PHARMACIE BERNARD
ActiveSummary
PHARMACIE BERNARD has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,488 and a net result of €11,965. Equity has been shrinking by about 5.2% per year since 2018. Its solvency ranks better than 53% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 15-03-2001 Normal situation
- Activity
- Retail sale of pharmaceutical products NACE 47730
- Joint committee
- 313 Paritair Comité voor de apotheken en tarificatiediensten · annual accounts 2025
- Establishment unit
- 2.098.251.441 7500 Tournai, since 12-06-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Board and ownership
- BERNARD ChristelleManaging director
- BERNARD Jean-ClaudeDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €73,951
- ▲ 6.4%
- Turnover
- ≈ €360,000
- estimated
- Profit
- €11,965
- ▲ 538%
- Equity
- €178,488
- ▲ 7.2%
- Total assets
- €451,496
- ▼ 0.2%
- Employees on 31-12-2025
- 1
- =
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskFounded in 2001Size: total assets €451,496Figures for financial year 2025 (filed on 30-06-2026)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 55% of them on solvency, 29% on liquidity, 44% on profitability and 56% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Recent changes
- · Gazette deed Reappointments: BERNARD Christelle (director) and BERNARD Jean-Claude (director)
- · Gazette deed Reappointments: Bernard Christelle (managing director) and Bernard Jean-Claude (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as PHARMACIE BERNARD: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €375,000 and €483,000, founded between 1997 and 2003.
| Company | Total assets | Gross margin |
|---|---|---|
| PHARMACIE BERNARD Tournai | €451,496 | €73,951 |
| VERZELE PHARMA ZWALM Oudenaarde | €431,191 | €76,445 |
| PHARMA LOVENJOEL Bierbeek | €482,587 | €76,302 |
| DE RUYCK-ROSSEELS Anderlecht | €462,161 | €73,854 |
| PARACELSUS Aalst | €413,042 | €80,867 |
| PHARMACIE DE LA CHASSE Etterbeek | €467,044 | €78,346 |
| PHARMAQ Mons | €375,271 | €81,457 |
Key facts about PHARMACIE BERNARD
- What is the company number of PHARMACIE BERNARD?
- The company number of PHARMACIE BERNARD is 0474.329.208. The VAT number is the same number with BE in front: BE 0474.329.208.
- Where is PHARMACIE BERNARD based?
- The registered office is at Quai du Marché au Poisson(TOU) 3, 7500 Tournai.Company details
- What does PHARMACIE BERNARD do?
- According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
- What is the legal form of PHARMACIE BERNARD?
- The legal form of PHARMACIE BERNARD is Public limited company (NV).
- When was PHARMACIE BERNARD founded?
- PHARMACIE BERNARD was founded on 15-03-2001.
- Is PHARMACIE BERNARD still active?
- Yes, PHARMACIE BERNARD is an active enterprise in the KBO register.
- How many employees does PHARMACIE BERNARD have?
- PHARMACIE BERNARD had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does PHARMACIE BERNARD fall under?
- In its 2025 annual accounts, PHARMACIE BERNARD states joint committee 313 (Paritair Comité voor de apotheken en tarificatiediensten).
- What is the turnover of PHARMACIE BERNARD?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €73,951 and 73 comparable companies (NACE 477). It probably lies between €180,000 and €520,000.
- Is PHARMACIE BERNARD profitable?
- In financial year 2025, PHARMACIE BERNARD made a profit of €11,965.
- Where can I find the annual accounts of PHARMACIE BERNARD?
- PHARMACIE BERNARD filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PHARMACIE BERNARD due?
- PHARMACIE BERNARD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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