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PEYTIER

Active
Private limited companyfounded 1998active for 28 yearsKleinewinkellaan 32, 1853 Grimbergen, BelgiumKBO/BCE: BE 0463.482.331
Summary

The computed 12-month bankruptcy probability of PEYTIER is 2.9% (moderate). The 2025 annual accounts show equity of €341,325 and a net result of -€172,439. Equity is shrinking by about 6.5% per year across the filed financial years. Its solvency ranks better than 16% of 9,583 sector peers (NACE 43, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Plumbing work
NACE 43221
#3 employer in Grimbergen, Construction sector2 sites
Size
€2.2mtotal assets 2025
Staff
11.6 FTE
Equity
€341,325
Loss
-€172,439
Turnover not published (abbreviated format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
Accounts filed 29 days late1 of 2 deeds read
Why 50raises riskEquity €341,325 (15.6% of total assets)Loss of €172,439 (financial year 2025)Sector: Specialised construction activities (NACE 43)1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 25% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Weak
Solvency 41-4
equity 15.6% of total assets
Liquidity 54-6
short-term debt 14.4% · cash 5.4%
Profitability 15-44
return on assets -7.9%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,644 companies, NACE 43, small)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.2%▼ -0.1 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.2 percentage points vs 06-2025 08-2025: 2.1%▲ +0.7 percentage points vs 07-2025 09-2025: 0.8%▼ -1.3 percentage points vs 08-2025lowest value 10-2025: 1.2%▲ +0.4 percentage points vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.4%▲ +0.2 percentage points vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.7%▲ +0.3 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.8%▲ +0.1 percentage points vs 06-2026 08-2026: 2.5%▲ +0.7 percentage points vs 07-2026 09-2026: 2.4%▼ -0.1 percentage points vs 08-2026 10-2026: 2.9%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.37, compared with 2.32 in 2024; short-term debt: 14.4% and cash: 5.4% of total assets), but 84.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 17% on solvency, 67% on liquidity, 7% on profitability and 8% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Equity €341,325 (15.6% of total assets)
NBB · annual accounts
raises risk · Loss of €172,439 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9583 sector peers (2025).
NBB · sector comparison
Position among 9583 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
29 days late
2023
30 days late
2022
31 days late
2021
30 days early
2020
31 days late
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €33,718 in 2024 -€172,439 View
  • Caution: Among the weakest 5% on net resultsector median €27,714 · 9,576 companies -€172,439 View
  • Active since 1998founded 05-06-1998 28 years View

By topic

Financials

Financial year
2025
Total assets
€2.2m
Loss
-€172,439
Solvency
15.6%
Total assets▼ 16.4%
Net result
20182025
Go to Financials

Timeline

Events
34
Since
1999
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 31-12-2024Liquidity more than doubles
  3. 31-12-2024Equity above €500,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
05-06-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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