PHARILCO
ActivePHARILCO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €68k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 38% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▼-10
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.67 in 2024), and 59.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.9%
Return on assets
22.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
49 d early
2024
55 d early
2023
63 d early
2022
60 d early
2021
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 29.3%
2024 · €177k
2021: €126k
2022: €184k
2023: €256k
2024: €177k
2021 → 2025
Total assets
€306k▼ 29.8%
2024 · €436k
2021: €217k
2022: €309k
2023: €321k
2024: €436k
2021 → 2025
Net result
€68k▼ 20.2%
2024 · €85k
2021: €86k
2022: €58k
2023: €73k
2024: €85k
2021 → 2025
Working capital
€37k▼ 78.8%
2024 · €174k
2021: €108k
2022: €174k
2023: €253k
2024: €174k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€184k▲ 46.1%€256k▲ 39.5%€177k▼ 30.9%€125k▼ 29.3%
Operating result€115k-€74k▼ 35.2%€87k▲ 17.5%€100k▲ 13.8%€87k▼ 12.6%
Net result€86k-€58k▼ 32.8%€73k▲ 25.1%€85k▲ 17.6%€68k▼ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306k
Fixed assets
€89k▲ 2,605%
Current assets
€218k▼ 49.7%
Equity and liabilities €306k
Equity
€125k▼ 29.3%
Debt
€181k▼ 30.1%
The debt ratio falls from 59.4% to 59.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€108k▲
2024 · €101k
Cash flow
€89k▲
2024 · €87k
Solvency
40.9%▲
2024 · 40.6%
Current ratio
1.20▼
2024 · 1.67
Quick ratio
1.20▼
2024 · 1.67
Debt / equity
1.44▼
2024 · 1.46
ROE
54.4%▲
2024 · 48.2%
ROA
22.2%▲
2024 · 19.6%
Interest coverage
529.16▲
2024 · 496.87
Debt
€181k▼
2024 · €259k
Debt ≤ 1 year
€181k▼
2024 · €259k
Income taxes
€21k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€436k€306k▼
Fixed assets21/28€3k€89k▲
Tangible fixed assets22/27€2k€87k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€2k€85k▲
Financial fixed assets28€2k€2k=
Current assets29/58€433k€218k▼
Amounts receivable within one year40/41€21k€16k▼
Trade receivables40€20k€15k▼
Other amounts receivable41€493€493=
Current investments50/53€250k€150k▼
Cash at bank and in hand54/58€158k€51k▼
Deferred charges and accrued income490/1€4k€854▼
Equity and liabilities
Total equity and liabilities10/49€436k€306k▼
Equity10/15€177k€125k▼
Contributions10/11€90k€90k=
Profit (loss) carried forward14€87k€35k▼
Amounts payable17/49€259k€181k▼
Amounts payable within one year42/48€259k€181k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€28k€14k▼
Taxes450/3€28k€14k▼
Other amounts payable47/48€227k€165k▼
Accrued charges and deferred income492/3-€140
Income statement
Code20242025
Non-recurring operating income76A-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€21k▲
Other operating charges640/8€967€558▼
Non-recurring operating charges66A€18€0▼
Gross operating margin9900€102k€108k▲
Operating profit (loss)9901€100k€87k▼
Financial income75/76B€9k€3k▼
Recurring financial income75€9k€3k▼
Financial charges65/66B€204€204▲
Recurring financial charges65€204€204▲
Profit (loss) for the period before taxes9903€108k€89k▼
Income taxes67/77€23k€21k▼
Profit (loss) for the period9904€85k€68k▼
Profit (loss) for the period to be appropriated9905€85k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€302k€155k▼
Profit (loss) brought forward from the previous period14P€217k€87k▼
Profit to be distributed694/7€215k€120k▼
Return on contributions (dividend)694€215k€120k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 4.92
Current ratio from 2.39 to 4.92; short-term debt falls from €125k to €64k.
31-12
Financial
Equity above €200kEq €256k ▲39.5%
3 profitable years in a row build equity to €256k.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €58k ▼32.8%
Net result drops to €58k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €184k ▲46.1%
2 profitable years in a row build equity to €184k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geelgorsstraat 362340 BeerseGround area
668 m²
Building footprint
106 m²
Volume, LiDAR
715 m³
Parcel 13004A0265/00X000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PHARILCO
since 20202.303.539.568
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004A0265/00X000 | Flanders | 668 m² | 1 · 106 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,702 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.