PHARMACIE THIRY ANNE
ActivePHARMACIE THIRY ANNE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €55k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 40% of 4147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+3
Solvency53▼-16
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.34 in 2024; short-term debt: 65.6% and cash: 45% of total assets), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
8.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
102 d early
2024
on the day
2023
22 d late
2022
28 d late
2021
18 d early
2020
30 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€55k▲ 48.0%
2024 · €37k
2018: €10k
2019: €5k
2020: €15k
2021: €52k
2022: €36k
2023: €9k
2024: €37k
2018 → 2025
Working capital
€30k▼ 66.1%
2024 · €89k
2018: €-47k
2019: €-9k
2020: €-11k
2021: €31k
2022: €20k
2023: €39k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€213k▼ 6.0%€222k▲ 4.4%€259k▲ 16.7%€175k▼ 32.4%
Operating result€88k-€66k▼ 24.9%€27k▼ 59.4%€76k▲ 185%€88k▲ 15.9%
Net result€52k-€36k▼ 30.4%€9k▼ 74.5%€37k▲ 299%€55k▲ 48.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €628k
Fixed assets
€186k▼ 24.0%
Current assets
€442k▲ 26.5%
Equity and liabilities €628k
Equity
€175k▼ 32.4%
Debt
€453k▲ 35.1%
The debt ratio rises from 56.4% to 72.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€147k▲
2024 · €137k
Cash flow
€114k▲
2024 · €98k
Solvency
27.9%▼
2024 · 43.6%
Current ratio
1.07▼
2024 · 1.34
Quick ratio
0.85▼
2024 · 0.98
Debt / equity
2.59▲
2024 · 1.29
ROE
31.4%▲
2024 · 14.3%
ROA
8.7%▲
2024 · 6.2%
Interest coverage
11.64▲
2024 · 7.24
Debt
€453k▲
2024 · €335k
Debt ≤ 1 year
€412k▲
2024 · €260k
Debt > 1 year
€41k▼
2024 · €75k
Income taxes
€21k▲
2024 · €20k
Staff costs
€150k▲
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€594k€628k▲
Fixed assets21/28€245k€186k▼
Intangible fixed assets21€36k€197▼
Tangible fixed assets22/27€209k€186k▼
Land and buildings22€197k€180k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€4k▼
Current assets29/58€349k€442k▲
Stocks and contracts in progress3€95k€93k▼
Stocks30/36€95k€93k▼
Amounts receivable within one year40/41€66k€64k▼
Trade receivables40€60k€64k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58€185k€283k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€594k€628k▲
Equity10/15€259k€175k▼
Contributions10/11€175k€175k=
Reserves13€18k-
Distributable reserves133€18k-
Profit (loss) carried forward14€67k-
Amounts payable17/49€335k€453k▲
Amounts payable after more than one year17€75k€41k▼
Financial debts170/4€75k€41k▼
Amounts payable within one year42/48€260k€412k▲
Current portion of amounts payable after more than one year42€50k€38k▼
Trade debts44€66k€71k▲
Suppliers440/4€66k€71k▲
Taxes, remuneration and social security45€25k€35k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9€14k€23k▲
Other amounts payable47/48€118k€268k▲
Accrued charges and deferred income492/3-€254
Income statement
Code20242025
Remuneration, social security and pensions62€125k€150k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€59k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€24k
Other operating charges640/8€1€3▲
Gross operating margin9900€262k€320k▲
Operating profit (loss)9901€76k€88k▲
Financial income75/76B€69€25▼
Recurring financial income75€69€25▼
Financial charges65/66B€19k€13k▼
Recurring financial charges65€19k€13k▼
Profit (loss) for the period before taxes9903€57k€75k▲
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€37k€55k▲
Profit (loss) for the period to be appropriated9905€37k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€126k▲
Profit (loss) brought forward from the previous period14P€29k€71k▲
Transfer from equity791/2-€18k
Profit to be distributed694/7-€143k
Return on contributions (dividend)694-€143k
Social balance
Average headcount (FTE)90871.51.9▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €55k ▲48%
Operating result €88k, net result €55k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €226k ▲16.7%
4 profitable years in a row build equity to €226k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €5k ▼48%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Communale 11490 Court-Saint-EtienneGround area
463 m²
Building footprint
114 m²
Volume, LiDAR
823 m³
Parcel 25023H0401/00G000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
pharmacie Thiry Anne
since 20162.248.652.317
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023H0401/00G000 | Wallonia | 463 m² | 1 · 114 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Brupharma
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envergure invest
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Tubize · Eq €176k
APOTHEEK LATEM
BE 0644.587.863
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Of 5,222 companies in sector 47730 we hold annual accounts for 3,861. 3,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2015
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.