Turnover
≈ €130,000 estimated
The accounts state no turnover.
PHI CONSULTING
Overview
Lifetime
4 annual accounts with figures on one time axispeak €219,339 (2023)
€38,923▼ 1.9%
peak €154,834 (2023)
€21,965▼ 11.8%
peak €250,021 (2025)
€250,021▲ 9.6%
€38,108▼ 7.7%
Board1 name since 2022
1 director
Documentsfilings and deeds
24-08-202624 days late
2025micro format
A quiet year: no large shift against the year before.
Key points
from the 2025 annual accountsFilings
4 annual accounts 3 late
The 2023 accounts came latest: 71 days after the end of the period.
Position in the sector
€250,021
More equity than 85% of companies in computer programming and consultancy. Sector median €69,065 · 21,223 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PHI CONSULTING has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PHI CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0791297492
Registered office moved within Charleroi
New registered office: Square des Martyrs 1, 6000 Charleroi · Previous registered office: Quai Paul Verlaine 2/2, 6000 Charleroi · Board meeting of 21-12-2023 · Gazette deed
Incorporation
Founder: · Appointment: (director) · published on 26-09-2022 · Gazette deed
First establishment
Quai Paul Verlaine 2/2, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PHI CONSULTING Charleroi | €288,129 | €38,923 | 86.8% | - |
| HILGERT Beveren-Kruibeke-Zwijndrecht | €280,246 | €42,499 | 32.4% | - |
| Atkana S-4 Ixelles | €274,265 | €36,075 | 20.3% | - |
| Majitoba Tienen | €280,788 | €35,710 | 33.9% | - |
| Mesit Willebroek | €343,089 | €36,560 | 14.1% | - |
| SIRIEU DATA MANAGEMENT Soignies | €327,398 | €38,672 | 62.9% | - |
| BOCCALON IT La Louvière | €276,754 | €36,456 | 86.8% | - |
These companies have the same main activity as PHI CONSULTING: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €274,000 and €343,000, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 22-09-2022Normal situation
- Registered office
- 56 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.335.911.9336000 Charleroi, since 22-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 13-10-2025
Annual accounts 2025
- €38,923▼ 1.9%
- €21,965▼ 11.8%
- €250,021▲ 9.6%
- €288,129▲ 7.0%
- Filing
- Filed on 24-08-2026
Insights on PHI CONSULTING
PHI CONSULTING files the micro format. That format states no turnover. The gross margin fell from €61,437 in 2022 to €38,923 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-08-2026, 24 days late€38,923
▼ 1.9%
€22,007
▼ 11.9%
€21,965
▼ 11.8%
€223,054
▲ 19.9%
86.8%
▲ 2.1 percentage points
6.85
▲ 1.35
The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €110,000 and €180,000.
Balance sheet
balance sheet total €288,129 on 31-12-2025What the company ownsHow it is paid for
in euro
Position in the sector
86.8%
Higher than 84% of 21,217 companies in 2025.
6.85
Higher than 82% of 20,581 companies in 2025.
7.6%
Higher than 30% of 20,756 companies in 2025.
PHI CONSULTING
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
288,129 | 269,363 | 269,689 | 130,789 | |
21/28 |
26,967 | 42,026 | 56,145 | 5,919 | |
22/27 |
26,967 | 42,026 | 56,145 | 5,919 | |
24 |
26,967 | 42,026 | 56,145 | 5,919 | |
29/58 |
261,162 | 227,337 | 213,544 | 124,871 | |
40/41 |
145,745 | 162,677 | 73,943 | 94,827 | |
40 |
145,745 | 162,677 | 73,943 | 94,827 | |
50/53 |
- | 64,660 | 139,601 | - | |
54/58 |
115,417 | - | - | 23,240 | |
490/1 |
- | - | - | 6,804 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
288,129 | 269,363 | 269,689 | 130,789 | |
10/15 |
250,021 | 228,056 | 203,155 | 48,321 | |
10/11 |
100 | 100 | 100 | 100 | |
14 |
249,921 | 227,956 | 203,055 | 48,221 | |
17/49 |
38,108 | 41,307 | 66,534 | 82,469 | |
42/48 |
38,108 | 41,307 | 66,534 | 82,469 | |
44 |
2,412 | 37,896 | 23,408 | 25,320 | |
440/4 |
2,412 | 37,896 | 23,408 | 25,320 | |
46 |
- | - | - | 24,080 | |
45 |
- | 3,411 | - | 32,094 | |
450/3 |
- | 3,411 | - | 27,825 | |
454/9 |
- | - | - | 4,269 | |
47/48 |
35,696 | - | 43,126 | 974 | |
| Income statement | |||||
9900 |
38,923 | 39,695 | 219,339 | 61,437 | |
630 |
15,668 | 14,119 | 14,119 | 330 | |
640/8 |
1,248 | 605 | 2,820 | - | |
9901 |
22,007 | 24,971 | 202,400 | 61,107 | |
65/66B |
42 | 70 | 66 | - | |
65 |
42 | 70 | 66 | - | |
9903 |
21,965 | 24,901 | 202,334 | 61,107 | |
67/77 |
- | - | 47,500 | 12,886 | |
9904 |
21,965 | 24,901 | 154,834 | 48,221 | |
9905 |
