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Pharmacie Loop

Active
Private limited companyfounded 201213 yrs activeRue de Nivelles 155A, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 0500.744.880
Summary

Pharmacie Loop has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €713,989 and a net result of €182,924. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 4613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability82▲+2
Solvency65▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.82 in 2024; short-term debt: 28.5% and cash: 28.4% of total assets), but 59.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.3%
Return on assets
10.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
88 d early
2024
23 d early
2023
28 d early
2022
17 d early
2021
27 d early
2020
50 d early
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 November 2012, Pharmacie Loop was incorporated.1 Total assets went from EUR 804,080 in 2018 to EUR 1.8 million in 2025 and headcount from 0.5 full-time equivalents in 2019 to 1.8 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2019 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€182,924▲ 23.9%
2024 · €147,611
Working capital
€309,047▲ 3.8%
2024 · €297,715
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€93,389▼ 16.5%€125,493▲ 34.4%€238,309▲ 89.9%€245,217▲ 2.9%€292,075▲ 19.1%
Net result€56,730within the sector's middle half▼ 11.0%€82,085within the sector's middle half▲ 44.7%€142,164within the sector's middle half▲ 73.2%€147,611above the sector's middle half▲ 3.8%€182,924within the sector's middle half▲ 23.9%
Equity€373,705within the sector's middle half▲ 8.3%€416,290within the sector's middle half▲ 11.4%€528,454within the sector's middle half▲ 26.9%€676,065within the sector's middle half▲ 27.9%€713,989within the sector's middle half▲ 5.6%
Total assets€1.2mwithin the sector's middle half▲ 27.5%€1.5mwithin the sector's middle half▲ 27.4%€1.6mwithin the sector's middle half▲ 6.3%€1.6mwithin the sector's middle half▼ 0.8%€1.8mwithin the sector's middle half▲ 11.0%
Debt€815,916▲ 38.8%€1.1m▲ 34.8%€1.1m▼ 1.6%€922,191▼ 14.8%€1.1m▲ 14.9%
Working capital€91,285within the sector's middle half▼ 27.2%€117,197within the sector's middle half▲ 28.4%€188,037within the sector's middle half▲ 60.4%€297,715within the sector's middle half▲ 58.3%€309,047within the sector's middle half▲ 3.8%
Solvency31.4%within the sector's middle half▼ 5.6pp27.5%within the sector's middle half▼ 4.0pp32.8%within the sector's middle half▲ 5.3pp42.3%within the sector's middle half▲ 9.5pp40.3%within the sector's middle half▼ 2.0pp
Current ratio1.27within the sector's middle half▼ 0.281.31within the sector's middle half▲ 0.041.43within the sector's middle half▲ 0.121.82within the sector's middle half▲ 0.391.61within the sector's middle half▼ 0.21
Return on assets (ROA)4.8%within the sector's middle half▼ 2.1pp5.4%above the sector's middle half▲ 0.6pp8.8%above the sector's middle half▲ 3.4pp9.2%above the sector's middle half▲ 0.4pp10.3%above the sector's middle half▲ 1.1pp
Staff (FTE)0.8below the sector's middle half▲ 60.0%1.1within the sector's middle half▲ 37.5%1.5within the sector's middle half▲ 36.4%2.4within the sector's middle half▲ 60.0%1.8within the sector's middle half▼ 25.0%
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €93,389€93,389Net result 2021: €56,730€56,730Operating result 2022: €125,493€125,493Net result 2022: €82,085€82,085Operating result 2023: €238,309€238,309Net result 2023: €142,164€142,164Operating result 2024: €245,217€245,217Net result 2024: €147,611€147,611Operating result 2025: €292,075€292,075Net result 2025: €182,924€182,92420212022202320242025€0€100,000€200,000€300,000Operating result 2023: €238,309€238,000Net result 2023: €142,164€142,000Operating result 2024: €245,217€245,000Net result 2024: €147,611€148,000Operating result 2025: €292,075€292,000Net result 2025: €182,924€183,000202320242025
The operating result has risen four years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets €958,887 ▲ 2.2%
Current assets €814,467 ▲ 23.4%
Equity and liabilities €1.8m
Equity €713,989 ▲ 5.6%
Debt €1.1m ▲ 14.9%
