PFGE

Active

Private limited companyfounded 1999active for 27 yearsPervijzestraat 30, 1040 Etterbeek, BelgiumKBO/BCE: BE 0466.311.167

Summary

The computed 12-month bankruptcy probability of PFGE is 3.8% (moderate). The 2024 annual accounts show equity of €210,146 and a net result of €8,513. Equity is growing by about 6.5% per year across the filed financial years. Its solvency ranks better than 46% of 577 sector peers (NACE 96, financial year 2024). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

PFGEActiveChecked score 49/100

Risk analysis Report Compare

Activity

Funeral services

NACE 96301

1 site

Size

€718,841total assets 2024

Equity: €210,146
Profit: €8,513

Financial health

49 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 3.8%

Structure

Holdings: 1

GAVELA MOREDA JoséDirector

2025 accounts not filed, 88 days past the deadline1 of 2 deeds summarised

Why 49raises risk1 financial year not filed after the legal deadline; last filed accounts filed 313 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 09-06-2026)Liquidity: current ratio 1.02, cash €3,126, halvedlowers riskFounded in 1999Show the evidence

Checked score

Score 2024

49 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 44% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 54-4

equity 29.2% of total assets

Liquidity 32-10

short-term debt 39.0% · cash 0.4%

Profitability 70+10

return on assets 1.2%

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,615 companies, NACE 96, micro)

Last 24 months 11-2024: 2.9% 12-2024: 3.7%▲ +0.8 percentage points vs 11-2024 01-2025: 6.5%▲ +2.8 percentage points vs 12-2024 02-2025: 6.5%● unchanged vs 01-2025 03-2025: 6.8%▲ +0.3 percentage points vs 02-2025 04-2025: 6.3%▼ -0.5 percentage points vs 03-2025 05-2025: 6.3%● unchanged vs 04-2025 06-2025: 6.3%● unchanged vs 05-2025 07-2025: 6.3%● unchanged vs 06-2025 08-2025: 8.1%▲ +1.8 percentage points vs 07-2025 09-2025: 8.1%● unchanged vs 08-2025 10-2025: 8.1%● unchanged vs 09-2025 11-2025: 8.1%● unchanged vs 10-2025 12-2025: 8.1%● unchanged vs 11-2025 01-2026: 8.1%● unchanged vs 12-2025 02-2026: 8.6%▲ +0.5 percentage points vs 01-2026highest value 03-2026: 8.6%● unchanged vs 02-2026highest value 04-2026: 8.6%● unchanged vs 03-2026highest value 05-2026: 8.6%● unchanged vs 04-2026highest value 06-2026: 8.6%● unchanged vs 05-2026highest value 07-2026: 1.6%▼ -7.0 percentage points vs 06-2026lowest value 08-2026: 2.6%▲ +1.0 percentage point vs 07-2026 09-2026: 3.0%▲ +0.4 percentage points vs 08-2026 10-2026: 3.8%▲ +0.8 percentage points vs 09-2026

Credit of up to €10,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity tight (current ratio 1.02, compared with 1.0 in 2023, below the usual 1.5; short-term debt: 39% and cash: 0.4% of total assets), and 70.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 52% on solvency, 25% on liquidity, 49% on profitability and 48% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 313 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 09-06-2026)

NBB · annual accounts

Founded in 1999

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.02, cash €3,126, halved

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline27-10-2026 today

2024 accounts filed 313 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2026, 313 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

313 days late

2023

669 days late

2022

151 days late

2021

11 days late

2020

36 days early

2019

6 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 186 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-06-2026 Annual accounts filedfinancial year 2024 · full…
31-05-2026 Annual accounts filedfinancial year 2023 · full…
31-12-2024 Back to profitnet €8,513

Key points

Positive: Back in profit in 2024after -€42,108 in 2023 €8,513 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 88 days past the deadline View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2024
Total assets: €718,841
Profit: €8,513
Solvency: 29.2%

Total assets▲ 16.1%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

GAVELA MOREDA JoséDirector

Go to Board & ownership

Network & group

Subsidiaries: 1

1 subsidiary

Go to Network & group

Timeline

Events: 33
Since: 2000

25-01-2024Appointment: GAVELA MOREDA José (director)
31-12-2023Weakest financial year
29-12-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Funeral servicesNACE 96301
Founded: 23-06-1999
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 33

Annual meeting: Second Tuesday of June at 11:00
Purpose: “L’entreprise générale de pompes funèbres et autres cérémonies,la prévoyance funéraire et…” (deed in French)

Go to Articles of association

Key facts about PFGE

What is the company number of PFGE?: 0466.311.167. In Belgium the VAT number is the company number with BE in front: BE 0466.311.167.
Where is PFGE based?: The registered office is at Pervijzestraat 30, 1040 Etterbeek.Company details
What does PFGE do?: According to the KBO register, the main activity is funeral services (NACE 96301).
What is the legal form of PFGE?: Private limited company (BV).
When was PFGE founded?: On 23-06-1999.
Is PFGE still active?: Yes, PFGE is an active enterprise in the KBO register.
How many employees does PFGE have?: On average 0.4 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of PFGE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PFGE profitable?: In financial year 2024, PFGE made a profit of €8,513.
Where can I find the annual accounts of PFGE?: PFGE filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2024.