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PETER VERLAAK

Active
Private limited companyfounded 2023active for 3 yearsZakstraat 4, 3830 Wellen, BelgiumKBO/BCE: BE 0804.464.550

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

PETER VERLAAK has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,908 and a net result of €39,397. Its solvency ranks better than 76% of 9,380 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 01-08-2023 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.347.931.619 3830 Wellen, since 01-08-2023
Financial year end
31 December
Peppol
Reachable since 09-10-2025

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€52,577
▼ 31.0%
Turnover
≈ €270,000
estimated
Profit
€39,397
▼ 31.1%
Equity
€97,908
▲ 64.9%
Total assets
€144,803
▲ 69.2%
Filed on 30-06-2026, 31 days before the deadlineat the National Bank
Score breakdownraises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.81, cash €114,049Equity €97,908 (67.6% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 85% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 93-1
equity 67.6% of total assets
Liquidity 86-1
short-term debt 32.4% · cash 78.8%
Profitability 100=
return on assets 27.2%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 4.1% 12-2024: 4.2%▲ +0.1 percentage points vs 11-2024 01-2025: 4.6%▲ +0.4 percentage points vs 12-2024 02-2025: 4.6%● unchanged vs 01-2025 03-2025: 5.0%▲ +0.4 percentage points vs 02-2025highest value 04-2025: 5.0%● unchanged vs 03-2025 05-2025: 4.8%▼ -0.2 percentage points vs 04-2025 06-2025: 4.8%● unchanged vs 05-2025 07-2025: 0.6%▼ -4.2 percentage points vs 06-2025 08-2025: 0.7%▲ +0.1 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.5%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.5%● unchanged vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.81 (3.14 in 2024), above the usual 1.5. Short-term debt is 32.4% and cash 78.8% of total assets. 32.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 77% of them on solvency, 87% on liquidity, 91% on profitability and 83% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.81, cash €114,049
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €97,908 (67.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 days early
2024
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 38 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Higher net result than 83% of companies in construction of buildingssector median €8,543 · 9,370 companies €39,397 View

Comparable companies

These companies have the same main activity as PETER VERLAAK: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €132,000 and €159,000, founded in 2023.

CompanyTotal assetsGross margin
PETER VERLAAK Wellen€144,803€52,577
YaGoBouw Oudsbergen€136,139€58,086
JOCO Tongeren-Borgloon€139,431€69,452
Toon Hendrickx Herentals€138,714€51,029
AD Your Service Antwerpen€132,417€55,590
JCH CONSTRUCT Charleroi€151,167€53,874
ECO WOOD CONSTRUCTION Zaventem€158,902€51,391
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about PETER VERLAAK

What is the company number of PETER VERLAAK?
The company number of PETER VERLAAK is 0804.464.550. The VAT number is the same number with BE in front: BE 0804.464.550.
Where is PETER VERLAAK based?
The registered office is at Zakstraat 4, 3830 Wellen.Company details
What does PETER VERLAAK do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of PETER VERLAAK?
The legal form of PETER VERLAAK is Private limited company (BV).
When was PETER VERLAAK founded?
PETER VERLAAK was founded on 01-08-2023.
Is PETER VERLAAK still active?
Yes, PETER VERLAAK is an active enterprise in the KBO register.
What is the turnover of PETER VERLAAK?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €52,577 and 107 comparable companies (NACE 41001). It probably lies between €200,000 and €490,000. In financial year 2024 turnover was €146,868.Financials
Is PETER VERLAAK profitable?
In financial year 2025, PETER VERLAAK made a profit of €39,397.
Where can I find the annual accounts of PETER VERLAAK?
PETER VERLAAK filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of PETER VERLAAK due?
PETER VERLAAK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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