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PETRALIM

Active
Public limited companyfounded 198937 yrs activeSteenweg naar As(M) 12, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0437.200.378
Summary

The computed 12-month bankruptcy probability of PETRALIM is 1.9% (moderate). The 2024 annual accounts show equity of €149,703 and a net result of €35,670. Equity is shrinking by ~23% per year across the filed fiscal years. Its solvency ranks better than 14% of 328 sector peers (fiscal year 2024). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
PETRALIMActiveChecked score 53/100
Risk analysis ReportCompare

Overview

What they do
Cutting, shaping and finishing of stone
NACE 23700
#5 company by staff growth in Limburg, Non-metallic mineral products sector1 site
How big
€1.3mtotal assets 2024
Staff
12 FTE
Equity
€149,703
Profit
€35,670
Turnover not published (abridged schema)
Financially healthy?
53 Fair Checked score 2024
Bankruptcy chance 12 m
1.9%
Who decides
Parent
GUBBELS · 100%
Accounts 63 d overdue0 of 6 deeds read
Why 53- Figures for FY 2024 (filed 29-08-2025)- Equity €149,703 (11.6% of total assets)- Liquidity: current ratio 1.31, cash €26,743+ Sector Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 26% of its sector peers (NACE 23, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 37-1
equity 11.6% of total assets
Liquidity 31-1
short-term debt 44.9% · cash 2.1%
Profitability 72-5
return on assets 2.8%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (235 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.7% vs 12-2024lowest value 02-2025: 0.6%▲ +4.7% vs 01-2025 03-2025: 0.6%▼ -1.8% vs 02-2025 04-2025: 0.6%▲ +0.9% vs 03-2025 05-2025: 0.6%▲ +0.7% vs 04-2025 06-2025: 0.6%▲ +9.6% vs 05-2025 07-2025: 0.7%▲ +20.7% vs 06-2025 08-2025: 1.0%▲ +30.1% vs 07-2025 09-2025: 0.7%▼ -25.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -0.7% vs 12-2025 02-2026: 0.7%▲ +1.9% vs 01-2026 03-2026: 0.7%▼ -2.5% vs 02-2026 04-2026: 0.7%▲ +0.3% vs 03-2026 05-2026: 0.7%▲ +0.6% vs 04-2026 06-2026: 0.8%▲ +9.4% vs 05-2026 07-2026: 0.8%▲ +0.5% vs 06-2026 08-2026: 1.2%▲ +45.2% vs 07-2026 09-2026: 1.4%▲ +21.0% vs 08-2026 10-2026: 1.9%▲ +34.4% vs 09-2026highest value
  • Figures for FY 2024 (filed 29-08-2025) raises the probability
  • Equity €149,703 (11.6% of total assets) raises the probability
  • Liquidity: current ratio 1.31, cash €26,743 raises the probability
  • Sector Manufacture of other non-metallic mineral products (NACE 23) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.25 in 2023; short-term debt: 44.9% and cash: 2.1% of total assets), and 88.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 23, small). Better than this share of them on solvency 12%, liquidity 23%, profitability 56%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 29-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Equity €149,703 (11.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.31, cash €26,743
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Manufacture of other non-metallic mineral products (NACE 23)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 328 sector peers (2024).
NBB · sector comparison
Position among 328 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
5 d early
2022
65 d late
2021
18 d late
2020
54 d late
2019
39 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Annual accounts filedfiscal year 2023 · abbreviated…
  3. Annual accounts filedfiscal year 2022 · abbreviated…

Key points

  • Caution: Result fell in 2024from €91,660 to €35,670 ▼ 61.1% View
  • Caution: Among the weakest 14% on solvencysector median 47.5% · 328 companies 11.6% View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Controlled by GUBBELS 100% View
  • Positive: 5 profitable years in a rowprofit 2024: €35,670 5 years View

By topic

Financials

Fiscal year
2024
Total assets
€1.3m
Profit
€35,670
Solvency
11.6%
Total assets▼ 8.2%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 29-08-2025Annual accounts filed
  2. 26-07-2024Annual accounts filed
  3. 04-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Cutting, shaping and finishing of stoneNACE 23700
Founded
31-03-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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