PETER TANT
ActiveSummary
PETER TANT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €350,375 and a net result of €86,064. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 36381 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▲+7
Solvency92▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.48 against 2.43 in 2023; short-term debt: 16.3% and cash: 15.3% of total assets), and 33.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
31 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
64 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€350,375▲ 21.5%
2023 · €288,325
Total assets
€525,665▼ 3.2%
2023 · €543,268
Net result
€86,064▲ 49.5%
2023 · €57,559
Working capital
€212,907▲ 17.2%
2023 · €181,602
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€51,606▲ 34.0%€116,539▲ 126%€41,843▼ 64.1%€80,690▲ 92.8%€120,031▲ 48.8%
Net result€38,206above the sector's middle half▲ 40.1%€94,502above the sector's middle half▲ 147%€32,901above the sector's middle half▼ 65.2%€57,559above the sector's middle half▲ 74.9%€86,064above the sector's middle half▲ 49.5%
Equity€204,124above the sector's middle half▲ 4.0%€265,705above the sector's middle half▲ 30.2%€266,658above the sector's middle half▲ 0.4%€288,325above the sector's middle half▲ 8.1%€350,375above the sector's middle half▲ 21.5%
Total assets€355,957above the sector's middle half▼ 12.1%€528,603above the sector's middle half▲ 48.5%€531,345above the sector's middle half▲ 0.5%€543,268above the sector's middle half▲ 2.2%€525,665above the sector's middle half▼ 3.2%
Debt€151,833▼ 27.3%€259,187▲ 70.7%€261,542▲ 0.9%€252,363▼ 3.5%€169,683▼ 32.8%
Working capital€191,754above the sector's middle half▼ 8.2%€197,337above the sector's middle half▲ 2.9%€178,033above the sector's middle half▼ 9.8%€181,602above the sector's middle half▲ 2.0%€212,907above the sector's middle half▲ 17.2%
Solvency57.3%within the sector's middle half▲ 8.9pp50.3%within the sector's middle half▼ 7.1pp50.2%within the sector's middle half▼ 0.1pp53.1%within the sector's middle half▲ 2.9pp66.7%within the sector's middle half▲ 13.6pp
Current ratio3.40above the sector's middle half=2.96within the sector's middle half▼ 0.452.54within the sector's middle half▼ 0.422.43within the sector's middle half▼ 0.113.48above the sector's middle half▲ 1.05
Return on assets (ROA)10.7%within the sector's middle half▲ 4.0pp17.9%above the sector's middle half▲ 7.1pp6.2%within the sector's middle half▼ 11.7pp10.6%within the sector's middle half▲ 4.4pp16.4%within the sector's middle half▲ 5.8pp
Staff (FTE)1.8within the sector's middle half▼ 10.0%1.8=1.9▲ 5.6%1.8▼ 5.3%2▲ 11.1%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 49% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €525,665
Fixed assets
€227,021 ▼ 3.2%
Current assets
€298,645 ▼ 3.3%
Equity and liabilities €525,665
Equity
€350,375 ▲ 21.5%
Provisions
€5,607 ▲ 117%
Debt
€169,683 ▼ 32.8%
Debt's share of the balance-sheet total falls from 46.5% to 32.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€181,976▲
2023 · €141,037
Cash flow
€148,009▲
2023 · €117,906
Debt to equity
0.48▼
2023 · 0.88
ROE
24.6%▲
2023 · 20.0%
Interest coverage
47.56▲
2023 · 38.30
Debt ≤ 1 year
€85,738▼
2023 · €127,102
Debt > 1 year
€83,173▼
2023 · €124,511
Income taxes
€30,087▲
2023 · €23,042
Staff costs
€124,149▲
2023 · €102,920
