
2024 · -10.2%
Interest coverage
-25.84▲
2024 · -76.44
Debt ≤ 1 year
€1.06M▲
2024 · €951k
Income taxes
€703▼
2024 · €786
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €11k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €12k | €39k | €77k | €102k | ▲ 32.1% |
| Other operating charges640/8 | €893 | €1k | €2k | €10k | €11k | ▲ 10.3% |
| Gross operating margin9900 | €55k | €46k | €-5k | €-6k | €-22k | ▼ 291% |
| Operating profit (loss)9901 | €46k | €33k | €-45k | €-93k | €-135k | ▼ 45.6% |
| Financial income75/76B | - | - | €51 | €365 | €4 | ▼ 98.9% |
| Recurring financial income75 | - | - | €51 | €365 | €4 | ▼ 98.9% |
| Financial charges65/66B | €11k | €10k | €6k | €205 | €1k | ▲ 528% |
| Recurring financial charges65 | €11k | €10k | €6k | €205 | €1k | ▲ 528% |
| Profit (loss) for the period before taxes9903 | €35k | €23k | €-51k | €-93k | €-136k | ▼ 47.3% |
| Income taxes67/77 | €10k | €6k | €15 | €786 | €703 | ▼ 10.6% |
| Profit (loss) for the period9904 | €25k | €17k | €-51k | €-93k | €-137k | ▼ 46.8% |
| Profit (loss) for the period to be appropriated9905 | €25k | €17k | €-51k | €-93k | €-137k | ▼ 46.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €450k | €798k | €719k | €916k | €884k | ▼ 3.4% |
| Fixed assets21/28 | €399k | €686k | €652k | €887k | €861k | ▼ 2.9% |
| Tangible fixed assets22/27 | €399k | €686k | €652k | €885k | €859k | ▼ 3.0% |
| Land and buildings22 | €399k | €686k | €652k | €651k | €667k | ▲ 2.5% |
| Furniture and vehicles24 | - | - | - | €235k | €192k | ▼ 18.2% |
| Financial fixed assets28 | - | - | - | €2k | €2k | = |
| Current assets29/58 | €51k | €113k | €67k | €28k | €23k | ▼ 18.6% |
| Amounts receivable within one year40/41 | €48k | €105k | €6k | €15k | €18k | ▲ 18.3% |
| Trade receivables40 | - | - | €3k | €13k | €15k | ▲ 19.7% |
| Other amounts receivable41 | €48k | €105k | €3k | €3k | €3k | ▲ 11.5% |
| Cash at bank and in hand54/58 | €4k | €7k | €61k | €5k | €73 | ▼ 98.4% |
| Deferred charges and accrued income490/1 | - | - | €50 | €9k | €5k | ▼ 41.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €450k | €798k | €719k | €916k | €884k | ▼ 3.4% |
| Equity10/15 | €92k | €108k | €57k | €-36k | €-173k | ▼ 380% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Outside capital11 | €12k | - | - | - | - | - |
| Other1109/19 | €12k | - | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €77k | €94k | €43k | €-50k | €-187k | ▼ 272% |
| Amounts payable17/49 | €358k | €690k | €662k | €952k | €1.06M | ▲ 11.1% |
| Amounts payable after more than one year17 | €267k | €197k | - | - | - | - |
| Financial debts170/4 | €267k | €197k | - | - | - | - |
| Amounts payable within one year42/48 | €91k | €493k | €661k | €951k | €1.06M | ▲ 11.1% |
| Current portion of amounts payable after more than one year42 | €38k | €17k | - | - | - | - |
| Financial debts43 | - | - | - | - | €95 | - |
| Credit institutions430/8 | - | - | - | - | €95 | - |
| Trade debts44 | €1k | €364 | €3k | €12k | €18k | ▲ 54.0% |
| Suppliers440/4 | €1k | €364 | €3k | €12k | €18k | ▲ 54.0% |
| Taxes, remuneration and social security45 | €9k | €6k | €6k | €22k | €2k | ▼ 89.4% |
| Taxes450/3 | €9k | €6k | €6k | €22k | €2k | ▼ 89.4% |
| Other amounts payable47/48 | €43k | €469k | €651k | €918k | €1.04M | ▲ 12.9% |
| Accrued charges and deferred income492/3 | - | - | €978 | €681 | €695 | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €17k | €-51k | €-93k | €-137k | ▼ 46.8% |
| + Depreciation and write-downs630 | €8k | €12k | €39k | €77k | €102k | ▲ 32.1% |
| Operating cash flow (approximation) | €33k | €29k | €-13k | €-16k | €-35k | ▼ 116% |
| Investment in fixed assets (approximation) | - | €-299k | €-5k | €-313k | €-76k | ▲ 75.8% |
| Change in cash | - | €3k | €54k | €-56k | €-5k | ▲ 92.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-137k
Net result drops to €-137k, the lowest in the series.
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Equity above €100kEq €108k ▲18.3%
5 profitable years in a row build equity to €108k.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
31-12
Financial
Highest result since 2018net €25k ▲46.1%
Operating result €46k, net result €25k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Ground area
84 m²
Building footprint
55 m²
Volume, LiDAR
845 m³
Parcel 44804D1449/00C002, Flanders · tallest building 19.7 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Phil - Junior
since 20132.216.441.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D1449/00C002 | Flanders | 84 m² | 1 · 54 m² | 19.7 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,393 companies in sector 55100 we hold annual accounts for 1,515. 933 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
Scores and ratios are computed by Checked and are not a credit decision.