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PGMI

Active
Private limited companyfounded 20251 yr activeRue Verte-Houmeresse 137, 4030 Liège, BelgiumKBO/BCE: BE 1025.129.157
Summary

PGMI has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,456 and a net result of €14,456. Its solvency ranks better than 70% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency97
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.56; short-term debt: 28.1% and cash: 62% of total assets), and 28.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.8%
Return on assets
67.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
19 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PGMI was incorporated on 4 July 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€15,456
Total assets
€21,532
Net result
€14,456
Working capital
€15,481

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €21,532
Equity €15,456
Debt €6,077
Debt finances 28.2% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.56
Debt to equity
0.39
ROE
93.5%
ROA
67.1%
Debt ≤ 1 year
€6,052
Income taxes
€3,912
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€21,532
Current assets29/58€21,532
Amounts receivable within one year40/41€7,294
Trade receivables40€6,440
Other amounts receivable41€854
Cash at bank and in hand54/58€13,360
Deferred charges and accrued income490/1€879
Equity and liabilities
Total equity and liabilities10/49€21,532
Equity10/15€15,456
Contributions10/11€1,000
Profit (loss) carried forward14€14,456
Amounts payable17/49€6,077
Amounts payable within one year42/48€6,052
Trade debts44€740
Suppliers440/4€740
Taxes, remuneration and social security45€5,312
Taxes450/3€5,312
Accrued charges and deferred income492/3€25
Income statement Code2025
Other operating charges640/8€694
Gross operating margin9900€19,690
Operating profit (loss)9901€18,996
Financial income75/76B€12
Recurring financial income75€12
Financial charges65/66B€640
Recurring financial charges65€640
Profit (loss) for the period before taxes9903€18,368
Income taxes67/77€3,912
Profit (loss) for the period9904€14,456
Profit (loss) for the period to be appropriated9905€14,456
Appropriation of the result
Profit (loss) to be appropriated9906€14,456

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€694
Gross operating margin9900€19,690
Operating profit (loss)9901€18,996
Financial income75/76B€12
Recurring financial income75€12
Financial charges65/66B€640
Recurring financial charges65€640
Profit (loss) for the period before taxes9903€18,368
Income taxes67/77€3,912
Profit (loss) for the period9904€14,456
Profit (loss) for the period to be appropriated9905€14,456
Line2025
Assets
Total assets20/58€21,532
Current assets29/58€21,532
Amounts receivable within one year40/41€7,294
Trade receivables40€6,440
Other amounts receivable41€854
Cash at bank and in hand54/58€13,360
Deferred charges and accrued income490/1€879
Equity and liabilities
Total equity and liabilities10/49€21,532
Equity10/15€15,456
Contributions10/11€1,000
Profit (loss) carried forward14€14,456
Amounts payable17/49€6,077
Amounts payable within one year42/48€6,052
Trade debts44€740
Suppliers440/4€740
Taxes, remuneration and social security45€5,312
Taxes450/3€5,312
Accrued charges and deferred income492/3€25
Line2025
Profit (loss) for the period9904€14,456
Operating cash flow (approximation)€14,456

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
642 m²
Volume, LiDAR
4,532 m³
Parcel 62302C0359/00C003, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PGMI
Rue Verte-Houmeresse 137, 4030 LiègeOther business support services
since 20252.375.824.958
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62302C0359/00C003 Wallonia 1.2 ha 1 · 642 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,412. 5,347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
49410Freight transport by road

Scores and ratios are computed by Checked and are not a credit decision.