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PHB - Law Office

Active
Private limited companyfounded 2014active for 12 yearsZwinlaan 6/22, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0546.826.216

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PHB - Law Office has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,600 and a net result of €119,858. Equity has been shrinking by about 23% per year since 2018. If that trend continues, it turns negative around financial year 2027. Its solvency ranks better than 13% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 24-02-2014 Normal situation
Legal form
Private limited company
Registered office
Zwinlaan 6/22, 8300 Knokke-Heist
Activity
Activities of lawyers NACE 69101
Establishment unit
2.227.293.808 8300 Knokke-Heist, since 24-02-2014
Financial year end
31 December
Peppol
Reachable since 08-12-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€179,353
▲ 146%
Turnover
≈ €310,000
estimated
Profit
€119,858
▲ 206%
Equity
€3,600
=
Total assets
€38,438
▼ 47.9%
2025 accounts filed 141 days before the deadline
Filed on 12-03-2026PDF
Score breakdownraises riskEquity €3,600 (9.4% of total assets)lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €38,438Liquidity: current ratio 0.80, cash €17,002Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 34+4
equity 9.4% of total assets
Liquidity 50+6
short-term debt 90.6% · cash 44.2%
Profitability 100=
return on assets 311.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 14% of them on solvency, 28% on liquidity, 82% on profitability and 35% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Size: total assets €38,438
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.80, cash €17,002
NBB · annual accounts
raises risk · Equity €3,600 (9.4% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
141 days early
2024
17 days early
2023
on the day
2022
12 days early
2021
31 days late
2020
61 days late
2019
118 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €39,140 to €119,858 ▲ 206% View
  • Caution: Less equity than 92% of companies in legal and accountingsector median €86,378 · 15,764 companies €3,600 View
  • Positive: 6 profitable years in a rowprofit 2025: €119,858 6 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Documents

Annual accounts at the NBB

All 12 annual accounts

Articles and registers

Key facts about PHB - Law Office

What is the company number of PHB - Law Office?
The company number of PHB - Law Office is 0546.826.216. The VAT number is the same number with BE in front: BE 0546.826.216.
Where is PHB - Law Office based?
The registered office is at Zwinlaan 6/22, 8300 Knokke-Heist.Company details
What does PHB - Law Office do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of PHB - Law Office?
The legal form of PHB - Law Office is Private limited company (BV).
When was PHB - Law Office founded?
PHB - Law Office was founded on 24-02-2014.
Is PHB - Law Office still active?
Yes, PHB - Law Office is an active enterprise in the KBO register.
What is the turnover of PHB - Law Office?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €179,353 and 38 comparable companies (NACE 691). It probably lies between €250,000 and €470,000.Financials
Is PHB - Law Office profitable?
In financial year 2025, PHB - Law Office made a profit of €119,858.
Where can I find the annual accounts of PHB - Law Office?
PHB - Law Office filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of PHB - Law Office due?
PHB - Law Office must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as PHB - Law Office: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €29,900 and €66,200, founded between 2013 and 2018.

CompanyTotal assetsGross margin
PHB - Law Office Knokke-Heist€38,438€179,353
Cabinet d’Avocats Mathias Deruyver Brussel€39,776€151,275
Docclo , avocat Brussel€49,896€153,272
ADAMA Kortrijk€66,224€179,715
Advocatenkantoor Brecht Gekiere Koksijde€55,577€122,022
FVC Legal Merchtem€31,537€133,054
Juno Hautekiet Londerzeel€29,898€175,900
Full comparison

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