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PG-TECHNICS

Active
Private limited company·Handelsbemiddeling in de niet-gespecialiseerde groothandel· 12 yrs active
Toekomststraat 10 ·8580 Avelgem, Belgium
KBO/BCE: BE 0545.827.512
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Age12 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PG-TECHNICS is 0.7% (low). The 2025 annual accounts show equity of €191k and a net result of €25k. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 31-01-2026 on the day 2026-00024659
30-06-2024 31-01-2025 26-01-2025 5 d early 2025-00010335
30-06-2023 31-01-2024 31-12-2023 31 d early 2024-00540957
30-06-2022 31-01-2023 31-01-2023 on the day 2023-00013785
30-06-2021 31-01-2022 30-01-2022 1 d early 2022-02800219
30-06-2020 31-01-2021 27-02-2021 27 d late 2021-06400027
30-06-2019 31-01-2020 28-02-2020 28 d late 2020-05800167
30-06-2018 31-01-2019 28-02-2019 28 d late 2019-05900033
30-06-2017 31-01-2018 31-01-2018 on the day 2018-03100436
30-06-2016 31-01-2017 15-02-2017 15 d late 2017-04400544

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€25k
Working capital€45k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 31-01-2026 with the NBB · fiscal year 2025 · micro
Fiscal year2025
Depositmicro
Revenue-
EBITDA€63k
Net profit€25k
Cash flow€58k
Staff costs-
Income taxes€8k
Dividends-
Total assets€631k
Equity€191k
Debt€440k
of which ≤ 1y€240k
of which > 1y€200k
Working capital€45k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.19
Quick ratio1.19
Working capital ratio7.1%
Solvency30.2%
Debt / equity2.31
Long-term debt ratio1.05
Interest coverage248.87
Gross margin-
Net margin-
ROA4.0%
ROE13.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€631k
Fixed assets 21/28€346k
Intangible fixed assets 21€246k
Tangible fixed assets 22/27€99k
Current assets 29/58€285k
Amounts receivable within one year 40/41€81k
Cash & bank 54/58€204k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€631k
Equity 10/15€191k
Contributions / capital 10/11€19k
Reserves 13€172k
Amounts payable 17/49€440k
Amounts payable after one year 17€200k
Amounts payable within one year 42/48€240k
Trade debts payable within one year 44€36k
Income statement
Gross operating margin 9900€71k
Operating result 9901€30k
Financial income 75€3k
Financial charges 65€252
Result before taxes 9903€33k
Income taxes 67/77€8k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • Depraetere Griet Ann Johanna
    Director
    State Gazette act 24450116 (12-12-2024)
    Current
    12-12-2024 → present
  • KINDT Pieter Jan Bert
    Director
    State Gazette act 24450116 (12-12-2024)
    Current
    12-12-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Handelsbemiddeling in de niet-gespecialiseerde groothandel(46190)
Legal form Private limited company(610)
Incorporation06-02-2014
StatusActive
Postal code8580

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
DLRI
Toekomststraat 10, 8580 AvelgemOverige zakelijke dienstverlening, neg
since 20142.226.639.354
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,695 m²
Buildings1
Building footprint203 m²
Volume (LiDAR)1,115 m³
Tallest building7.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34003A0491/00E000 Flanders 1,695 m² 1 · 203 m² 7.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 1 year ago
2024
12-12-2024 2 directors appointed Director changes·Marieke Monteyne
  • KINDT Pieter Jan Bert, Bestuurder
  • Depraetere Griet Ann Johanna, Bestuurder
Notary: Marieke Monteyne · Avelgem

Analysis

Financial profile

4 of 5 axes measured
Health78Profitability66Solvency51Growth-Stability85
70 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 66
Solvency 51
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 643 of the 6,189 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Elektrotechnische installatiewerken van nijverheidsinrichtingen43212Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Handelsbemiddeling in de groothandel in machines, apparaten en werktuigen voor de industrie en in schepen en luchtvaartuigen46140
Primary activity highlighted.
Names & trade names
Legal nameNL PG-TECHNICS
Registered office
Toekomststraat 10
8580 Avelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.