PHARMACIE DES CLOITRES
ActiveSummary
PHARMACIE DES CLOITRES has been active since 1949 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,008 and a net result of €54,916. Equity has been growing by about 28% per year since 2018. Its solvency ranks better than 50% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
Source: KBO- Status
- Active since 23-01-1949 Normal situation
- Activity
- Retail sale of pharmaceutical products NACE 47730and 1 other
- Establishment unit
- 2.010.824.450 4540 Amay, since 01-10-1920
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Board and ownership
- LUCOMAManaging director · permanent representative SWEGERYNEN Martine Andrée Lucienne Marie-Louise
- LUCOMA99.97%2025 annual accounts of LUCOMA
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €210,434
- ▲ 4.5%
- Turnover
- ≈ €980,000
- estimated
- Profit
- €54,916
- ▲ 35.8%
- Equity
- €139,008
- ▲ 40.3%
- Total assets
- €381,597
- ▲ 24.0%
- Employees on 31-12-2025
- 3
- =
- 2025 accounts filed 29 days after the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)Size: 2 FTE, total assets €381,597lowers riskFounded in 1949Liquidity: current ratio 1.53, cash €61,269Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 52% of them on solvency, 34% on liquidity, 81% on profitability and 83% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Reappointment: LUCOMA (director)Permanent representative: SWEGERYNEN Martine Andrée Lucienne Marie-Louise
Comparable companies
These companies have the same main activity as PHARMACIE DES CLOITRES: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €325,000 and €554,000, founded between 1968 and 1981.
| Company | Total assets | Gross margin |
|---|---|---|
| PHARMACIE DES CLOITRES Amay | €381,597 | €210,434 |
| SMETS PHARMA Lier | €452,862 | €273,890 |
| Pharmacie DEMEUSE Visé | €408,109 | €190,666 |
| PHARMACIE DE DONCEEL Faimes | €349,935 | €175,420 |
| Uniphar Brussel | €476,976 | €288,670 |
| TAVERNIER Deinze | €325,250 | €148,206 |
| Pharmacie du progrès Charleroi | €553,649 | €175,234 |
Key facts about PHARMACIE DES CLOITRES
- What is the company number of PHARMACIE DES CLOITRES?
- The company number of PHARMACIE DES CLOITRES is 0405.621.039. The VAT number is the same number with BE in front: BE 0405.621.039.
- Where is PHARMACIE DES CLOITRES based?
- The registered office is at Place Joseph Ramoux (AMA) 1, 4540 Amay.Company details
- What does PHARMACIE DES CLOITRES do?
- According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
- What is the legal form of PHARMACIE DES CLOITRES?
- The legal form of PHARMACIE DES CLOITRES is Private limited company (BV).
- When was PHARMACIE DES CLOITRES founded?
- PHARMACIE DES CLOITRES was founded on 23-01-1949.
- Is PHARMACIE DES CLOITRES still active?
- Yes, PHARMACIE DES CLOITRES is an active enterprise in the KBO register.
- How many employees does PHARMACIE DES CLOITRES have?
- PHARMACIE DES CLOITRES had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PHARMACIE DES CLOITRES?
- The turnover in financial year 2025 is ≈ €980,000. This figure is estimated from the gross margin of €210,434 and 51 comparable companies (NACE 477). It probably lies between €670,000 and €1.9m.
- Is PHARMACIE DES CLOITRES profitable?
- In financial year 2025, PHARMACIE DES CLOITRES made a profit of €54,916.
- Where can I find the annual accounts of PHARMACIE DES CLOITRES?
- PHARMACIE DES CLOITRES filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PHARMACIE DES CLOITRES due?
- PHARMACIE DES CLOITRES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.