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Phidos

Active Risk: not assessed
Private limited companyfounded 2021active for 4 yearsKriktestraat 13, 9160 Lokeren, BelgiumKBO/BCE: BE 0778.986.907

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 11-02-2026 PDF all 4 filings

Equity
€1,000▼ 99.5%
2024 · €203,596
Net result
€87,262▲ 21.5%
2024 · €71,850
Total assets
€125,551▼ 50.4%
2024 · €253,220
Solvency
0.8%▼ 79.6pp
2024 · 80.4%
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is 22% higher than in 2024 and the highest since 2022. It is a recovery after the fall in 2024.

Operating result€111,906 2025 Net result€87,262 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€63,602-€102,381▲ 61.0%€91,898▼ 10.2%€111,906▲ 21.8%
Net result€50,536within the sector's middle half-€80,209within the sector's middle half▲ 58.7%€71,850within the sector's middle half▼ 10.4%€87,262above the sector's middle half▲ 21.5%
Equity€51,536within the sector's middle half-€131,746within the sector's middle half▲ 156%€203,596within the sector's middle half▲ 54.5%€1,000below the sector's middle half▼ 99.5%
Total assets€142,436within the sector's middle half-€214,519within the sector's middle half▲ 50.6%€253,220within the sector's middle half▲ 18.0%€125,551within the sector's middle half▼ 50.4%
Debt€90,899-€82,773▼ 8.9%€49,625▼ 40.0%€124,551▲ 151%
Working capital-€6,338within the sector's middle half-€112,610within the sector's middle half€181,460above the sector's middle half▲ 61.1%-€23,489below the sector's middle half
Solvency36.2%within the sector's middle half-61.4%within the sector's middle half▲ 25.2pp80.4%above the sector's middle half▲ 19.0pp0.8%below the sector's middle half▼ 79.6pp
Current ratio0.93within the sector's middle half-3.02within the sector's middle half▲ 2.095.90above the sector's middle half▲ 2.870.81within the sector's middle half▼ 5.09
Return on assets (ROA)35.5%above the sector's middle half-37.4%above the sector's middle half▲ 1.9pp28.4%above the sector's middle half▼ 9.0pp69.5%above the sector's middle half▲ 41.1pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125,551
Fixed assets €25,989 ▼ 25.1%
Current assets €99,562 ▼ 54.4%
Equity and liabilities €125,551
Equity €1,000 ▼ 99.5%
Debt €124,551 ▲ 151%
Debt's share of the balance-sheet total rises from 19.6% to 99.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€123,051▲
2024 · €37,040
Debt > 1 year
€0▼
2024 · €11,084
Income taxes
€23,586▲
2024 · €18,994
A ratio outside any meaningful range has been withheld (balance sheet total €125,551, equity €1,000).
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€57,888--€3,148
Depreciation and write-downs of the year€13€11,577€11,577€11,878

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€253,220€125,551▼
Fixed assets21/28€34,719€25,989▼
Tangible fixed assets22/27€34,719€25,989▼
Furniture and vehicles24€34,719€25,989▼
Current assets29/58€218,501€99,562▼
Amounts receivable after more than one year29€15,000€0▼
Other amounts receivable291€15,000€0▼
Amounts receivable within one year40/41€4,206€206▼
Trade receivables40€0-
Other amounts receivable41€4,206€206▼
Cash at bank and in hand54/58€199,073€99,305▼
Deferred charges and accrued income490/1€222€51▼
Equity and liabilities
Total equity and liabilities10/49€253,220€125,551▼
Equity10/15€203,596€1,000▼
Contributions10/11€1,000€1,000=
Reserves13€202,596€0▼
Distributable reserves133€202,596€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€49,625€124,551▲
Amounts payable after more than one year17€11,084€0▼
Financial debts170/4€11,084€0▼
Amounts payable within one year42/48€37,040€123,051▲
Current portion of amounts payable after more than one year42€16,077€11,084▼
Trade debts44€3,404€6,718▲
Suppliers440/4€3,404€6,718▲
Taxes, remuneration and social security45€17,057€17,199▲
Taxes450/3€17,057€17,199▲
Other amounts payable47/48€502€88,050▲
Accrued charges and deferred income492/3€1,500€1,500=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,577€11,878▲
Other operating charges640/8€933€1,006▲
Gross operating margin9900€104,408€124,791▲
Operating profit (loss)9901€91,898€111,906▲
Financial income75/76B€520€0▼
Recurring financial income75€520€0▼
Financial charges65/66B€1,574€1,058▼
Recurring financial charges65€1,574€1,058▼
Profit (loss) for the period before taxes9903€90,844€110,849▲
Income taxes67/77€18,994€23,586▲
Profit (loss) for the period9904€71,850€87,262▲
Profit (loss) for the period to be appropriated9905€71,850€87,262▲
Appropriation of the result
Profit (loss) to be appropriated9906€71,850€87,262▲
Transfer from equity791/2-€202,596
Transfer to equity691/2€71,850€0▼
To other reserves6921€71,850€0▼
Profit to be distributed694/7-€289,858
Return on contributions (dividend)694-€289,858