Debt's share of the balance-sheet total rises from 57.7% to 59.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€403,051▲
2024 · €340,843
Cash flow
€293,900▲
2024 · €243,237
Quick ratio
1.23▼
2024 · 1.32
Debt to equity
1.48▲
2024 · 1.36
ROE
25.6%▲
2024 · 21.8%
Interest coverage
18.76▲
2024 · 12.38
Debt ≤ 1 year
€505,419▲
2024 · €362,354
Debt > 1 year
€547,296▼
2024 · €556,676
Income taxes
€89,789▲
2024 · €74,573
Staff costs
€123,987▼
2024 · €134,002
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.6m€1.8m▲
Fixed assets21/28€938,187€958,887▲
Intangible fixed assets21€182,148€136,611▼
Tangible fixed assets22/27€755,757€821,994▲
Land and buildings22€162,531€154,047▼
Plant, machinery and equipment23€562,474€535,818▼
Furniture and vehicles24€30,752€132,129▲
Financial fixed assets28€281€281=
Current assets29/58€660,069€814,467▲
Stocks and contracts in progress3€182,480€192,192▲
Stocks30/36€182,480€192,192▲
Amounts receivable within one year40/41€82,901€114,947▲
Trade receivables40€82,901€114,947▲
Cash at bank and in hand54/58€385,981€503,178▲
Deferred charges and accrued income490/1€8,707€4,150▼
Equity and liabilities
Total equity and liabilities10/49€1.6m€1.8m▲
Equity10/15€676,065€713,989▲
Contributions10/11€40,000€40,000=
Reserves13€439,060€434,060▼
Distributable reserves133€439,060€434,060▼
Profit (loss) carried forward14€197,005€239,929▲
Amounts payable17/49€922,191€1.1m▲
Amounts payable after more than one year17€556,676€547,296▼
Financial debts170/4€556,676€547,296▼
Amounts payable within one year42/48€362,354€505,419▲
Current portion of amounts payable after more than one year42€83,022€101,718▲
Trade debts44€98,172€115,538▲
Suppliers440/4€98,172€115,538▲
Taxes, remuneration and social security45€54,487€56,739▲
Taxes450/3€37,890€44,517▲
Remuneration and social security454/9€16,597€12,221▼
Other amounts payable47/48€126,672€231,425▲
Accrued charges and deferred income492/3€3,161€6,649▲
Income statement Code20242025
Remuneration, social security and pensions62€134,002€123,987▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95,626€110,975▲
Other operating charges640/8€13€20▲
Gross operating margin9900€474,858€527,058▲
Operating profit (loss)9901€245,217€292,075▲
Financial income75/76B€4,496€2,124▼
Recurring financial income75€4,496€2,124▼
Financial charges65/66B€27,529€21,486▼
Recurring financial charges65€27,529€21,486▼
Profit (loss) for the period before taxes9903€222,183€272,713▲
Income taxes67/77€74,573€89,789▲
Profit (loss) for the period9904€147,611€182,924▲
Profit (loss) for the period to be appropriated9905€147,611€182,924▲
Appropriation of the result
Profit (loss) to be appropriated9906€317,005€379,929▲
Profit (loss) brought forward from the previous period14P€169,394€197,005▲
Transfer from equity791/2-€145,000
Transfer to equity691/2€120,000€140,000▲
To other reserves6921€120,000€140,000▲
Profit to be distributed694/7-€145,000
Return on contributions (dividend)694-€145,000
Social balance
Average headcount (FTE)90872.41.8▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€38,681€63,879€84,739€134,002€123,987▼ 7.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61,964€85,214€89,066€95,626€110,975▲ 16.1%
Other operating charges640/8€3-€1€13€20▲ 55.7%
Gross operating margin9900€194,036€274,585€412,115€474,858€527,058▲ 11.0%
Operating profit (loss)9901€93,389€125,493€238,309€245,217€292,075▲ 19.1%
Financial income75/76B€406€435€849€4,496€2,124▼ 52.8%
Recurring financial income75€406€435€849€4,496€2,124▼ 52.8%
Financial charges65/66B€19,686€24,847€26,361€27,529€21,486▼ 22.0%
Recurring financial charges65€19,686€24,847€26,361€27,529€21,486▼ 22.0%
Profit (loss) for the period before taxes9903€74,108€101,081€212,796€222,183€272,713▲ 22.7%
Income taxes67/77€17,377€18,996€70,632€74,573€89,789▲ 20.4%
Profit (loss) for the period9904€56,730€82,085€142,164€147,611€182,924▲ 23.9%
Transfer from tax-exempt reserves789€18,477-----
Profit (loss) for the period to be appropriated9905€75,207€82,085€142,164€147,611€182,924▲ 23.9%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.5m€1.6m€1.6m€1.8m▲ 11.0%
Fixed assets21/28€759,664€1.0m€982,296€938,187€958,887▲ 2.2%
Intangible fixed assets21€318,759€273,222€227,685€182,148€136,611▼ 25.0%
