PGVI
ActivePGVI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €289k and a net result of €47k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 86 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability77▲+2
Solvency63▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.13 in 2025; short-term debt: 12.8% and cash: 0.6% of total assets), and 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
38.2%
Return on assets
6.3%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 17-08-2026, 75 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
75 d early
2025
45 d early
2024
36 d early
2023
6 d early
2022
35 d early
2021
16 d early
2020
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€289k▲ 19.7%
2025 · €242k
2019: €32k
2021: €83k
2022: €117k
2023: €156k
2024: €200k
2025: €242k
2019 → 2026
Total assets
€756k▼ 7.0%
2025 · €812k
2019: €1.18M
2021: €1.05M
2022: €984k
2023: €925k
2024: €870k
2025: €812k
2019 → 2026
Net result
€47k▲ 14.5%
2025 · €41k
2019: €18k
2021: €29k
2022: €34k
2023: €39k
2024: €44k
2025: €41k
2019 → 2026
Working capital
€-92k▼ 9.6%
2025 · €-84k
2019: €-91k
2021: €-104k
2022: €-120k
2023: €-105k
2024: €-93k
2025: €-84k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€117k-€156k▲ 33.5%€200k▲ 28.0%€242k▲ 20.7%€289k▲ 19.7%
Operating result€61k-€66k▲ 8.0%€71k▲ 7.0%€67k▼ 6.3%€73k▲ 9.0%
Net result€34k-€39k▲ 14.8%€44k▲ 11.7%€41k▼ 5.4%€47k▲ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 9% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €756k
Fixed assets
€751k▼ 6.1%
Current assets
€5k▼ 61.5%
Equity and liabilities €756k
Equity
€289k▲ 19.7%
Debt
€467k▼ 18.2%
The debt ratio falls from 70.3% to 61.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▲
2025 · €127k
Cash flow
€108k▲
2025 · €102k
Solvency
38.2%▲
2025 · 29.7%
Current ratio
0.05▼
2025 · 0.13
Quick ratio
0.05▼
2025 · 0.13
Debt / equity
1.61▼
2025 · 2.36
ROE
16.4%▼
2025 · 17.2%
ROA
6.3%▲
2025 · 5.1%
Interest coverage
14.58▲
2025 · 11.59
Debt
€467k▼
2025 · €571k
Debt ≤ 1 year
€97k▲
2025 · €97k
Debt > 1 year
€370k▼
2025 · €474k
Income taxes
€16k▲
2025 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€812k€756k▼
Fixed assets21/28€800k€751k▼
Tangible fixed assets22/27€800k€751k▼
Land and buildings22€800k€751k▼
Current assets29/58€13k€5k▼
Cash at bank and in hand54/58€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€812k€756k▼
Equity10/15€242k€289k▲
Contributions10/11€19k€19k=
Reserves13€223k€270k▲
Distributable reserves133€223k€270k▲
Amounts payable17/49€571k€467k▼
Amounts payable after more than one year17€474k€370k▼
Financial debts170/4€465k€370k▼
Other amounts payable178/9€9k€0▼
Amounts payable within one year42/48€97k€97k▲
Current portion of amounts payable after more than one year42€93k€95k▲
Trade debts44€1k€0▼
Suppliers440/4€1k€0▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Accrued charges and deferred income492/3€652€0▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€60k=
Other operating charges640/8€13k€13k▲
Gross operating margin9900€140k€146k▲
Operating profit (loss)9901€67k€73k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€56k€63k▲
Income taxes67/77€14k€16k▲
Profit (loss) for the period9904€41k€47k▲
Profit (loss) for the period to be appropriated9905€41k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€47k▲
Transfer to equity691/2€41k€47k▲
To other reserves6921€41k€47k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Highest result since 2019net €47k ▲14.5%
Operating result €73k, net result €47k, both a record.
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €200k ▲28%
5 profitable years in a row build equity to €200k.
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €150kEq €156k ▲33.5%
4 profitable years in a row build equity to €156k.
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €100kEq €117k ▲41.2%
3 profitable years in a row build equity to €117k.
2021
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Keppestraat 99320 AalstGround area
7,939 m²
Building footprint
611 m²
Volume, LiDAR
15,407 m³
Parcel 41342B0950/00M002, Flanders · tallest building 29.3 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
PGVI
since 20152.246.184.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0950/00M002 | Flanders | 7,939 m² | 1 · 611 m² | 29.3 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2015
Fiscal year end31-03
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.