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €20,050 | - | €10,000 | €17,642 | ▲ 76.4% |
| Remuneration, social security and pensions62 | - | €92,696 | €106,502 | €102,920 | €124,149 | ▲ 20.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,461 | €45,892 | €64,023 | €60,346 | €61,945 | ▲ 2.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €365 | - | €6,069 | - |
| Other operating charges640/8 | - | €7,090 | €6,118 | €7,344 | €9,851 | ▲ 34.1% |
| Gross operating margin9900 | €188,025 | €262,217 | €218,850 | €251,301 | €322,044 | ▲ 28.2% |
| Operating profit (loss)9901 | €51,606 | €116,539 | €41,843 | €80,690 | €120,031 | ▲ 48.8% |
| Financial income75/76B | - | €3,742 | €3,105 | €3,028 | €2,974 | ▼ 1.8% |
| Recurring financial income75 | €3,684 | €3,742 | €3,105 | €3,028 | €2,974 | ▼ 1.8% |
| Financial charges65/66B | - | €3,189 | €3,386 | €3,683 | €3,826 | ▲ 3.9% |
| Recurring financial charges65 | €3,654 | €3,189 | €3,386 | €3,683 | €3,826 | ▲ 3.9% |
| Profit (loss) for the period before taxes9903 | €51,637 | €117,091 | €41,562 | €80,036 | €119,179 | ▲ 48.9% |
| Transfer from deferred taxes780 | - | €249 | €566 | €566 | €1,222 | ▲ 116% |
| Transfer to deferred taxes680 | - | €3,960 | - | - | €4,250 | - |
| Income taxes67/77 | €13,431 | €18,878 | €9,227 | €23,042 | €30,087 | ▲ 30.6% |
| Profit (loss) for the period9904 | €38,206 | €94,502 | €32,901 | €57,559 | €86,064 | ▲ 49.5% |
| Transfer from tax-exempt reserves789 | - | €995 | €2,263 | €2,263 | €4,233 | ▲ 87.1% |
| Transfer to tax-exempt reserves689 | - | €15,840 | - | - | €12,750 | - |
| Profit (loss) for the period to be appropriated9905 | €38,206 | €79,656 | €35,164 | €59,822 | €77,547 | ▲ 29.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €355,957 | €528,603 | €531,345 | €543,268 | €525,665 | ▼ 3.2% |
| Fixed assets21/28 | €84,467 | €230,515 | €237,737 | €234,564 | €227,021 | ▼ 3.2% |
| Tangible fixed assets22/27 | €84,467 | €230,515 | €237,737 | €234,564 | €227,021 | ▼ 3.2% |
| Plant, machinery and equipment23 | - | €33,297 | €85,191 | €71,095 | €97,763 | ▲ 37.5% |
| Furniture and vehicles24 | - | €197,218 | €152,546 | €163,469 | €129,258 | ▼ 20.9% |
| Current assets29/58 | €271,490 | €298,088 | €293,608 | €308,704 | €298,645 | ▼ 3.3% |
| Amounts receivable after more than one year29 | - | €116,614 | €104,984 | €93,072 | €80,871 | ▼ 13.1% |
| Other amounts receivable291 | - | €116,614 | €104,984 | €93,072 | €80,871 | ▼ 13.1% |
| Amounts receivable within one year40/41 | €63,665 | €91,893 | €86,323 | €78,665 | €79,287 | ▲ 0.8% |
| Trade receivables40 | - | €72,984 | €66,420 | €66,753 | €63,347 | ▼ 5.1% |
| Other amounts receivable41 | - | €18,909 | €19,903 | €11,912 | €15,940 | ▲ 33.8% |
| Current investments50/53 | €23,036 | €10 | €4,010 | €50,513 | €50,066 | ▼ 0.9% |
| Cash at bank and in hand54/58 | €45,284 | €83,617 | €83,038 | €75,550 | €80,235 | ▲ 6.2% |
| Deferred charges and accrued income490/1 | - | €5,954 | €15,254 | €10,904 | €8,186 | ▼ 24.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €355,957 | €528,603 | €531,345 | €543,268 | €525,665 | ▼ 3.2% |
| Equity10/15 | €204,124 | €265,705 | €266,658 | €288,325 | €350,375 | ▲ 21.5% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €184,124 | €245,705 | €246,658 | €268,325 | €330,375 | ▲ 23.1% |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | - | - |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €2,000 | - | - |
