PHARMALIXHE

Active

Private limited companyfounded 201115 yrs activeRue de la Croix(LIX) 13, 4600 Visé, BelgiumKBO/BCE: BE 0832.493.689

Summary

PHARMALIXHE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293,509 and a net result of €24,699. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

PHARMALIXHEActiveChecked score 95/100

Risk analysis Report Compare

Activity

Retail sale of pharmaceutical products

NACE 47730

1 site

Size

€476,967total assets 2025

Staff: 1.9 FTE
Equity: €293,509
Profit: €24,699

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 20 d late0 of 6 deeds read

Why 95- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.66, cash €111,697+ Equity €293,509 (61.5% of total assets)+ Founded in 2011Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 62% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 87+3

equity 61.5% of total assets

Liquidity 62+2

short-term debt 37.0% · cash 23.4%

Profitability 69-9

return on assets 5.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)

Last 21 months 02-2025: 0.1% 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +9.6% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -1.6% vs 05-2025 07-2025: 0.2%▲ +37.1% vs 06-2025 08-2025: 0.1%▼ -42.9% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▼ -3.1% vs 02-2026 04-2026: 0.1%▲ +6.4% vs 03-2026 05-2026: 0.1%▼ -2.0% vs 04-2026 06-2026: 0.1%▼ -6.1% vs 05-2026 07-2026: 0.1%▲ +14.1% vs 06-2026 08-2026: 0.2%▲ +124% vs 07-2026highest value 09-2026: 0.1%▼ -64.7% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 2.66, cash €111,697 lowers the probability
Equity €293,509 (61.5% of total assets) lowers the probability
Founded in 2011 lowers the probability for this profile
Sector Retail trade (NACE 47) raises the probability

Credit up to €25,000 at 30 days acceptable

Liquidity ample (current ratio 2.66 against 2.52 in 2024; short-term debt: 37% and cash: 23.4% of total assets), and 38.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 74%, liquidity 69%, profitability 48%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 2.66, cash €111,697

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €293,509 (61.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2011

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

A punctual record breaks

This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

20 d late

2024

on the day

2023

19 d early

2022

5 d early

2021

31 d early

2020

1 d early

2019

16 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage