PEVENAGE STEFANO

Active

Private limited company (pre-2019)founded 2009active for 16 yearsKampstraat(Onk) 51, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 0820.410.558

Summary

PEVENAGE STEFANO has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165,472 and a net result of €17,330. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 66% of 34,807 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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PEVENAGE STEFANOActiveChecked score 85/100

Risk analysis Report Compare

Activity

Bricklaying and masonry work

NACE 43910

1 site

Size

≈ €360,000turnover 2025, estimated

Equity: €165,472
Profit: €17,330

Turnover estimated from the gross margin

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

2025 accounts 38 days early1 deed in the Belgian Official Gazette

Why 85raises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.03, cash €4,156lowers riskFounded in 2009Figures for financial year 2025 (filed 23-06-2026)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 55% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 86+8

equity 61.0% of total assets

Liquidity 50+2

short-term debt 12.6% · cash 1.5%

Profitability 77+14

return on assets 6.4%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%▼ -0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.03, compared with 0.92 in 2024, below the usual 1.5; short-term debt: 12.6% and cash: 1.5% of total assets), and 39% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 67% on solvency, 44% on liquidity, 52% on profitability and 58% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2009

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Liquidity: current ratio 1.03, cash €4,156

NBB · annual accounts

Figures for financial year 2025 (filed 23-06-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

38 days early

2024

21 days early

2023

30 days early

2022

22 days late

2021

18 days late

2020

25 days late

2019

83 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 filed years within 39 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

23-06-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Equity above €150,000equity €165,472 ▲11.7%
10-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: 8 profitable years in a rowprofit 2025: €17,330 8 years View
Total assets 20256 financial years filed €271,067 View
Active since 2009founded 09-11-2009 16 years View

By topic

Financials

Financial year: 2025
Total assets: €271,067
Profit: €17,330
Solvency: 61.0%

Total assets▼ 3.8%

Net result

20182025

Go to Financials

Timeline

Events: 19
Since: 2011
Next accounts: by 31-07-2027

01-07-2024Annual accounts filed
22-08-2023Annual accounts filed
18-08-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Bricklaying and masonry workNACE 43910
Founded: 09-11-2009
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about PEVENAGE STEFANO

What is the company number of PEVENAGE STEFANO?: 0820.410.558. In Belgium the VAT number is the company number with BE in front: BE 0820.410.558.
Where is PEVENAGE STEFANO based?: The registered office is at Kampstraat(Onk) 51, 9500 Geraardsbergen.Company details
What does PEVENAGE STEFANO do?: According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of PEVENAGE STEFANO?: Private limited company (pre-2019) (BVBA).
When was PEVENAGE STEFANO founded?: On 09-11-2009.
Is PEVENAGE STEFANO still active?: Yes, PEVENAGE STEFANO is an active enterprise in the KBO register.
What is the turnover of PEVENAGE STEFANO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PEVENAGE STEFANO profitable?: In financial year 2025, PEVENAGE STEFANO made a profit of €17,330.
Where can I find the annual accounts of PEVENAGE STEFANO?: PEVENAGE STEFANO filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PEVENAGE STEFANO due?: By 31-07-2027, for financial year 2026.Timeline