Debts
€717,326 89% of the balance sheet
Financial debts 59%Suppliers 11%Taxes and wages 4%Other 25%
Of this, €282,523 falls due within a year.
PFC ENGINEERING
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €332,344 (2012)
€230,308▼ 4.1%
lowest -€60,568 (2018)
€17,811▲ €25,023
peak €116,896 (2012)
€90,295▲ 24.6%
€717,326▼ 8.7%
peak 4.3 FTE (2012)
1.6 FTEunchanged
Board2 names since 2017
1 directorCLOTUCHE Pierre-François Joseph Paul
Documentsfilings and deeds
30-09-202661 days late
2025abbreviated format
Back to profit: €17,811Equity from €72,484 to €90,295
Key points
from the 2025 annual accountsFilings
22 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
11.2%
Lower solvency than 83% of companies in architecture and engineering. Sector median 47.2% · 2,566 companies.
Checked score
67
Healthy
Financially stronger than 33% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.1%
01-2025: 4.1%● unchanged vs 12-2024
02-2025: 4.1%● unchanged vs 01-2025
03-2025: 4.1%● unchanged vs 02-2025
04-2025: 4.0%▼ -0.1 percentage points vs 03-2025
05-2025: 3.8%▼ -0.2 percentage points vs 04-2025
06-2025: 3.6%▼ -0.2 percentage points vs 05-2025
07-2025: 3.6%● unchanged vs 06-2025
08-2025: 4.0%▲ +0.4 percentage points vs 07-2025
09-2025: 4.8%▲ +0.8 percentage points vs 08-2025highest value
10-2025: 4.2%▼ -0.6 percentage points vs 09-2025
11-2025: 4.2%● unchanged vs 10-2025
12-2025: 4.2%● unchanged vs 11-2025
01-2026: 4.2%● unchanged vs 12-2025
02-2026: 4.2%● unchanged vs 01-2026
03-2026: 4.2%● unchanged vs 02-2026
04-2026: 4.1%▼ -0.1 percentage points vs 03-2026
05-2026: 2.6%▼ -1.5 percentage points vs 04-2026
06-2026: 2.4%▼ -0.2 percentage points vs 05-2026
07-2026: 2.4%● unchanged vs 06-2026
08-2026: 3.1%▲ +0.7 percentage points vs 07-2026
09-2026: 3.5%▲ +0.4 percentage points vs 08-2026
10-2026: 0.8%▼ -2.7 percentage points vs 09-2026lowest value
11-2026: 0.8%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
Equity €90,295 (11.2% of total assets)
lowers risk
Size: 1.6 FTE, total assets €807,621
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 16% of them on solvency, 21% on liquidity, 23% on profitability and 70% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as PFC ENGINEERING has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PFC ENGINEERING itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for PFC ENGINEERING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.86 (0.95 in 2024), below 1. Short-term debt is 35% and cash 6% of total assets. 88.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2566 sector peers (2025).
NBB · sector comparisonPosition among 2566 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
59 days late
2023
63 days late
2022
60 days late
2021
31 days late
2020
18 days late
2019
34 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 47 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Purpose change · Legal-form change · Resignations & appointments
“Les études et calculs de stabilité; Les études de techniques spéciales; Les études énergétiques; Toutes…” (deed in French) · Director in office: CLOTUCHE Pierre-François Joseph Paul (sole director) · General meeting of 14-03-2024 · Gazette deed
New establishment in Beersel
Kerkveldstraat 132
Registered office moved from Anderlecht to Uccle
New registered office: Chaussée d'Alsemberg, 1114 b1-1180 UCCLE · Previous registered office: Boulevard Paepsem, 16-1070 Anderlecht · General meeting of 28-05-2017 · Gazette deed
First establishment
*, Alsembergsesteenweg 1114, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PFC ENGINEERING Uccle | €0.8m | €230,308 | 11.2% | 1.6 |
| THE EUROPEAN PLASTICS PIPES AND FITTINGS ASSOCIATION Brussels | €0.8m | €243,012 | 92.4% | 1.9 |
| ECJ Automation Lille | €0.8m | €250,705 | -0.6% | 1.6 |
| 2Build Consulting Rixensart | €0.9m | €262,485 | 20.7% | 2.8 |
| HDM Studiebureau Moorslede | €1.0m | €295,216 | 60.6% | 2.4 |
| Adinex Herentals | €1.0m | €311,448 | 78.4% | 1 |
| Carlier Prototype Engineering Zottegem | €1.0m | €265,368 | 55.1% | 3.4 |
These companies have the same main activity as PFC ENGINEERING: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €773,000 and €1m, founded between 1992 and 2009.
Official details
Source: KBO- Status
- Active since 18-03-2004Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2021
- Establishment units
- 2.258.409.7251180 Uccle, since 10-11-2016
- 2.285.534.0911650 Beersel, since 16-06-2018
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €470,000estimated
- €807,621▼ 5.9%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 30-09-2026
Insights on PFC ENGINEERING
PFC ENGINEERING files the abbreviated format. That format states no turnover. The gross margin rose from €24,259 in 2007 to €230,308 in 2025.
The balance sheet grew most in 2016 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PFC ENGINEERING
- What is the company number of PFC ENGINEERING?
- The company number of PFC ENGINEERING is 0864.139.841. The VAT number is the same number with BE in front: BE 0864.139.841.
- Where is PFC ENGINEERING based?
- The registered office is at Alsembergsesteenweg 1114, 1180 Uccle.Company details
- What does PFC ENGINEERING do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of PFC ENGINEERING?
- PFC ENGINEERING is a private limited company (BV).
- When was PFC ENGINEERING founded?
- PFC ENGINEERING was founded on 18-03-2004.
- Is PFC ENGINEERING still active?
- Yes, PFC ENGINEERING is an active enterprise in the KBO register.
- How many employees does PFC ENGINEERING have?
- PFC ENGINEERING had an average of 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does PFC ENGINEERING fall under?
- In its 2021 annual accounts, PFC ENGINEERING states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of PFC ENGINEERING?
- The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €230,308 and 53 comparable companies (NACE 711). It probably lies between €360,000 and €700,000.
- Is PFC ENGINEERING profitable?
- In financial year 2025, PFC ENGINEERING made a profit of €17,811.
- Where can I find the annual accounts of PFC ENGINEERING?
- PFC ENGINEERING filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PFC ENGINEERING due?
- PFC ENGINEERING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.