Petor

Active

Private limited companyfounded 20214 yrs activePoederleeseweg(HRT) 28, 2200 Herentals, BelgiumKBO/BCE: BE 0774.698.715

The computed 12-month bankruptcy probability of Petor is 2.9% (moderate). The 2024 annual accounts show equity of €56k and a net result of €46k. Equity is growing by ~110.3% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

52 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability75▼-8

Solvency32▲+5

Growth78=

Track record94

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days acceptable

Liquidity ample (current ratio 3.85 against 0.44 in 2023; short-term debt: 14% and cash: 5.2% of total assets), but 93.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

2 d early

2023

27 d early

2022

32 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€56k▲ 434%

2023 · €11k

2022: €-47k 2023: €11k

2022 → 2024

Total assets

€853k▲ 65.8%

2023 · €515k

2022: €709k 2023: €515k

2022 → 2024

Net result

€46k▼ 20.0%

2023 · €57k

2022: €-67k 2023: €57k

2022 → 2024

Working capital

€339k

2023 · €-127k

2022: €-234k 2023: €-127k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€-47k-€11k€56k▲ 434%

Operating result€-64k-€60k€56k▼ 6.8%

Net result€-67k-€57k€46k▼ 20.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 7% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €853k

46.2%

53.8%

Fixed assets €394k▼ 5.3%

Current assets €459k▲ 368%

Equity and liabilities €853k

93.4%

Equity €56k▲ 434%

Debt €796k▲ 58.0%

The debt ratio falls from 97.9% to 93.4%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€78k▼

2023 · €82k

Cash flow

€68k▼

2023 · €80k

Solvency

6.6%▲

2023 · 2.1%

Current ratio

3.85▲

2023 · 0.44

Quick ratio

0.37▼

2023 · 0.44

Debt / equity

14.12▼

2023 · 47.73

ROE

81.3%▼

2023 · 542.9%

ROA

5.4%▼

2023 · 11.1%

Interest coverage

33.70▼

2023 · 36.48

Debt

€796k▲

2023 · €504k

Debt ≤ 1 year

€119k▼

2023 · €225k

Debt > 1 year

€677k▲

2023 · €279k

Income taxes

€9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€515k€853k▲

Fixed assets21/28€416k€394k▼

Tangible fixed assets22/27€416k€394k▼

Land and buildings22€410k€389k▼

Plant, machinery and equipment23€6k€5k▼

Current assets29/58€98k€459k▲

Stocks and contracts in progress3-€414k

Stocks30/36-€414k

Cash at bank and in hand54/58€98k€44k▼

Deferred charges and accrued income490/1€524-

Equity and liabilities

Total equity and liabilities10/49€515k€853k▲

Equity10/15€11k€56k▲

Contributions10/11€20k€20k=

Reserves13-€36k

Distributable reserves133-€36k

Profit (loss) carried forward14€-9k-

Amounts payable17/49€504k€796k▲

Amounts payable after more than one year17€279k€677k▲

Financial debts170/4€279k€677k▲

Amounts payable within one year42/48€225k€119k▼

Current portion of amounts payable after more than one year42€224k€110k▼

Trade debts44-€64

Suppliers440/4-€64

Taxes, remuneration and social security45-€9k

Taxes450/3-€9k

Other amounts payable47/48€347€397▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=

Other operating charges640/8€13k€256▼

Gross operating margin9900€95k€78k▼

Operating profit (loss)9901€60k€56k▼

Financial income75/76B-€2k

Recurring financial income75-€2k

Financial charges65/66B€2k€2k▲

Recurring financial charges65€2k€2k▲

Profit (loss) for the period before taxes9903€57k€55k▼

Income taxes67/77-€9k

Profit (loss) for the period9904€57k€46k▼

Profit (loss) for the period to be appropriated9905€57k€46k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-9k€36k▲

Profit (loss) brought forward from the previous period14P€-67k€-9k▲

Transfer to equity691/2-€36k

To other reserves6921-€36k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

2025

29-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity times 9current ratio 3.85

Current ratio from 0.44 to 3.85; short-term debt falls from €225k to €119k.

04-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €57k

Net result €57k after one loss-making year.

01-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 32 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Herentals

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Poederleeseweg(HRT) 282200 Herentals

Ground area

2,190 m²

Building footprint

955 m²

Volume, LiDAR

5,070 m³

Parcel 13011B0668/00M000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13011B0668/00M000	Flanders	2,190 m²	1 · 955 m²	10.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-09-2021

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.