Equity
-€58,006
Debts exceed assets in financial year 2025.
PHICA
Lifetime
16 annual accounts with figures on one time axis, 26 filings since 1996peak €18,356 (2021)
€12,678▼ 4.5%
lowest -€23,149 (2019)
-€905▼ €673
peak €59,898 (2012)
-€58,006▼ €905
€121,206▼ 0.9%
Board5 names since 2015
1 director
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Loss of €905Cash from €17,061 to €27,345
Key points
from the 2025 annual accountsLosses
-€14,092 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€121,206 192% of the balance sheet
2025 accounts filed 28 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,795 companies had the same profile as PHICA has now. Each dot stands for 7 companies, two years later.
90.3%
were still trading
6.1%
stopped another way
2.1%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,795 companies, not a prediction for PHICA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Daily manager
- 999 sharesdeed of 01-12-2016
- 999 sharesdeed of 01-12-2016
- 2 sharesdeed of 01-12-2016
Recent changes
Registered office moved from Incourt to Jodoigne rue des Alisiers n
New registered office: 1370 Jodoigne rue des Alisiers n°48 · Previous registered office: Rue Ecole des filles 6 Bte A à 1315 INCOURT · Resignations: (director) and (director) · General meeting of 07-04-2022 · Gazette deed
Registered office moved from Grez-Doiceau to Incourt
Transfer of 1 share from to · Transfer of 1 share from to · Transfer of 999 shares from to · General meeting of 30-08-2016 · Gazette deed
Registered office moved within Grez-Doiceau
New registered office: Avenue de la Violette 10 à 1390 Grez-Doiceau · Previous registered office: Rue de Basse-Biez 85 à 1390 Grez-Doiceau · Resignation: (director) · General meeting of 11-09-2015 · Gazette deed
Incorporation
published on 25-07-1995 · Gazette deed
Official details
Source: KBO- Status
- Active since 10-07-1995Normal situation
- Activity
- No activity registered in the KBO
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on PHICA
PHICA files the micro format. That format states no turnover. The gross margin rose from €3,755 in 2007 to €12,678 in 2025.
The balance sheet grew most from 2016 to 2018 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PHICA
- What is the company number of PHICA?
- The company number of PHICA is 0455.593.261. The VAT number is the same number with BE in front: BE 0455.593.261.
- Where is PHICA based?
- The registered office is at Rue des Alisiers 48, 1370 Jodoigne.Company details
- What is the legal form of PHICA?
- PHICA is a private limited company (pre-2019) (BVBA).
- When was PHICA founded?
- PHICA was founded on 10-07-1995.
- Is PHICA still active?
- Yes, PHICA is an active enterprise in the KBO register.
- What is the turnover of PHICA?
- The turnover in financial year 2025 is ≈ €94,000. This figure is estimated from the gross margin of €12,678 and 7,098 comparable companies of the same size. It probably lies between €43,000 and €220,000. It is a rough estimate.Financials
- Is PHICA profitable?
- In financial year 2025, PHICA made a loss of €905.
- Where can I find the annual accounts of PHICA?
- PHICA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PHICA due?
- PHICA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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