Tangible fixed assets22/27€440,624€748,231€754,330€755,757€821,994▲ 8.8%
Land and buildings22€182,500€174,500€171,016€162,531€154,047▼ 5.2%
Plant, machinery and equipment23€16,885€564,154€542,039€562,474€535,818▼ 4.7%
Furniture and vehicles24€3,541€9,577€39,863€30,752€132,129▲ 330%
Assets under construction and advance payments27€237,698-€1,412---
Financial fixed assets28€281€281€281€281€281=
Current assets29/58€429,957€494,259€628,565€660,069€814,467▲ 23.4%
Stocks and contracts in progress3€85,009€125,094€146,728€182,480€192,192▲ 5.3%
Stocks30/36€85,009€125,094€146,728€182,480€192,192▲ 5.3%
Amounts receivable within one year40/41€115,910€63,491€72,853€82,901€114,947▲ 38.7%
Trade receivables40€113,287€63,470€72,832€82,901€114,947▲ 38.7%
Other amounts receivable41€2,623€21€21---
Current investments50/53--€100,000---
Cash at bank and in hand54/58€221,333€303,475€301,456€385,981€503,178▲ 30.4%
Deferred charges and accrued income490/1€7,705€2,199€7,528€8,707€4,150▼ 52.3%
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.5m€1.6m€1.6m€1.8m▲ 11.0%
Equity10/15€373,705€416,290€528,454€676,065€713,989▲ 5.6%
Contributions10/11€40,000€40,000€40,000€40,000€40,000=
Reserves13€227,060€249,060€319,060€439,060€434,060▼ 1.1%
Non-distributable reserves130/1€4,000€4,000----
Reserves not available under the articles1311€4,000€4,000----
Distributable reserves133€223,060€245,060€319,060€439,060€434,060▼ 1.1%
Profit (loss) carried forward14€106,645€127,230€169,394€197,005€239,929▲ 21.8%
Amounts payable17/49€815,916€1.1m€1.1m€922,191€1.1m▲ 14.9%
Amounts payable after more than one year17€477,244€720,865€639,698€556,676€547,296▼ 1.7%
Financial debts170/4€477,244€720,865€639,698€556,676€547,296▼ 1.7%
Amounts payable within one year42/48€338,672€377,062€440,528€362,354€505,419▲ 39.5%
Current portion of amounts payable after more than one year42€54,884€80,093€81,167€83,022€101,718▲ 22.5%
Trade debts44€120,405€80,010€88,743€98,172€115,538▲ 17.7%
Suppliers440/4€120,405€80,010€88,743€98,172€115,538▲ 17.7%
Taxes, remuneration and social security45€11,950€28,769€49,519€54,487€56,739▲ 4.1%
Taxes450/3€8,299€24,186€39,651€37,890€44,517▲ 17.5%
Remuneration and social security454/9€3,651€4,584€9,868€16,597€12,221▼ 26.4%
Other amounts payable47/48€151,433€188,190€221,099€126,672€231,425▲ 82.7%
Accrued charges and deferred income492/3-€1,777€2,180€3,161€6,649▲ 110%
Line20212022202320242025Change
Profit (loss) for the period9904€56,730€82,085€142,164€147,611€182,924▲ 23.9%
+ Depreciation and write-downs630€61,964€85,214€89,066€95,626€110,975▲ 16.1%
Operating cash flow (approximation)€118,694€167,298€231,230€243,237€293,900▲ 20.8%
Investment in fixed assets (approximation)--€347,284-€49,627-€51,517-€131,676▼ 156%
Change in cash-€82,142-€2,019€84,525€117,197▲ 38.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €182,924 ▲23.9%
Operating result €292,075, net result €182,924, both a record.
08-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Equity above €500,000Eq €528,454 ▲26.9%
6 profitable years in a row build equity to €528,454.
14-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
11-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €947 ▼98.9%
Net result drops to €947, the lowest in the series; recovery starts the following year.
27-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
08-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
771 m²
Parcel 25015B0219/00G004, Wallonia. Linked by address, not a title deed.
1 establishment unit
Pharmacie Loop
Rue de Nivelles 155A, 1440 Braine-le-ChâteauWholesale trade
since 20132.214.797.337
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25015B0219/00G004 Wallonia 770 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of Pharmacie Loop and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 3,762 companies in sector 68321 we hold annual accounts for 1,394. 852 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-11-2012
Fiscal year end31-12
Trade name FR Coloucha
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0500744880
Also 9925:BE0500744880
Registered 30-03-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.