Skip to content

PHARMACIE MINGNEAU

Active
Public limited companyfounded 1991active for 35 yearsChaussée de Douai(RS) 92, 7610 Rumes, BelgiumKBO/BCE: BE 0443.686.314

From the official registers: KBO 33 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PHARMACIE MINGNEAU has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244,197 and a net result of €80,038. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 24% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 15-03-1991 Normal situation
Activity
Retail sale of pharmaceutical products NACE 47730
Establishment unit
2.052.679.752 7610 Rumes, since 08-05-1991
Financial year end
31 December
Peppol
Reachable since 22-11-2025

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€408,078
▲ 28.6%
Turnover
≈ €1.5m
estimated
Profit
€80,038
▲ 208%
Equity
€244,197
▲ 48.8%
Total assets
€1.9m
▲ 3.5%
Staff
2.5 FTE
▼ 10.7%
Filed on 25-06-2026, 36 days before the deadlineat the National Bank
Score breakdownraises riskEquity €244,197 (13.1% of total assets)Sector: Retail trade (NACE 47)lowers riskSize: 2.5 FTE, total assets €1.9mFounded in 1991Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 38+4
equity 13.1% of total assets
Liquidity 54+7
short-term debt 15.7% · cash 5.9%
Profitability 74+20
return on assets 4.3%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.8%▲ +0.3 percentage points vs 04-2025 06-2025: 1.7%▼ -0.1 percentage points vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 1.2%▼ -0.6 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 0.6%▼ -0.6 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.7%▲ +0.1 percentage points vs 01-2026 03-2026: 0.6%▼ -0.1 percentage points vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026 09-2026: 1.4%▲ +0.3 percentage points vs 08-2026 10-2026: 0.4%▼ -1.0 percentage point vs 09-2026lowest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.36 (0.69 in 2024), below the usual 1.5. Short-term debt is 15.7% and cash 5.9% of total assets. 86.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 29% of them on solvency, 59% on liquidity, 59% on profitability and 86% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €244,197 (13.1% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: 2.5 FTE, total assets €1.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5036 sector peers (2025).
NBB · sector comparison
Position among 5036 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
27 days early
2023
35 days early
2022
45 days early
2021
45 days early
2020
18 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €25,953 to €80,038 ▲ 208% View
  • Positive: 7th oldest company in Rumesin the Checked rankings No. 7 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Comparable companies

These companies have the same main activity as PHARMACIE MINGNEAU: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €1.6m and €2.1m, founded between 1985 and 1996.

CompanyTotal assetsGross margin
PHARMACIE MINGNEAU Rumes€1.9m€0.4m
PHARMACIE DU PETIT COURCELLES Courcelles€1.6m€0.4m
PHARMACIE CANNUYER Enghien€2.0m€0.5m
APELEC Zemst€1.7m€0.4m
APOTHEEK GODERIS & VINCENT Staden€2.0m€0.3m
APOTHEEK PASBRUG Mechelen€2.1m€0.5m
APOTHEEK VERMEULEN - VAN HECKE Pittem€1.7m€0.5m
Full comparison

Documents

Annual accounts at the NBB

All 33 annual accounts

Articles and registers

Key facts about PHARMACIE MINGNEAU

What is the company number of PHARMACIE MINGNEAU?
The company number of PHARMACIE MINGNEAU is 0443.686.314. The VAT number is the same number with BE in front: BE 0443.686.314.
Where is PHARMACIE MINGNEAU based?
The registered office is at Chaussée de Douai(RS) 92, 7610 Rumes.Company details
What does PHARMACIE MINGNEAU do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of PHARMACIE MINGNEAU?
The legal form of PHARMACIE MINGNEAU is Public limited company (NV).
When was PHARMACIE MINGNEAU founded?
PHARMACIE MINGNEAU was founded on 15-03-1991.
Is PHARMACIE MINGNEAU still active?
Yes, PHARMACIE MINGNEAU is an active enterprise in the KBO register.
How many employees does PHARMACIE MINGNEAU have?
PHARMACIE MINGNEAU had an average of 2.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PHARMACIE MINGNEAU?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €408,078 and 47 comparable companies (NACE 477). It probably lies between €1.2m and €2.4m.
Is PHARMACIE MINGNEAU profitable?
In financial year 2025, PHARMACIE MINGNEAU made a profit of €80,038.
Where can I find the annual accounts of PHARMACIE MINGNEAU?
PHARMACIE MINGNEAU filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PHARMACIE MINGNEAU due?
PHARMACIE MINGNEAU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.