PF Consulting

Active

Limited partnershipfounded 20179 yrs activeBoterstraat 1, 1740 Ternat, BelgiumKBO/BCE: BE 0675.966.670

Summary

PF Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,209 and a net result of €31,703. Its solvency ranks better than 22% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

PF ConsultingActiveChecked score 94/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€76,347total assets 2025

Equity: €15,209
Profit: €31,703

Turnover not published (abridged schema)

Financial health

94 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 18 d late0 of 2 deeds read

Why 94+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 0.69, cash €35,080+ Size: total assets €76,347+ Legal form Limited partnershipShow the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Better than 52% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 45

equity 19.9% of total assets

Liquidity 56

short-term debt 79.8% · cash 45.9%

Profitability 100

return on assets 41.5%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)

Last 24 months 11-2024: 0.2%highest value 12-2024: 0.2%▼ -1.2% vs 11-2024 01-2025: 0.2%▼ -3.6% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▼ -1.8% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%▼ -1.9% vs 05-2025 07-2025: 0.1%▼ -5.7% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▼ -0.7% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▼ -4.1% vs 07-2026 09-2026: < 0.1%▼ -73.8% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Liquidity: current ratio 0.69, cash €35,080 lowers the probability
Size: total assets €76,347 lowers the probability for this profile
Legal form Limited partnership lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity short (current ratio 0.69; short-term debt: 79.8% and cash: 45.9% of total assets), and 80.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 23%, liquidity 47%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 0.69, cash €35,080

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €76,347

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Legal form Limited partnership

In the bankruptcy model this factor lowers the probability.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 10522 sector peers (2025).

NBB · sector comparison

Position among 10522 sector peers

Solvency

better than 22%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

18 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

18-08-26 Annual accounts filedfiscal year 2025 · abbreviated…

Key points

Caution: Among the weakest 13% on equitysector median €324,915 · 10,532 companies €15,209 View
Total assets 2025first fiscal year filed €76,347 View
Active since 2017founded 24-05-2017 9 years View