Age5 yrs
Real estate1 parcel · 495 m²
Summary
Conclusion
the dossier summarised in one paragraphPEZEWEVER has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €210k and a net result of €14k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 4969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Signals
2 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 77% of 4969 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 31-08-2025 | 31 d late | 2025-00455204 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00430351 |
| 31-12-2022 | 31-07-2023 | 25-06-2023 | 36 d early | 2023-00154597 |
| 31-12-2021 | 31-07-2022 | 07-12-2022 | 129 d late | 2022-20535473 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.7%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€14k-56.3%
Working capital€33k+84.2%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~11.7%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 57.3% | 16.7% | |
| Net result | €14k | €2k | |
| Equity | €210k | €27k | |
| Gross operating margin | €54k | €27k | |
| Staff costs | €0 | €20k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€51k
-27.5%
21-24
€14k
-56.3%
21-24
€41k
-31.2%
21-24
€366k
-4.7%
21-24
€210k
+7.2%
21-24
€33k
+84.2%
21-24
€0
-100.0%
21-24
€4k
-13.7%
21-24
Show 10 other metrics
€156k
-17.1%
21-24
€31k
-27.1%
21-24
€125k
-14.1%
21-24
2.06
+45.0%
21-24
1.67
+52.4%
21-24
57.3%
+12.5%
21-24
0.75
-22.6%
21-24
6.7%
-59.2%
21-24
3.8%
-54.2%
21-24
7.26
-23.5%
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €51k |
| Net profit | €14k |
| Cash flow | €41k |
| Staff costs | €0 |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €366k |
| Equity | €210k |
| Debt | €156k |
| of which ≤ 1y | €31k |
| of which > 1y | €125k |
| Working capital | €33k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.06 |
| Quick ratio | 1.67 |
| Working capital ratio | 9.0% |
| Solvency | 57.3% |
| Debt / equity | 0.75 |
| Long-term debt ratio | 0.60 |
| Interest coverage | 7.26 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.8% |
| ROE | 6.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €366k |
| Fixed assets | 21/28 | €292k |
| Formation expenses | 20 | €9k |
| Tangible fixed assets | 22/27 | €292k |
| Financial fixed assets | 28 | €188 |
| Current assets | 29/58 | €64k |
| Stocks & contracts in progress | 3 | €12k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €46k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €366k |
| Equity | 10/15 | €210k |
| Contributions / capital | 10/11 | €136k |
| Accumulated profits (losses) | 14 | €73k |
| Amounts payable | 17/49 | €156k |
| Amounts payable after one year | 17 | €125k |
| Amounts payable within one year | 42/48 | €31k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €54k |
| Operating result | 9901 | €25k |
| Financial income | 75 | €92 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €18k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €14k |
| Result to be appropriated | 9905 | €14k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationPEZEWEVER
since 20212.311.116.852
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area495 m²
Buildings1
Building footprint256 m²
Volume (LiDAR)1,039 m³
Tallest building12.7 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46004A0479/00L000 | Flanders | 495 m² | 1 · 256 m² | 12.7 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts All acts · 3
updated 4 months ago
2026
23-04-2026 Act object · Notarial deed · General meeting · Purpose change
- Filing: 2026-04-21 · PEZEWEVER
- Publication: 2026-04-23 · PEZEWEVER
- Act object: STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), DOEL · PEZEWEVER
- Notarial deed: 2026-04-09 · PEZEWEVER
- General meeting: 2026-04-09 · PEZEWEVER
- Purpose change: new_purpose: ARTIKEL 3. Voorwerp. De vennootschap heeft tot voorwerp zowel in België als in het buitenland, zowel in eigen naam en voor eigen rekening als in naam en voor rekening van derden, alleen of in samenwerking met derden, als vertegenwoordiger, tussenpersoon of commissionair: I. Specifieke activiteiten ... II. Algemene activiteiten ... III. Bijzondere bepalingen ... · PEZEWEVER
- Statute amendment: article: 21bis, content: UITKERING VAN INTERIMDIVIDENDEN. Het bestuursorgaan kan overeenkomstig het Wetboek van Vennootschappen en Verenigingen overgaan tot uitkeringen uit de winst van het lopende boekjaar of uit de winst van het voorgaande boekjaar, zolang de jaarrekening van het boekjaar nog niet is goedgekeurd, in voorkomend geval verminderd met het overgedragen verlies of vermeerderd met het overgedragen winst. · PEZEWEVER
- Power of attorney: mandate: coördinatie van de statuten op te maken en neer te leggen · Pierre De Brabander
Summary:
Act object · Notarial deed · General meeting · Purpose changeNotary:
Pierre De Brabander
2021
31-08-2021 Articles of association amended
Summary:
v3.2
2020
26-10-2020 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured73
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
33
Solvency
98
Growth
52
Stability
94
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 1005.144.187 · Hove
BE 0866.266.814 · Stekene
BE 0769.424.190 · Wijnegem
BE 0764.838.169 · Temse
BE 0459.924.312 · Anderlecht
We hold annual accounts for 1,149 of the 7,288 companies in this sector. 758 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
| Legal nameNL | PEZEWEVER |
Registered office
Daknam-dorp 18
9160 Lokeren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.