Phianthi
ActivePhianthi has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €814. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 1851 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▲+41
Solvency2▼-31
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.45 in 2023), and 98.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.8%
Return on assets
0.3%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
16 d early
2022
9 d late
2021
32 d early
2020
18 d early
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€6k
2023 · €-25k
2018: €-35k
2019: €-19k
2020: €-26k
2021: €-28k
2022: €-24k
2023: €-25k
2018 → 2024
Total assets
€308k▲ 12.0%
2023 · €275k
2018: €344k
2019: €361k
2020: €349k
2021: €326k
2022: €300k
2023: €275k
2018 → 2024
Net result
€814
2023 · €-2k
2018: €-41k
2019: €15k
2020: €-7k
2021: €-2k
2022: €4k
2023: €-2k
2018 → 2024
Working capital
€-24k▼ 0.6%
2023 · €-24k
2018: €-32k
2019: €-37k
2020: €-52k
2021: €-27k
2022: €-30k
2023: €-24k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-26k-€-28k▼ 5.8%€-24k▲ 15.8%€-25k▼ 6.9%€6k
Operating result€875-€7k▲ 715%€13k▲ 80.3%€6k▼ 53.9%€7k▲ 13.1%
Net result€-7k-€-2k▲ 78.2%€4k€-2k€814
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 13% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €308k
Fixed assets
€280k▲ 9.7%
Current assets
€27k▲ 42.5%
Equity and liabilities €308k
Equity
€6k
Debt
€302k
Debt finances 98.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€43k▲
2023 · €42k
Cash flow
€37k▲
2023 · €35k
Solvency
1.8%▲
2023 · -9.2%
Current ratio
0.53▲
2023 · 0.45
Quick ratio
0.53▲
2023 · 0.45
Debt / equity
54.15▲
2023 · -11.89
ROE
14.6%▲
2023 · 6.4%
ROA
0.3%▲
2023 · -0.6%
Interest coverage
10.81▲
2023 · 5.59
Debt
€302k▲
2023 · €300k
Debt ≤ 1 year
€51k▲
2023 · €43k
Debt > 1 year
€251k▼
2023 · €257k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€275k€308k▲
Fixed assets21/28€255k€280k▲
Tangible fixed assets22/27€255k€280k▲
Land and buildings22€218k€204k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€34k€75k▲
Current assets29/58€19k€27k▲
Amounts receivable within one year40/41€692€183▼
Trade receivables40€135€135=
Other amounts receivable41€557€48▼
Cash at bank and in hand54/58€17k€26k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€275k€308k▲
Equity10/15€-25k€6k▲
Contributions10/11€6k€36k▲
Profit (loss) carried forward14€-31k€-31k▲
Amounts payable17/49€300k€302k▲
Amounts payable after more than one year17€257k€251k▼
Financial debts170/4€256k€251k▼
Advances received on contracts in progress176€700-
Amounts payable within one year42/48€43k€51k▲
Current portion of amounts payable after more than one year42€18k€20k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Advances received on contracts in progress46€16k€23k▲
Taxes, remuneration and social security45-€398
Taxes450/3-€398
Other amounts payable47/48€7k€5k▼
Accrued charges and deferred income492/3€143-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€46k€46k▲
Operating profit (loss)9901€6k€7k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€8k€4k▼
Recurring financial charges65€8k€4k▼
Profit (loss) for the period before taxes9903€-2k€3k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-2k€814▲
Profit (loss) for the period to be appropriated9905€-2k€814▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-31k▲
Profit (loss) brought forward from the previous period14P€-30k€-31k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Back to profitnet €814
Net result €814 after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentse Steenweg 1649620 ZottegemGround area
767 m²
Building footprint
189 m²
Volume, LiDAR
1,035 m³
Parcel 41023A0043/00D002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gentse Steenweg 164, 9620 Zottegem
since 20182.272.560.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41023A0043/00D002 | Flanders | 767 m² | 1 · 189 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CALIJU
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Of 2,996 companies in sector 55203 we hold annual accounts for 687. 245 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2018
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.