PETER ROMBAUT
ActivePETER ROMBAUT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €7k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-6
Solvency69▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.3 in 2024; short-term debt: 15.8% and cash: 6.8% of total assets), but 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
48 d late
2023
69 d late
2022
31 d early
2021
78 d late
2020
1 d early
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 18.7%
2024 · €37k
2018: €9k
2019: €7k
2020: €11k
2021: €21k
2022: €30k
2023: €26k
2024: €37k
2018 → 2025
Total assets
€102k▼ 5.0%
2024 · €107k
2018: €12k
2019: €10k
2020: €23k
2021: €28k
2022: €40k
2023: €100k
2024: €107k
2018 → 2025
Net result
€7k▼ 41.0%
2024 · €12k
2018: €2k
2019: €-2k
2020: €4k
2021: €10k
2022: €8k
2023: €-4k
2024: €12k
2018 → 2025
Working capital
€10k▲ 44.2%
2024 · €7k
2018: €5k
2019: €5k
2020: €11k
2021: €21k
2022: €30k
2023: €4k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€30k▲ 39.5%€26k▼ 13.7%€37k▲ 46.6%€45k▲ 18.7%
Operating result€16k-€14k▼ 12.2%€-2k€21k€13k▼ 36.0%
Net result€10k-€8k▼ 18.3%€-4k€12k€7k▼ 41.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€76k▼ 1.5%
Current assets
€26k▼ 13.7%
Equity and liabilities €102k
Equity
€45k▲ 18.7%
Debt
€57k▼ 17.7%
The debt ratio falls from 65.0% to 56.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €25k
Cash flow
€12k▼
2024 · €16k
Solvency
43.7%▲
2024 · 35.0%
Current ratio
1.62▲
2024 · 1.30
Quick ratio
1.62▲
2024 · 1.30
Debt / equity
1.29▼
2024 · 1.86
ROE
15.8%▼
2024 · 31.8%
ROA
6.9%▼
2024 · 11.1%
Interest coverage
8.42▼
2024 · 9.55
Debt
€57k▼
2024 · €70k
Debt ≤ 1 year
€16k▼
2024 · €23k
Debt > 1 year
€41k▼
2024 · €46k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€102k▼
Fixed assets21/28€77k€76k▼
Tangible fixed assets22/27€77k€76k▼
Land and buildings22€70k€68k▼
Plant, machinery and equipment23€1k€5k▲
Furniture and vehicles24€6k€3k▼
Current assets29/58€30k€26k▼
Amounts receivable within one year40/41€21k€19k▼
Trade receivables40€17k€19k▲
Other amounts receivable41€4k-
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1€1k€305▼
Equity and liabilities
Total equity and liabilities10/49€107k€102k▼
Equity10/15€37k€45k▲
Contributions10/11€8k€8k=
Reserves13€29k€36k▲
Distributable reserves133€29k€36k▲
Profit (loss) carried forward14€36€65▲
Amounts payable17/49€70k€57k▼
Amounts payable after more than one year17€46k€41k▼
Financial debts170/4€46k€41k▼
Amounts payable within one year42/48€23k€16k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€14k€4k▼
Suppliers440/4€14k€4k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€517€438▼
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€1k€597▼
Gross operating margin9900€26k€19k▼
Operating profit (loss)9901€21k€13k▼
Financial income75/76B€103€1▼
Recurring financial income75€103€1▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€18k€11k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€12k€7k▼
Profit (loss) for the period to be appropriated9905€12k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€7k▼
Profit (loss) brought forward from the previous period14P€-4k€36▲
Transfer to equity691/2€8k€7k▼
To other reserves6921€8k€7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-12
Financial
Weakest financial yearnet €-4k ▼148%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 4.30
Current ratio from 1.87 to 4.30; short-term debt falls from €12k to €6k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westkapelse Steenweg 288380 BruggeGround area
376 m²
Building footprint
131 m²
Volume, LiDAR
728 m³
Parcel 31007D0121/00H000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Westkapelse Steenweg 28, 8380 Brugge
since 20002.097.458.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31007D0121/00H000 | Flanders | 376 m² | 1 · 131 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 2,300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2000
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.