PforC
ActiveThe computed 12-month bankruptcy probability of PforC is 2.0% (moderate). The 2025 annual accounts show equity of €2k and a net result of €-48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 18173 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-19
Solvency25▼-11
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 3.5 against 1.84 in 2024; short-term debt: 27.3% and cash: 10.3% of total assets), but 99.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.2%
Return on assets
-3.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18173 sector peers (2025).
NBB · sector comparisonPosition among 18173 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
2 d late
2024
50 d early
2023
42 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 99.4%
2024 · €331k
2022: €10k
2023: €222k
2024: €331k
2022 → 2025
Total assets
€1.27M▼ 57.1%
2024 · €2.96M
2022: €424k
2023: €4.04M
2024: €2.96M
2022 → 2025
Net result
€-48k
2024 · €110k
2022: €-40k
2023: €212k
2024: €110k
2022 → 2025
Working capital
€865k▼ 34.4%
2024 · €1.32M
2022: €-61k
2023: €147k
2024: €1.32M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€222k▲ 2,130%€331k▲ 49.4%€2k▼ 99.4%
Operating result€-39k-€422k€258k▼ 38.7%€37k▼ 85.8%
Net result€-40k-€212k€110k▼ 48.3%€-48k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€58k▼ 19.5%
Current assets
€1.21M▼ 58.1%
Equity and liabilities €1.27M
Equity
€2k▼ 99.4%
Debt
€1.27M▼ 51.8%
The debt ratio rises from 88.8% to 99.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €274k
Cash flow
€-33k▼
2024 · €125k
Solvency
0.2%▼
2024 · 11.2%
Current ratio
3.50▲
2024 · 1.84
Quick ratio
1.69▲
2024 · 0.19
ROA
-3.8%▼
2024 · 3.7%
Interest coverage
0.53▼
2024 · 1.59
Debt
€1.27M▼
2024 · €2.63M
Debt ≤ 1 year
€346k▼
2024 · €1.57M
Debt > 1 year
€922k▼
2024 · €1.06M
A ratio outside any meaningful range has been withheld (balance sheet total €1.27M, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.96M€1.27M▼
Formation expenses20€2k€360▼
Fixed assets21/28€72k€58k▼
Tangible fixed assets22/27€72k€58k▼
Plant, machinery and equipment23€72k€58k▼
Current assets29/58€2.89M€1.21M▼
Stocks and contracts in progress3€2.60M€627k▼
Stocks30/36€2.60M€627k▼
Amounts receivable within one year40/41€14k€29k▲
Trade receivables40€7k€25k▲
Other amounts receivable41€7k€5k▼
Current investments50/53-€425k
Cash at bank and in hand54/58€276k€131k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€2.96M€1.27M▼
Equity10/15€331k€2k▼
Contributions10/11€50k€50k=
Reserves13€281k-
Distributable reserves133€281k-
Profit (loss) carried forward14-€-48k
Amounts payable17/49€2.63M€1.27M▼
Amounts payable after more than one year17€1.06M€922k▼
Financial debts170/4€1.06M€922k▼
Amounts payable within one year42/48€1.57M€346k▼
Current portion of amounts payable after more than one year42€140k€140k=
Financial debts43-€501
Credit institutions430/8-€501
Trade debts44€36k€34k▼
Suppliers440/4€36k€34k▼
Taxes, remuneration and social security45€59k€6k▼
Taxes450/3€59k€6k▼
Other amounts payable47/48€1.34M€166k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€275k€53k▼
Operating profit (loss)9901€258k€37k▼
Financial income75/76B€63k€15k▼
Recurring financial income75€63k€15k▼
Financial charges65/66B€172k€99k▼
Recurring financial charges65€172k€99k▼
Profit (loss) for the period before taxes9903€149k€-48k▼
Income taxes67/77€40k-
Profit (loss) for the period9904€110k€-48k▼
Profit (loss) for the period to be appropriated9905€110k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€-48k▼
Profit (loss) brought forward from the previous period14P€2-
Transfer from equity791/2-€281k
Transfer to equity691/2€110k-
To other reserves6921€110k-
Profit to be distributed694/7-€281k
Return on contributions (dividend)694-€281k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Weakest financial yearnet €-48k ▼144%
Net result drops to €-48k, the lowest in the series.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €212k
Net result €212k after one loss-making year.
30-06
Financial
Equity above €200kEq €222k ▲2130%
Equity rises from €10k to €222k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ouderdomseweg 268970 PoperingeGround area
1,633 m²
Building footprint
256 m²
Parcel 33021E0246/00V003, Flanders. Linked by address, not a title deed.
1 establishment unit
PforC
since 20202.306.338.316
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33021E0246/00V003 | Flanders | 1,633 m² | 1 · 256 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994007OU3XAN3EV6055
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Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2020
Fiscal year end30-06
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45112
47812Retail trade
45194
46180Agents specialised in the wholesale of other particular products
46713Wholesale trade
47120Other non-specialised retail sale
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47910Retail trade
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.