Lower solvency than 82% of companies in wholesale trade. Sector median 44.1% · 10,745 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 4,681 companies had the same profile as PHANASEM has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
Small
20 years or older
solvency 10 to 30%
a profit under 5% of the balance sheet
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,681 companies, not a prediction for PHANASEM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476839429
Amendment of the articles
General meeting of 17-12-2024 · Gazette deed
2 directors appointed, 1 resignation
Resignation: Name hiddenVisible after signing in · Appointments: Hidden nameVisible after signing in and Name after signing inVisible after signing in · General meeting of 21-05-2024 · Gazette deed
Appointments: Name hiddenVisible after signing in (alternate director) and Hidden nameVisible after signing in (alternate director)
General meeting of 21-12-2022 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as PHANASEM: wholesale of agricultural produce and animal feed, general range (NACE 46216). They are comparable in size and age: total assets between €3.4m and €6.2m, founded between 1998 and 2006.
The company number of PHANASEM is 0476.839.429. The VAT number is the same number with BE in front: BE 0476.839.429.
Where is PHANASEM based?
The registered office is at Chemin de la Guelenne 15, 7060 Soignies.Company details
What does PHANASEM do?
According to the KBO register, the main activity is wholesale of agricultural produce and animal feed, general range (NACE 46216).
What is the legal form of PHANASEM?
PHANASEM is a private limited company (BV).
When was PHANASEM founded?
PHANASEM was founded on 06-02-2002.
Is PHANASEM still active?
Yes, PHANASEM is an active enterprise in the KBO register.
How many employees does PHANASEM have?
PHANASEM had an average of 10.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PHANASEM fall under?
In its 2025 annual accounts, PHANASEM states joint committees 119 (Food trade) and 201 (Independent retail).
What is the turnover of PHANASEM?
The turnover in financial year 2025 is ≈ €4.6m. This figure is estimated from the gross margin of €1.1m and 98 comparable companies (NACE 46). It probably lies between €2.7m and €7.7m.
Is PHANASEM profitable?
In financial year 2025, PHANASEM made a profit of €154,674.
Where can I find the annual accounts of PHANASEM?
PHANASEM filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PHANASEM due?
PHANASEM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline