PFGE
ActivePFGE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €210k and a net result of €9k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 576 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
79
/ 100
Excellent▲ +26 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▲+20
Solvency49▼-5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.0 in 2023), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2026, 313 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
313 d late
2023
669 d late
2022
151 d late
2021
11 d late
2020
36 d early
2019
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k
2023 · €-42k
2018: €46k
2019: €66k
2020: €103k
2021: €-23k
2022: €16k
2023: €-42k
2018 → 2024
Working capital
€5k▲ 1,509%
2023 · €285
2018: €75k
2019: €15k
2020: €46k
2021: €-73k
2022: €-58k
2023: €285
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€250k-€227k▼ 9.1%€244k▲ 7.2%€202k▼ 17.3%€210k▲ 4.2%
Operating result€143k-€-17k€27k€-19k€41k
Net result€103k-€-23k€16k€-42k€9k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €41k after a loss of €19k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €719k
Fixed assets
€434k▼ 5.9%
Current assets
€285k▲ 79.9%
Equity and liabilities €719k
Equity
€210k▲ 4.2%
Provisions
€68k=
Debt
€441k▲ 26.0%
The debt ratio rises from 56.6% to 61.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€70k▲
2023 · €42k
Cash flow
€37k▲
2023 · €18k
Solvency
29.2%▼
2023 · 32.6%
Current ratio
1.02▲
2023 · 1.00
Quick ratio
1.02▲
2023 · 0.99
Debt / equity
2.10▲
2023 · 1.74
ROE
4.1%▲
2023 · -20.9%
ROA
1.2%▲
2023 · -6.8%
Interest coverage
7.55▼
2023 · 8.41
Debt
€441k▲
2023 · €350k
Debt ≤ 1 year
€280k▲
2023 · €158k
Debt > 1 year
€161k▼
2023 · €192k
Income taxes
€26k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€619k€719k▲
Fixed assets21/28€461k€434k▼
Intangible fixed assets21€5k€2k▼
Tangible fixed assets22/27€106k€82k▼
Plant, machinery and equipment23-€265
Furniture and vehicles24€12k€5k▼
Other tangible fixed assets26€94k€77k▼
Financial fixed assets28€350k€350k=
Current assets29/58€158k€285k▲
Stocks and contracts in progress3€1k€350▼
Stocks30/36€1k€350▼
Amounts receivable within one year40/41€146k€278k▲
Trade receivables40€109k€235k▲
Other amounts receivable41€37k€43k▲
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€619k€719k▲
Equity10/15€202k€210k▲
Contributions10/11€6k€6k=
Reserves13€118k€118k=
Distributable reserves133€118k€118k=
Profit (loss) carried forward14€78k€86k▲
Provisions and deferred taxes16€68k€68k=
Provisions for liabilities and charges160/5€68k€68k=
Other liabilities and charges164/5€68k€68k=
Amounts payable17/49€350k€441k▲
Amounts payable after more than one year17€192k€161k▼
Financial debts170/4€192k€161k▼
Amounts payable within one year42/48€158k€280k▲
Current portion of amounts payable after more than one year42€33k€30k▼
Financial debts43€20k€25k▲
Credit institutions430/8€20k€25k▲
Trade debts44€72k€162k▲
Suppliers440/4€72k€162k▲
Advances received on contracts in progress46€4k€8k▲
Taxes, remuneration and social security45€17k€48k▲
Taxes450/3€9k€39k▲
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€12k€6k▼
Income statement
Code20232024
Non-recurring operating income76A-€14
Remuneration, social security and pensions62€23k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€28k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€68k-
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€92-
Gross operating margin9900€137k€74k▼
Operating profit (loss)9901€-19k€41k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€-22k€34k▲
Income taxes67/77€20k€26k▲
Profit (loss) for the period9904€-42k€9k▲
Profit (loss) for the period to be appropriated9905€-42k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€86k▲
Profit (loss) brought forward from the previous period14P€120k€78k▼
Social balance
Average headcount (FTE)90870.4-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 313 days late
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 669 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2023
31-12
Financial
Weakest financial yearnet €-42k ▼359%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €103k ▲56.5%
Operating result €143k, net result €103k, both a record.
31-12
Financial
Equity above €200kEq €250k ▲69.7%
3 profitable years in a row build equity to €250k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
2019
31-12
Financial
Equity above €100kEq €147k ▲80.4%
2 profitable years in a row build equity to €147k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pervijzestraat 301040 EtterbeekGround area
129 m²
Building footprint
116 m²
Volume, LiDAR
1,537 m³
Parcel 21363B0324/00Y005, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Andreco
since 20092.177.134.910
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0324/00Y005 | Brussels | 129 m² | 1 · 115 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
POMPES FUNEBRES CAILLEAUX O.
BE 0637.974.740
Mons · Eq €211k
CITHI ASSE
BE 0478.233.952
Asse · Eq €209k
ANI.QUIES
BE 0475.782.228
Juprelle · Eq €209k
Pompes funèbres et funérarium de SAUTIN
BE 0473.909.336
Sivry-Rance · Eq €208k
LEEMANS
BE 0428.328.343
Hamme (Vl.) · Eq €207k
Of 898 companies in sector 96301 we hold annual accounts for 609. 531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-1999
Fiscal year end31-12
Activities, NACEBEL
93031
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.