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PH Gestion

Active
Private limited companyfounded 20251 yr activeBorghtstraat 205, 1800 Vilvoorde, BelgiumKBO/BCE: BE 1023.668.417
Summary

PH Gestion has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,866 and a net result of €866. Its solvency ranks better than 10% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€76,147total assets 2025
Equity
€1,866
Profit
€866
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Holdings
1
Accounts filed 28 d late0 of 1 deed read
Why 82- Founded in 2025- Liquidity: current ratio 0.18, cash €2,715+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €76,147Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 18% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 27
equity 2.5% of total assets
Liquidity 42
short-term debt 30.0% · cash 3.6%
Profitability 40
return on assets 1.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 06-2026: 0.4% 07-2026: 0.4%● 0.0% vs 06-2026 08-2026: 0.4%▲ +2.2% vs 07-2026highest value 09-2026: 0.3%▼ -20.4% vs 08-2026lowest value 10-2026: 0.3%▲ +0.3% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €76,147 lowers the probability for this profile
  • Founded in 2025 raises the probability for this profile
  • Liquidity: current ratio 0.18, cash €2,715 raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 11%, liquidity 22%, profitability 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €76,147
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.18, cash €2,715
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 36981 sector peers (2025).
NBB · sector comparison
Position among 36981 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 10% on equitysector median €79,901 · 37,012 companies €1,866 View
  • Founded 16 months agofounded 23-05-2025 16 mo View
  • Total assets 2025first fiscal year filed €76,147 View

By topic

Financials

Fiscal year
2025
Total assets
€76,147
Profit
€866
Solvency
2.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
23-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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