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PETRU MC CONSTRUCT

Active Private limited companyfounded 2019active for 7 yearsBergensesteenweg 24, 1600 Sint-Pieters-LeeuwKBO/BCE: BE 0729.787.517

Lifetime

6 annual accounts with figures on one time axis
peak €903,449 (2023)
€812,664▲ 30.3%
peak €30,599 (2022)
€11,503▲ 35×
peak €52,876 (2025)
€52,876▲ 27.8%
€99,080▲ 10.7%
Board1 name since 2019
- 
Documentsfilings and deeds
07-05-202624 days before the deadline
2025micro format
Turnover from €623,905 to €812,664Gross margin from €31,833 to €42,770Result from €332 to €11,503Equity from €41,373 to €52,876Cash from €48,429 to €66

Key points

from the 2025 annual accounts

Equity

€52,876 ▲ 27.8%

PETRU MC CONSTRUCT has made a profit in every financial year since 2020.

Turnover

€812,664 ▲ 30.3%
€624,0002024€813,0002025

Turnover rose in 2025 from €623,905 to €812,664.

Payment terms

27 days to suppliers
Suppliers
244 to 27
Customers
14 to 43

PETRU MC CONSTRUCT pays its suppliers 217 days earlier than in 2024. Customers pay 29 days later.

Filings

6 annual accounts 4 late
deadline202020222024

The 2021 accounts came latest: 44 days after the end of the period.

Checked score

51
Fair
Financially stronger than 39% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.3%▲ +0.2 percentage points vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 2.1%▲ +0.8 percentage points vs 05-2025 07-2025: 1.2%▼ -0.9 percentage points vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.1%▼ -0.1 percentage points vs 09-2025 11-2025: 1.0%▼ -0.1 percentage points vs 10-2025lowest value 12-2025: 1.0%● unchanged vs 11-2025lowest value 01-2026: 1.1%▲ +0.1 percentage points vs 12-2025 02-2026: 1.2%▲ +0.1 percentage points vs 01-2026 03-2026: 1.5%▲ +0.3 percentage points vs 02-2026 04-2026: 1.4%▼ -0.1 percentage points vs 03-2026 05-2026: 1.5%▲ +0.1 percentage points vs 04-2026 06-2026: 2.6%▲ +1.1 percentage points vs 05-2026highest value 07-2026: 2.6%● unchanged vs 06-2026highest value 08-2026: 2.6%● unchanged vs 07-2026 09-2026: 2.6%● unchanged vs 08-2026 10-2026: 2.6%● unchanged vs 09-2026 11-2026: 2.6%● unchanged vs 10-2026

Financial strength
Weak

60+3equity 34.8% of total assets
20-48short-term debt 58.8% · cash 0.0%
63+8return on assets 7.6%

Score breakdown

raises risk
Liquidity: current ratio 1.46, cash €66, halved
Founded in 2019
1 change of registered office in 24 months
lowers risk
Figures for financial year 2025 (filed on 09-05-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 37% of them on solvency, 11% on liquidity, 30% on profitability and 76% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-10-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as PETRU MC CONSTRUCT has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PETRU MC CONSTRUCT itself is higher: 2.6% within 12 months. It rests on far more data about PETRU MC CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for PETRU MC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.46 (1.4 in 2024), below the usual 1.5. Short-term debt is 58.8% and cash 0% of total assets. 65.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.46, cash €66, halved
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 09-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 07-05-2026, 24 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
24 days early
2024
3 days early
2023
5 days late
2022
27 days late
2021
44 days late
2020
9 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 10 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-10-2026 is due by 31-05-2027. Nothing is late today. The company usually files around 6 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 year end10-11-2026 today31-05-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
CP
Director, last mentioned in 2019
  • CHIRILA Petru 80 sharesdeed of 08-07-2019
  • CRETU Marius 20 sharesdeed of 08-07-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0729787517
Registered office moved from Koekelberg to Sint-Pieters-Leeuw New registered office: Bergensesteenweg 24 boîte 8, 1600 Sint-Pieters-Leeuw · Previous registered office: Avenue du Panthéon 83, 1081 Koekelberg · General meeting of 05-11-2024 · Gazette deed
Incorporation Founding capital of €3,000, 100 shares · Founders: CHIRILA Petru and CRETU Marius · Appointment: CHIRILA Petru (director) · published on 08-07-2019 · Gazette deed
First establishment PETRU MC CONSTRUCT SRL, Pantheonlaan 83, Koekelberg
All 12 events

Comparable companies

same main activity, similar in size and age
Company
PETRU MC CONSTRUCT Sint-Pieters-Leeuw €151,955 €42,770 34.8% -
COJANU DECOR Sint-Pieters-Leeuw €161,283 €35,538 50.1% -
Idproj Zaventem €163,771 €42,280 28.2% -
SANTOS CONCEPT Uccle €158,731 €39,598 83.7% -
DECO DEGRYSE Lichtervelde €164,915 €46,638 57.2% -
ALPHA HOME SOLUTIONS Anderlecht €142,849 €40,314 33.5% -
COASTAL SERVICE Bredene €157,278 €48,922 54.4% -

These companies have the same main activity as PETRU MC CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €143,000 and €165,000, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 04-07-2019Normal situation
Registered office
619 active companies are registered at this address122 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Other specialised construction activitiesNACE 43990
Establishment unit
2.292.022.1061081 Koekelberg, since 04-07-2019
Financial year end
31 October
Peppol
Reachable since 16-12-2025
Company details

Annual accounts to 31-10-2025

€151,955▲ 16.1%
Employeeson 31-10-2025
1=
Filing
Filed on 07-05-2026, 24 days before the end of the filing period
Financials

Insights on PETRU MC CONSTRUCT

PETRU MC CONSTRUCT has existed since 2019. The present size dates from 2022. Turnover rose that year from €282,987 to €669,796. The accounts now follow the micro format, last year the full format.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PETRU MC CONSTRUCT

What is the company number of PETRU MC CONSTRUCT?
The company number of PETRU MC CONSTRUCT is 0729.787.517. The VAT number is the same number with BE in front: BE 0729.787.517.
Where is PETRU MC CONSTRUCT based?
The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
What does PETRU MC CONSTRUCT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of PETRU MC CONSTRUCT?
PETRU MC CONSTRUCT is a private limited company (BV).
When was PETRU MC CONSTRUCT founded?
PETRU MC CONSTRUCT was founded on 04-07-2019.
Is PETRU MC CONSTRUCT still active?
Yes, PETRU MC CONSTRUCT is an active enterprise in the KBO register.
How many employees does PETRU MC CONSTRUCT have?
PETRU MC CONSTRUCT had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PETRU MC CONSTRUCT?
The turnover of PETRU MC CONSTRUCT was €812,664 in financial year 2025, according to the filed annual accounts.
Is PETRU MC CONSTRUCT profitable?
In financial year 2025, PETRU MC CONSTRUCT made a profit of €11,503.
Where can I find the annual accounts of PETRU MC CONSTRUCT?
PETRU MC CONSTRUCT filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PETRU MC CONSTRUCT due?
PETRU MC CONSTRUCT must file the annual accounts for financial year 2026 by 31-05-2027.Timeline

Next steps

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