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PFTech

Active Risk: not assessed Private limited companyfounded 2018active for 8 yearsBusselen 21, 2260 WesterloKBO/BCE: BE 0700.696.128
PFTech
Financial year 2025
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Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
€74,429
▼ 6.4%
€235,598
▲ 6.9%
€66,458
▼ 7.1%
31.6%
▼ 4.5 percentage points
89.3%
▼ 0.7 percentage points
28.2%
▼ 4.3 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €235,598 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

31.6%

Higher than 34% of 9,771 companies in 2025.

28.2%

Higher than 76% of 9,625 companies in 2025.

PFTech Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 235,598220,449186,90968,42973,41476,14160,628
21/28 43,94656,43868,79216,03619,22821,56221,688
22/27 43,94656,43868,79216,03619,22821,56221,688
22 8,1339,22110,30811,39512,48313,57014,657
23 4,2973,2662,0982,2603,7144,9574,644
24 31,51643,95156,3862,3813,0303,0352,387
29/58 191,652164,011118,11652,39354,18754,57838,940
3 ---44444444
30/36 ---44444444
40/41 34,82720,64219,96523,4493,48818,15018,730
40 33,00019,96519,96519,858-18,15018,150
41 1,827677-3,5913,488-580
54/58 155,663140,02694,93726,75748,58334,22820,044
490/1 1,1623,3433,2152,1432,0722,156122
Balance sheet: equity and liabilities
10/49 235,598220,449186,90968,42973,41476,14160,628
10/15 74,42979,5277,9717,97149,63358,52941,627
10/11 6,2006,2006,2006,2006,2006,2006,200
100 ------18,600
101 ------12,400
13 1,7711,7711,7711,7711,7711,7711,771
130/1 ---1,7711,7711,771-
130 ------1,771
1311 ---1,7711,7711,771-
133 1,7711,7711,771----
14 66,45871,556--41,66150,55833,655
17/49 161,169140,921178,93760,45823,78117,61119,002
17 -13,83828,780----
170/4 -13,83828,780----
42/48 161,169127,083150,15760,45823,78117,61119,002
42 13,78114,94214,101----
44 13,8742,7073,9341,23212,9871,5325,818
440/4 13,8742,7073,9341,23212,9871,5325,818
45 10,19130,84741,36018,69110,54415,46713,183
450/3 7,78928,92939,50017,7556,20815,4679,783
454/9 2,4021,9171,8609364,336-3,400
47/48 123,32378,58790,76240,535250612-
Income statement
9900 114,872118,89299,93510,907-2,38729,50652,574
62 ----330727773
630 14,38914,6498,2824,4894,5084,0374,979
640/8 884721614413467464829
66A --1,639----
9901 99,599103,52289,3996,005-7,69224,27945,993
75/76B 6880--0--
75 6880--0--
65/66B 9,7736,6444,1856569491,4221,489
65 9,7736,6444,1856569491,4221,489
9903 90,51496,87985,2155,350-8,64222,85644,504
67/77 24,05725,32324,4521,3852555,9539,078
9904 66,45871,55660,7633,965-8,89716,90335,427
9905 66,45871,55660,7633,965-8,89716,90335,427
Appropriation of the result
9906 138,01371,55660,76345,62741,66150,55835,427
14P 71,556--41,66150,558--
691/2 ------1,771
6920 ------1,771
694/7 71,556-60,76345,627---
694 71,556-60,76345,627---
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00358084 PDF
31-12-2024 micro format 04-08-2025 2025-00356835 PDF
31-12-2023 micro format 10-07-2024 2024-00231317 PDF
31-12-2022 micro format 04-07-2023 2023-00197869 PDF
31-12-2021 micro format 29-07-2022 2022-20247566 PDF
31-12-2020 micro format 20-08-2021 2021-50700351 PDF
31-12-2019 micro format 21-08-2020 2020-43100009 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
1,8972,29462,6781,2982,1733,91126,668
15,63745,08968,179-21,82514,35514,184-
31.6%36.1%4.3%11.6%67.6%76.9%68.7%
89.3%90.0%762.3%49.7%-17.9%28.9%85.1%
28.2%32.5%32.5%5.8%-12.1%22.2%58.4%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,897€2,294€62,678€1,298€2,173
€14,389€14,649€8,282€4,489€4,508

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on PFTech

The operating result for 2025 is 4% lower than in 2024.

Debt's share of the balance-sheet total rises from 63.9% to 68.4%. Equity is lower and debt is higher.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

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