PHARMANOUNOU

Active

Private limited companyfounded 20224 yrs activeRue Meloye 10, 4130 Esneux, BelgiumKBO/BCE: BE 0780.738.548

Summary

PHARMANOUNOU has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,791 and a net result of €21,425. Equity is growing by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

PHARMANOUNOUActiveChecked score 95/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

€81,052total assets 2025

Equity: €52,791
Profit: €21,425

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 28 d early0 of 2 deeds read

Why 95- Founded in 2022+ Liquidity: current ratio 2.55, cash €58,275+ Sector Office administrative, office support and other business support activities (NACE 82)+ Equity €52,791 (65.1% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 64% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 90+1

equity 65.1% of total assets

Liquidity 85-3

short-term debt 33.2% · cash 71.9%

Profitability 100+2

return on assets 26.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,439 companies)

Last 9 months 02-2026: < 0.1%lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%▲ +6.1% vs 04-2026 06-2026: < 0.1%▲ +2.9% vs 05-2026 07-2026: < 0.1%▲ +5.6% vs 06-2026 08-2026: < 0.1%▲ +13.2% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value

Liquidity: current ratio 2.55, cash €58,275 lowers the probability
Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Equity €52,791 (65.1% of total assets) lowers the probability
Founded in 2022 raises the probability for this profile

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 2.55 against 2.99 in 2024; short-term debt: 33.2% and cash: 71.9% of total assets), and 34.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 65%, liquidity 79%, profitability 87%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 2.55, cash €58,275

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €52,791 (65.1% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2022

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

28 d early

2024

23 d early

2023

30 d early

2022

102 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

03-07-26 Annual accounts filedfiscal year 2025 · micro…
08-07-25 Annual accounts filedfiscal year 2024 · micro…
01-07-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Positive: Always filed on timeaccounts within the deadline every year 4 years View
Total assets 20254 fiscal years filed €81,052 View
Active since 2022founded 21-01-2022 4 years View