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PhB TIRE CONSULTING

Active
Private limited companyfounded 20241 yr activeRue de la Houlette 5, 1421 Braine-l'Alleud, BelgiumKBO/BCE: BE 1014.667.807

PhB TIRE CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €12k. Its solvency ranks better than 56% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency87
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.65; short-term debt: 37.7% and cash: 98.4% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.3%
Return on assets
57.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
29 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€13k
Total assets
€21k
Net result
€12k
Working capital
€13k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €21k
Equity €13k
Debt €8k
Debt finances 37.7% of the balance-sheet total.
Key figures and ratios
2025 value
Solvency
62.3%
Current ratio
2.65
Quick ratio
2.65
Debt / equity
0.60
ROE
92.5%
ROA
57.7%
Debt
€8k
Debt ≤ 1 year
€8k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€21k
Current assets29/58€21k
Amounts receivable within one year40/41€338
Other amounts receivable41€338
Cash at bank and in hand54/58€21k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€13k
Contributions10/11€1k
Profit (loss) carried forward14€12k
Amounts payable17/49€8k
Amounts payable within one year42/48€8k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€2k
Income statement Code2025
Other operating charges640/8€106
Gross operating margin9900€17k
Operating profit (loss)9901€17k
Financial charges65/66B€396
Recurring financial charges65€396
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€4k
Profit (loss) for the period9904€12k
Profit (loss) for the period to be appropriated9905€12k
Appropriation of the result
Profit (loss) to be appropriated9906€12k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Houlette 51421 Braine-l'Alleud
Ground area
860 m²
Building footprint
85 m²
Volume, LiDAR
546 m³
Parcel 25078A0726/00M004, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Houlette 5, 1421 Braine-l'Alleud
Business consulting
since 20242.364.836.541
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25078A0726/00M004 Wallonia 860 m² 1 · 84 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 26,155 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-10-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.