21,965 | 24,901 | 154,834 | 48,221 | |
| Appropriation of the result | |||||
9906 |
249,921 | 227,956 | 203,055 | 48,221 | |
14P |
227,956 | 203,055 | 48,221 | - | |
| Document | |||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00418112.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 37,675 | 39,090 | 216,519 | 61,437 | ||
| 37,633 | 39,020 | 168,953 | 48,551 | ||
| 609 | 0 | 64,345 | 6,249 | ||
| 223,054 | 186,030 | 147,010 | 42,402 | ||
| 86.8% | 84.7% | 75.3% | 36.9% | ||
| 6.85 | 5.50 | 3.21 | 1.51 | ||
| 0.15 | 0.18 | 0.33 | 1.71 | ||
| 8.8% | 10.9% | 76.2% | 99.8% | ||
| 7.6% | 9.2% | 57.4% | 36.9% | ||
| over 100 | over 100 | over 100 | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €64,345 | €6,249 |
| €15,668 | €14,119 | €14,119 | €330 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on PHI CONSULTING
The operating result for 2025 is 12% lower than in 2024 and the lowest since 2022. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 15.3% to 13.2%. Equity is higher and debt is lower.
Large changes and their cause
- 2024 Net result -84% on 2023. The accounts now follow the micro format, last year the full format.
- 2023 Net result +221% on 2022. The accounts now follow the full format, last year the micro format.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 22-09-2022
term without a fixed end
listed in the 2022 annual accounts, filed on 31-07-2023
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Les décisions de l'organe d'administration sont constatées dans des procès-verbaux qui sont signés par le président de la réunion et les…”deed of 26-09-2022
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 22-09-2022 to date
Control
Founder
This company
PHI CONSULTING
Equity €250,021
Profit €21,965 in 2025
Capital
- Contribution
- €100
- Source
- 2025 annual accounts
Articles of association
deed of 26-09-2022 (in French)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 18:00
Founder
At incorporation
deed of 26-09-2022 ↗
- sole founder · 100% at incorporation
Network & group
No group
PHI CONSULTING has no parent and no holdings in its annual accounts. is the only director. PHI CONSULTING shares no director with another company.
Timeline
Timeline
11 events since 2022Filings
Financial
Establishments
Address
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 24 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0791297492
Annual accounts 2024 filed PDFmicro format · 30 days late
2024
Annual accounts 2023 filed PDFfull format · 71 days late
Registered office moved within CharleroiNew registered office: Square des Martyrs 1, 6000 Charleroi · Previous registered office: Quai Paul Verlaine 2/2, 6000 Charleroi · Board meeting of 21-12-20232 points ▸
- Board meeting, 21-12-2023
- Registered-office move, Square des Martyrs 1, 6000 Charleroi
2023
Highest result from 2022 to 2025 net €154,834 ▲221% The operating result of €202,400 and the net result of €154,834 are both a record.
Liquidity more than doubled current ratio 3.21 The current ratio rises from 1.51 to 3.21. Short-term debt falls from €82,469 to €66,534.
Equity above €200,000 equity €203,155 ▲320% With a profit in every financial year since 2022, equity grows to €203,155.
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
IncorporationFounder: · Appointment: (director) · published on 26-09-20222 points ▸
- Director appointment, (director (not named in the articles))
- Founder,
- The deed holds 1 more point.
First establishment Quai Paul Verlaine 2/2, Charleroi
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0791.297.492
- VAT number
- BE 0791.297.492
- Peppol ID
- 0208:0791297492
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-09-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Tuesday of June at 18:00deed of 26-09-2022 (in French)
- Peppol
- Reachable since 13-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PHI CONSULTING in French
- Entity type
- Legal entity
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Square des Martyrs 1 registered office 6000 Charleroi | ||
| Quai Paul Verlaine 2/2 6000 Charleroi | 22-09-2022 | 2.335.911.933 |
Buildings and parcels at the addresses
- Ground area
- 575 m²
- Buildings
- 549 m²
- Volume, LiDAR
- 8,914 m³
- Tallest building
- 19.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52011D0271/00C002 | 575 m² | 1 · 549 m² | 19.1 m · 5 |