Equity
-€10,367
Debts exceed assets in financial year 2025.
PEYERLANDEN
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €13,689 (2014)
€804▼ 11.6%
lowest -€4,222 (2018)
-€1,281▼ €168
peak €167,475 (2014)
-€10,367▼ €1,281
€87,715▲ 1.5%
Board1 name since 2021
1 directorPEETERS Sven
Documentsfilings and deeds
01-06-202660 days before the deadline
2025micro format
Loss of €1,281Equity from -€9,086 to -€10,367
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 14% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025lowest value
03-2025: 0.4%● unchanged vs 02-2025lowest value
04-2025: 0.4%● unchanged vs 03-2025lowest value
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.2 percentage points vs 06-2025
08-2025: 0.9%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.5 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%▼ -0.1 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€10,367
lowers risk
Size: total assets €77,348
Founded in 1975
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 11% of them on solvency, 1% on liquidity, 23% on profitability and 21% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,796 companies had the same profile as PEYERLANDEN has now. Each dot stands for 7 companies, two years later.
90.3%
were still trading
6.0%
stopped another way
2.1%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PEYERLANDEN itself is lower: 0.4% within 12 months. It rests on far more data about PEYERLANDEN than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for PEYERLANDEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.37 (0.38 in 2024), below 1. Short-term debt is 113.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€10,367
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 days early
2024
20 days late
2023
22 days late
2022
54 days early
2021
5 days early
2020
60 days early
2019
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 28 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: PEETERS Sven, from manager to director
Director discharge: PEETERS Sven (manager) · General meeting of 18-11-2022 · Gazette deed
First establishment
HOUTHANDEL J PEETERS, Langstraat 16, Heist-op-den-Berg
Official details
Source: KBO- Status
- Active since 17-03-1975Normal situation
- Activity
- “Manege uitbating met uitbating van oafetria en het inrichten van alle mogelijke activiteiten en…” (deed in Dutch)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.011.051.1142223 Heist-op-den-Berg, since 01-04-1975
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €6,100estimated
- €77,348=
- Filing
- Filed on 01-06-2026, 60 days before the end of the filing period
Insights on PEYERLANDEN
PEYERLANDEN files the micro format. That format states no turnover. The gross margin fell from €5,432 in 2006 to €804 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PEYERLANDEN
- What is the company number of PEYERLANDEN?
- The company number of PEYERLANDEN is 0415.029.940. The VAT number is the same number with BE in front: BE 0415.029.940.
- Where is PEYERLANDEN based?
- The registered office is at Langstraat 24, 2223 Heist-op-den-Berg.Company details
- What is the legal form of PEYERLANDEN?
- PEYERLANDEN is a private limited company (pre-2019) (BVBA).
- When was PEYERLANDEN founded?
- PEYERLANDEN was founded on 17-03-1975.
- Is PEYERLANDEN still active?
- Yes, PEYERLANDEN is an active enterprise in the KBO register.
- What is the turnover of PEYERLANDEN?
- The turnover in financial year 2025 is ≈ €6,100. This figure is estimated from the gross margin of €804 and 6,299 comparable companies of the same size. It probably lies between €2,800 and €15,000. It is a rough estimate.Financials
- Is PEYERLANDEN profitable?
- In financial year 2025, PEYERLANDEN made a loss of €1,281.
- Where can I find the annual accounts of PEYERLANDEN?
- PEYERLANDEN filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PEYERLANDEN due?
- PEYERLANDEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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