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PETERS

Active
Public limited companyfounded 1989active for 36 yearsOude Kluisweg 9, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0439.318.938
Summary

The computed 12-month bankruptcy probability of PETERS is 1.5% (moderate). The 2025 annual accounts show equity of €632,920 and a net result of -€230,763. Equity is shrinking by about 7.6% per year across the filed financial years. Its solvency ranks better than 31% of 9,811 sector peers (NACE 46, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
PETERSActiveChecked score 61/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46220Crop and animal production, hunting and related service activities NACE 01301
1 site
Size
≈ €5.4mturnover 2025, estimated
Staff
17.4 FTE
Equity
€632,920
Loss
-€230,763
Turnover estimated from the gross margin
Financial health
61 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Parent
PEMAFLOR · 100%
  • PEMAFLORDirector · permanent representative Leo(n) Peters
2025 accounts 43 days early1 of 7 deeds summarised
Why 61raises riskLoss of €230,763, the second in a row (financial year 2025)Size: 17.4 FTE, total assets €2.6mEquity €632,920 (24.2% of total assets)Liquidity: current ratio 0.82, cash €142,526Show the evidence

Checked score

Score 2025
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 16% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 49-4
equity 24.2% of total assets
Liquidity 26+4
short-term debt 59.8% · cash 5.5%
Profitability 8-1
return on assets -8.8%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,374 companies, NACE 46, small)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 0.7%▼ -0.6 percentage points vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025lowest value 03-2025: 0.7%● unchanged vs 02-2025lowest value 04-2025: 0.7%● unchanged vs 03-2025lowest value 05-2025: 0.7%● unchanged vs 04-2025lowest value 06-2025: 0.7%● unchanged vs 05-2025lowest value 07-2025: 0.7%● unchanged vs 06-2025lowest value 08-2025: 0.7%● unchanged vs 07-2025lowest value 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.9%▲ +0.1 percentage points vs 10-2025 12-2025: 0.8%▼ -0.1 percentage points vs 11-2025 01-2026: 1.3%▲ +0.5 percentage points vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.4%▲ +0.1 percentage points vs 08-2026 10-2026: 1.5%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.82, compared with 0.85 in 2024, below 1; short-term debt: 59.8% and cash: 5.5% of total assets), and 75.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 27% on solvency, 23% on liquidity, 5% on profitability and 9% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Loss of €230,763, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Size: 17.4 FTE, total assets €2.6m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €632,920 (24.2% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.82, cash €142,526
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€230,763
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
42 days early
2023
28 days early
2022
on the day
2021
38 days early
2020
44 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end31-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignation: Raccolto (director)Appointment: PEMAFLOR (director) · Permanent…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€230,763 View
  • Caution: Among the weakest 5% on net resultsector median €26,870 · 9,790 companies -€230,763 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by PEMAFLORultimately: Raccolto 100% View
  • Caution: Equity fell in 2025from €863,682 to €632,920 ▼ 26.7% View

By topic

Financials

Financial year
2025
Total assets
€2.6m
Loss
-€230,763
Solvency
24.2%
Total assets▼ 14.5%
Net result
20192025
Go to Financials

Timeline

Events
39
Since
1991
Next accounts
by 31-01-2027
  1. 03-01-2024Annual accounts filed
  2. 30-06-2023Weakest financial year
  3. 31-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale tradeNACE 46220
Founded
28-12-1989
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PETERS

What is the company number of PETERS?
0439.318.938. In Belgium the VAT number is the company number with BE in front: BE 0439.318.938.
Where is PETERS based?
The registered office is at Oude Kluisweg 9, 3740 Bilzen-Hoeselt.Company details
What does PETERS do?
According to the KBO register, the main activity is wholesale trade (NACE 46220).
What is the legal form of PETERS?
Public limited company (NV).
When was PETERS founded?
On 28-12-1989.
Is PETERS still active?
Yes, PETERS is an active enterprise in the KBO register.
How many employees does PETERS have?
On average 17.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PETERS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PETERS profitable?
In financial year 2025, PETERS made a loss of €230,763.
Where can I find the annual accounts of PETERS?
PETERS filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PETERS due?
By 31-01-2027, for financial year 2026.Timeline

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