PETER MENTENS
ActivePETER MENTENS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €905k and a net result of €4k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 2262 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+19
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 7.79 against 3.94 in 2024; short-term debt: 12.8% and cash: 8.1% of total assets), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
44 d early
2023
47 d early
2022
26 d early
2021
47 d early
2020
25 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€905k▼ 4.3%
2024 · €946k
2018: €574k
2019: €581k
2020: €618k
2021: €636k
2022: €663k
2023: €332k
2024: €946k
2018 → 2025
Total assets
€1.04M▼ 17.7%
2024 · €1.27M
2018: €593k
2019: €658k
2020: €667k
2021: €803k
2022: €889k
2023: €858k
2024: €1.27M
2018 → 2025
Net result
€4k▼ 99.6%
2024 · €832k
2018: €85k
2019: €7k
2020: €37k
2021: €18k
2022: €27k
2023: €3k
2024: €832k
2018 → 2025
Working capital
€903k▼ 2.8%
2024 · €929k
2018: €166k
2019: €151k
2020: €136k
2021: €178k
2022: €227k
2023: €-94k
2024: €929k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€636k-€663k▲ 4.3%€332k▼ 49.9%€946k▲ 185%€905k▼ 4.3%
Operating result€10k-€-77k€9k€-34k€-11k▲ 66.7%
Net result€18k-€27k▲ 56.8%€3k▼ 87.4%€832k▲ 23,868%€4k▼ 99.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€5k▼ 72.9%
Current assets
€1.04M▼ 16.8%
Equity and liabilities €1.04M
Equity
€905k▼ 4.3%
Debt
€137k▼ 57.3%
The debt ratio falls from 25.3% to 13.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €-17k
Cash flow
€19k▼
2024 · €848k
Solvency
86.9%▲
2024 · 74.7%
Current ratio
7.79▲
2024 · 3.94
Quick ratio
7.79▲
2024 · 3.94
Debt / equity
0.15▼
2024 · 0.34
ROE
0.4%▼
2024 · 88.0%
ROA
0.3%▼
2024 · 65.8%
Interest coverage
6.65▲
2024 · -2.44
Debt
€137k▼
2024 · €320k
Debt ≤ 1 year
€133k▼
2024 · €316k
Income taxes
€532▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.04M▼
Fixed assets21/28€20k€5k▼
Tangible fixed assets22/27€20k€5k▼
Land and buildings22€757€678▼
Furniture and vehicles24€18k€3k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€1.25M€1.04M▼
Amounts receivable within one year40/41€289k€264k▼
Trade receivables40€38k€13k▼
Other amounts receivable41€251k€251k▼
Current investments50/53€685k€683k▼
Cash at bank and in hand54/58€269k€85k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.04M▼
Equity10/15€946k€905k▼
Contributions10/11€19k€19k=
Reserves13€927k€886k▼
Tax-exempt reserves132€12€12=
Distributable reserves133€927k€886k▼
Amounts payable17/49€320k€137k▼
Amounts payable within one year42/48€316k€133k▼
Trade debts44€3k€88k▲
Suppliers440/4€3k€88k▲
Taxes, remuneration and social security45€85k€45▼
Taxes450/3€85k€45▼
Other amounts payable47/48€228k€45k▼
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Remuneration, social security and pensions62€63-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-16k€5k▲
Operating profit (loss)9901€-34k€-11k▲
Financial income75/76B€957k€16k▼
Recurring financial income75€957k€16k▼
Financial charges65/66B€8k€648▼
Recurring financial charges65€7k€648▼
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€916k€4k▼
Income taxes67/77€83k€532▼
Profit (loss) for the period9904€832k€4k▼
Profit (loss) for the period to be appropriated9905€832k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€832k€4k▼
Transfer from equity791/2€219k€44k▼
Transfer to equity691/2€832k€4k▼
To other reserves6921€832k€4k▼
Profit to be distributed694/7€219k€44k▼
Return on contributions (dividend)694€219k€44k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €832k ▲23868%
Net result €832k, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 3.94
Current ratio from 0.82 to 3.94; short-term debt falls from €526k to €316k.
31-12
Financial
Equity above €500kEq €946k ▲185%
7 profitable years in a row build equity to €946k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼87.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Breugheldreef 633920 LommelGround area
1,641 m²
Building footprint
255 m²
Volume, LiDAR
1,431 m³
Parcel 72342A0186/00H013, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pieter Breugheldreef 63, 3920 Lommel
since 20012.116.210.297
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0186/00H013 | Flanders | 1,641 m² | 1 · 255 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BARCODE
BE 0811.591.674
Vilvoorde · Eq €905k
D-MIND
BE 0774.809.868
Waregem · Eq €905k
Koppie
BE 1013.622.185
Gent · Eq €905k
TOURNEBRIDE
BE 0845.848.017
Gesves · Eq €904k
FDJ INVEST
BE 0728.449.709
Sprimont · Eq €903k
Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 4,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2001
Fiscal year end31-12
Activities, NACEBEL
74151
82990Other business support services
41001General construction of residential buildings
51100Air transport
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.