PGE CONSULTING
ActiveSummary
PGE CONSULTING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-16k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 67% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+12
Solvency100▲+4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 2.93 in 2024; short-term debt: 17.7% and cash: 7% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
-12.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-16k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
28 d late
2023
21 d late
2022
on the day
2021
on the day
2020
on the day
2019
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k▲ 50.2%
2024 · €-32k
2019: €-6k
2020: €6k
2021: €21k
2022: €4k
2023: €1k
2024: €-32k
2019 → 2025
Working capital
€68k▼ 11.1%
2024 · €76k
2019: €92k
2020: €101k
2021: €129k
2022: €120k
2023: €117k
2024: €76k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€143k▲ 2.8%€144k▲ 1.0%€112k▼ 22.2%€96k▼ 14.2%
Operating result€31k-€8k▼ 73.7%€7k▼ 12.4%€-31k€-15k▲ 52.4%
Net result€21k-€4k▼ 81.5%€1k▼ 65.2%€-32k€-16k▲ 50.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €31k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€38k ▼ 7.2%
Current assets
€91k ▼ 21.8%
Equity and liabilities €128k
Equity
€96k ▼ 14.2%
Debt
€32k ▼ 28.1%
Debt's share of the balance-sheet total falls from 28.7% to 25.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▲
2024 · €-16k
Cash flow
€56▲
2024 · €-17k
Current ratio
3.99▲
2024 · 2.93
Quick ratio
2.82▲
2024 · 2.38
Debt to equity
0.34▼
2024 · 0.40
ROE
-16.6%▲
2024 · -28.5%
ROA
-12.4%▲
2024 · -20.3%
Interest coverage
1.09▲
2024 · -21.25
Debt ≤ 1 year
€23k▼
2024 · €40k
Debt > 1 year
€10k▲
2024 · €6k
Income taxes
€279▼
2024 · €540
Staff costs
€5k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€157k€128k▼
Formation expenses20€365-
Fixed assets21/28€41k€38k▼
Intangible fixed assets21€8k€5k▼
Tangible fixed assets22/27€33k€32k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€23k€25k▲
Financial fixed assets28€270€270=
Current assets29/58€116k€91k▼
Stocks and contracts in progress3€22k€27k▲
Stocks30/36€22k€27k▲
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€11k€9k▼
Other amounts receivable41-€3k
Current investments50/53€68k€42k▼
Cash at bank and in hand54/58€14k€9k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€157k€128k▼
Equity10/15€112k€96k▼
Contributions10/11€19k€19k=
Reserves13€27k€27k=
Tax-exempt reserves132€25k€25k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€67k€51k▼
Amounts payable17/49€45k€32k▼
Amounts payable after more than one year17€6k€10k▲
Financial debts170/4€6k€10k▲
Amounts payable within one year42/48€40k€23k▼
Current portion of amounts payable after more than one year42€8k€10k▲
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€21k€5k▼
Taxes450/3€11k€5k▼
Remuneration and social security454/9€10k-
Other amounts payable47/48€4k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€30k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€10k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€24k€11k▼
Operating profit (loss)9901€-31k€-15k▲
Financial income75/76B€178€230▲
Recurring financial income75€178€230▲
Financial charges65/66B€760€1k▲
Recurring financial charges65€760€1k▲
Profit (loss) for the period before taxes9903€-31k€-16k▲
Income taxes67/77€540€279▼
Profit (loss) for the period9904€-32k€-16k▲
Profit (loss) for the period to be appropriated9905€-32k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€51k▼
Profit (loss) brought forward from the previous period14P€99k€67k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-06
Financial
Weakest financial yearnet €-32k ▼2454%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €21k ▲264%
Operating result €31k, net result €21k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 7 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Paradis 471420 Braine-l'AlleudGround area
224 m²
Building footprint
70 m²
Volume, LiDAR
666 m³
Parcel 25743F0455/00Z000, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PGE CONSULTING
since 20082.172.262.243
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743F0455/00Z000 | Wallonia | 224 m² | 1 · 70 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SB SOFTWARE
BE 0544.349.152
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AROBARO
BE 0804.656.372
Antwerpen · Eq €96,080
Combits
BE 1004.974.042
Beveren-Kruibeke-Zwijndrecht · Eq €96,082
VDS Consulting
BE 0762.834.229
Hasselt · Eq €96,035
OLA
BE 0784.714.261
Meise · Eq €96,086
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,575 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2008
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pgervaisbe@yahoo.fr
Phone:0495/77.62.20