PHD IMMO
ActiveSummary
PHD IMMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,108 and a net result of €5,343. Its solvency ranks better than 33% of 9294 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
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Signals
This company filed its last 3 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,441 | €6,441 | €18,375 | - |
| Other operating charges640/8 | - | - | €194 | - |
| Gross operating margin9900 | €19,131 | €19,131 | €35,724 | - |
| Operating profit (loss)9901 | €12,690 | €12,690 | €17,155 | - |
| Financial charges65/66B | €10,505 | €10,505 | €11,812 | - |
| Recurring financial charges65 | €10,505 | €10,505 | €11,812 | - |
| Profit (loss) for the period before taxes9903 | €2,185 | €2,185 | €5,343 | - |
| Profit (loss) for the period9904 | €2,185 | €2,185 | €5,343 | - |
| Profit (loss) for the period to be appropriated9905 | €2,185 | €2,185 | €5,343 | - |
| Line | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €383,942 | €383,942 | €357,866 | - |
| Formation expenses20 | €7,792 | €7,792 | €5,952 | - |
| Fixed assets21/28 | €356,197 | €356,197 | €339,661 | - |
| Tangible fixed assets22/27 | €356,197 | €356,197 | €339,661 | - |
| Land and buildings22 | €322,967 | €322,967 | €309,820 | - |
| Plant, machinery and equipment23 | €33,230 | €33,230 | €29,842 | - |
| Current assets29/58 | €19,953 | €19,953 | €12,252 | - |
| Amounts receivable within one year40/41 | €7,400 | €7,400 | - | - |
| Trade receivables40 | €7,400 | €7,400 | - | - |
| Cash at bank and in hand54/58 | €12,553 | €12,553 | €12,252 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €383,942 | €383,942 | €357,866 | - |
| Equity10/15 | €43,765 | €43,765 | €49,108 | - |
| Contributions10/11 | €41,580 | €41,580 | €41,580 | - |
| Profit (loss) carried forward14 | €2,185 | €2,185 | €7,528 | - |
| Amounts payable17/49 | €340,176 | €340,176 | €308,757 | - |
| Amounts payable after more than one year17 | €242,776 | €242,776 | €218,833 | - |
| Financial debts170/4 | €242,776 | €242,776 | €218,833 | - |
| Amounts payable within one year42/48 | €97,400 | €97,400 | €89,924 | - |
| Current portion of amounts payable after more than one year42 | €22,947 | €22,947 | €23,943 | - |
| Trade debts44 | €1,500 | €1,500 | €3,093 | - |
| Suppliers440/4 | €1,500 | €1,500 | €3,093 | - |
| Taxes, remuneration and social security45 | €10 | €10 | €2,668 | - |
| Taxes450/3 | €10 | €10 | €2,668 | - |
| Other amounts payable47/48 | €72,943 | €72,943 | €60,220 | - |
| Line | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,185 | €2,185 | €5,343 | - |
| + Depreciation and write-downs630 | €6,441 | €6,441 | €18,375 | - |
| Operating cash flow (approximation) | €8,626 | €8,626 | €23,718 | - |
| Investment in fixed assets (approximation) | - | -€6,441 | - | - |
| Change in cash | - | €0 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0382/00K002 | Wallonia | 4,525 m² | - | - |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.