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 11-02-2026.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13€11,577€11,577€11,878▲ 2.6%
Other operating charges640/8€648€1,051€933€1,006▲ 7.9%
Gross operating margin9900€64,263€115,009€104,408€124,791▲ 19.5%
Operating profit (loss)9901€63,602€102,381€91,898€111,906▲ 21.8%
Financial income75/76B€54€800€520€0▼ 100%
Recurring financial income75€54€800€520€0▼ 100%
Financial charges65/66B€77€1,969€1,574€1,058▼ 32.8%
Recurring financial charges65€77€1,969€1,574€1,058▼ 32.8%
Profit (loss) for the period before taxes9903€63,578€101,212€90,844€110,849▲ 22.0%
Income taxes67/77€13,042€21,002€18,994€23,586▲ 24.2%
Profit (loss) for the period9904€50,536€80,209€71,850€87,262▲ 21.5%
Profit (loss) for the period to be appropriated9905€50,536€80,209€71,850€87,262▲ 21.5%
Line2022202320242025Change
Assets
Total assets20/58€142,436€214,519€253,220€125,551▼ 50.4%
Fixed assets21/28€57,874€46,297€34,719€25,989▼ 25.1%
Tangible fixed assets22/27€57,874€46,297€34,719€25,989▼ 25.1%
Furniture and vehicles24€57,874€46,297€34,719€25,989▼ 25.1%
Current assets29/58€84,561€168,222€218,501€99,562▼ 54.4%
Amounts receivable after more than one year29€25,000€20,000€15,000€0▼ 100%
Other amounts receivable291€25,000€20,000€15,000€0▼ 100%
Amounts receivable within one year40/41€21,530€39,573€4,206€206▼ 95.1%
Trade receivables40-€24,371€0--
Other amounts receivable41€21,530€15,202€4,206€206▼ 95.1%
Cash at bank and in hand54/58€38,032€108,649€199,073€99,305▼ 50.1%
Deferred charges and accrued income490/1--€222€51▼ 77.0%
Equity and liabilities
Total equity and liabilities10/49€142,436€214,519€253,220€125,551▼ 50.4%
Equity10/15€51,536€131,746€203,596€1,000▼ 99.5%
Contributions10/11€1,000€1,000€1,000€1,000=
Reserves13€50,536€130,746€202,596€0▼ 100%
Distributable reserves133€50,536€130,746€202,596€0▼ 100%
Profit (loss) carried forward14---€0-
Amounts payable17/49€90,899€82,773€49,625€124,551▲ 151%
Amounts payable after more than one year17-€27,161€11,084€0▼ 100%
Financial debts170/4-€27,161€11,084€0▼ 100%
Amounts payable within one year42/48€90,899€55,612€37,040€123,051▲ 232%
Current portion of amounts payable after more than one year42-€15,440€16,077€11,084▼ 31.1%
Trade debts44€67,863€8,845€3,404€6,718▲ 97.3%
Suppliers440/4€67,863€8,845€3,404€6,718▲ 97.3%
Taxes, remuneration and social security45€23,036€31,031€17,057€17,199▲ 0.8%
Taxes450/3€23,036€31,031€17,057€17,199▲ 0.8%
Other amounts payable47/48-€296€502€88,050▲ 175×
Accrued charges and deferred income492/3--€1,500€1,500=
Line2022202320242025Change
Profit (loss) for the period9904€50,536€80,209€71,850€87,262▲ 21.5%
+ Depreciation and write-downs630€13€11,577€11,577€11,878▲ 2.6%
Operating cash flow (approximation)€50,550€91,787€83,427€99,141▲ 18.8%
Investment in fixed assets (approximation)-€0€0-€3,148-
Change in cash-€70,618€90,424-€99,768-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 11-02-2026 2026-00038033 PDF
31-12-2024 micro format 05-02-2025 2025-00030755 PDF
31-12-2023 micro format 18-06-2024 2024-00139909 PDF
31-12-2022 micro format 18-04-2023 2023-00061227 PDF

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