Peter Soete
ActivePeter Soete has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €17k. Equity is growing by ~34.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency28▼-72
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7694 sector peers (2025).
NBB · sector comparisonPosition among 7694 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
94 d early
2024
57 d late
2023
30 d late
2022
30 d late
2021
76 d late
2020
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 98.3%
2024 · €94k
2020: €23k
2021: €42k
2022: €58k
2023: €77k
2024: €94k
2020 → 2025
Total assets
€64k▼ 44.3%
2024 · €115k
2020: €34k
2021: €60k
2022: €114k
2023: €113k
2024: €115k
2020 → 2025
Net result
€17k▲ 4.2%
2024 · €16k
2020: €21k
2021: €20k
2022: €15k
2023: €20k
2024: €16k
2020 → 2025
Working capital
€-18k
2024 · €88k
2020: €23k
2021: €42k
2022: €53k
2023: €73k
2024: €88k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€58k▲ 36.4%€77k▲ 34.0%€94k▲ 20.9%€2k▼ 98.3%
Operating result€23k-€18k▼ 19.4%€23k▲ 27.4%€19k▼ 19.8%€20k▲ 5.3%
Net result€20k-€15k▼ 21.5%€20k▲ 27.5%€16k▼ 17.5%€17k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€38k▲ 171%
Current assets
€26k▼ 74.5%
Equity and liabilities €64k
Equity
€2k▼ 98.3%
Debt
€62k▲ 191%
The debt ratio rises from 18.7% to 97.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €25k
Cash flow
€25k▲
2024 · €23k
Solvency
2.5%▼
2024 · 81.3%
Current ratio
0.58▼
2024 · 7.56
Quick ratio
0.58▼
2024 · 7.56
Debt / equity
38.32▲
2024 · 0.23
ROA
26.3%▲
2024 · 14.1%
Interest coverage
27.43▼
2024 · 80.79
Debt
€62k▲
2024 · €21k
Debt ≤ 1 year
€44k▲
2024 · €13k
Debt > 1 year
€16k▲
2024 · €8k
Income taxes
€5k▲
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €64k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€64k▼
Fixed assets21/28€14k€38k▲
Tangible fixed assets22/27€14k€38k▲
Furniture and vehicles24€14k€35k▲
Other tangible fixed assets26-€3k
Financial fixed assets28€285€285=
Current assets29/58€101k€26k▼
Amounts receivable after more than one year29€76k-
Other amounts receivable291€76k-
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€9k€11k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€11k€11k▼
Deferred charges and accrued income490/1€882€900▲
Equity and liabilities
Total equity and liabilities10/49€115k€64k▼
Equity10/15€94k€2k▼
Contributions10/11€2k€2k=
Reserves13€92k€130▼
Distributable reserves133€92k€130▼
Amounts payable17/49€21k€62k▲
Amounts payable after more than one year17€8k€16k▲
Financial debts170/4€8k€16k▲
Amounts payable within one year42/48€13k€44k▲
Current portion of amounts payable after more than one year42€7k€12k▲
Trade debts44€670€389▼
Suppliers440/4€670€389▼
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48-€21k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€768€2k▲
Gross operating margin9900€26k€30k▲
Operating profit (loss)9901€19k€20k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€315€1k▲
Recurring financial charges65€315€1k▲
Profit (loss) for the period before taxes9903€21k€22k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€16k€17k▲
Profit (loss) for the period to be appropriated9905€16k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€17k▲
Transfer from equity791/2-€92k
Transfer to equity691/2€16k€74▼
To other reserves6921€16k€74▼
Profit to be distributed694/7-€109k
Return on contributions (dividend)694-€109k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €15k ▼21.5%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
22-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haagwinde 538300 Knokke-HeistGround area
333 m²
Building footprint
98 m²
Volume, LiDAR
700 m³
Parcel 31013D0020/00H006, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peter Soete
since 20202.298.815.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013D0020/00H006 | Flanders | 333 m² | 1 · 98 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ScalEUup
BE 0793.705.963
Sint-Truiden · Eq €2k
Phoslock Belgium
BE 0733.653.164
Genk · Eq €2k
BLANCO FOR EUROPE
BE 0749.765.161
Oostende · Eq €2k
Kaleido
BE 0724.597.225
Dendermonde · Eq €2k
DESMET-CALLEBAUT
BE 0426.580.462
Harelbeke · Eq €2k
Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 1,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.