| Tax-exempt reserves132 | - | €14,845 | €12,582 | €10,320 | €18,837 | ▲ 82.5% |
| Distributable reserves133 | - | €228,860 | €232,075 | €256,005 | €311,538 | ▲ 21.7% |
| Provisions and deferred taxes16 | - | €3,711 | €3,146 | €2,580 | €5,607 | ▲ 117% |
| Deferred taxes168 | - | €3,711 | €3,146 | €2,580 | €5,607 | ▲ 117% |
| Amounts payable17/49 | €151,833 | €259,187 | €261,542 | €252,363 | €169,683 | ▼ 32.8% |
| Amounts payable after more than one year17 | €72,097 | €158,435 | €145,216 | €124,511 | €83,173 | ▼ 33.2% |
| Financial debts170/4 | - | €158,435 | €145,216 | €124,511 | €83,173 | ▼ 33.2% |
| Amounts payable within one year42/48 | €79,736 | €100,751 | €115,575 | €127,102 | €85,738 | ▼ 32.5% |
| Current portion of amounts payable after more than one year42 | - | €60,663 | €51,391 | €51,502 | €41,338 | ▼ 19.7% |
| Trade debts44 | €23,454 | €16,320 | €41,165 | €39,273 | €7,473 | ▼ 81.0% |
| Suppliers440/4 | - | €16,320 | €41,165 | €39,273 | €7,473 | ▼ 81.0% |
| Taxes, remuneration and social security45 | - | €21,367 | €14,364 | €21,667 | €35,260 | ▲ 62.7% |
| Taxes450/3 | - | €17,604 | €14,364 | €17,381 | €31,560 | ▲ 81.6% |
| Remuneration and social security454/9 | - | €3,763 | - | €4,286 | €3,700 | ▼ 13.7% |
| Other amounts payable47/48 | - | €2,400 | €8,656 | €14,660 | €1,666 | ▼ 88.6% |
| Accrued charges and deferred income492/3 | - | - | €750 | €750 | €772 | ▲ 3.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,206 | €94,502 | €32,901 | €57,559 | €86,064 | ▲ 49.5% |
| + Depreciation and write-downs630 | €39,461 | €45,892 | €64,023 | €60,346 | €61,945 | ▲ 2.6% |
| Operating cash flow (approximation) | €77,666 | €140,394 | €96,924 | €117,906 | €148,009 | ▲ 25.5% |
| Investment in fixed assets (approximation) | - | -€191,940 | -€71,245 | -€57,173 | -€54,402 | ▲ 4.8% |
| Change in cash | - | €38,333 | -€579 | -€7,488 | €4,685 | ▲ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €94,502 ▲147%
Net result €94,502, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200,000Eq €204,124 ▲4%
3 profitable years in a row build equity to €204,124.
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 64 days late
2019
31-12
Financial
Weakest financial yearnet €27,275 ▼42.1%
Net result drops to €27,275, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2008
Ground area
2,450 m²
Building footprint
204 m²
Volume, LiDAR
1,204 m³
Parcel 31007A0859/00B000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PETER TANT
since 20082.169.044.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31007A0859/00B000 | Flanders | 2,450 m² | 1 · 204 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 781 EUR awarded · 770 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 634 EUR | 623 EUR |
| 2023 | 1 | 62 EUR | 62 EUR |
| 2022 | 1 | 85 EUR | 85 EUR |
Recognitions · licences · registrations
Recognised contractor
5 categoriesPETER TANT BV46248
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Of 8,465 companies in sector 43120 we hold annual accounts for 3,233. 2,384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
43110Demolition
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895217255
Also
9925:BE0895217255
Registered
17-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.