Peter Marginet

Active

Private limited companyfounded 20205 yrs activeBeukenbos 3, 1701 Dilbeek, BelgiumKBO/BCE: BE 0759.920.665

Summary

Peter Marginet has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,440 and a net result of €7,717. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 33943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch Report Compare

Peter MarginetActiveChecked score 64/100

Risk analysis Report Compare

Activity

General electrical installation work

NACE 43211

1 site

Size

€130,586total assets 2025

Equity: €57,440
Profit: €7,717

Turnover not published (abridged schema)

Financial health

64 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.3%

Structure

Accounts filed 12 d late0 of 1 deed read

Why 64- Founded in 2020- Size: total assets €130,586- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 1.65, cash €14,208Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 46% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 69-8

equity 44.0% of total assets

Liquidity 35-1

short-term debt 56.0% · cash 10.9%

Profitability 76-6

return on assets 5.9%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)

Last 24 months 11-2024: 1.9% 12-2024: 1.2%▼ -39.2% vs 11-2024 01-2025: 1.2%● 0.0% vs 12-2024 02-2025: 1.2%● 0.0% vs 01-2025 03-2025: 1.2%● 0.0% vs 02-2025 04-2025: 1.1%▼ -1.0% vs 03-2025 05-2025: 1.2%▲ +0.7% vs 04-2025 06-2025: 1.2%● 0.0% vs 05-2025 07-2025: 1.3%▲ +10.6% vs 06-2025 08-2025: 1.4%▲ +9.8% vs 07-2025 09-2025: 1.4%▲ +0.4% vs 08-2025 10-2025: 1.5%▲ +5.0% vs 09-2025 11-2025: 1.9%▲ +31.6% vs 10-2025highest value 12-2025: 1.2%▼ -39.5% vs 11-2025 01-2026: 1.2%● 0.0% vs 12-2025 02-2026: 1.2%▼ -1.4% vs 01-2026 03-2026: 1.1%▼ -2.8% vs 02-2026 04-2026: 1.1%▼ -4.2% vs 03-2026lowest value 05-2026: 1.1%● 0.0% vs 04-2026lowest value 06-2026: 1.1%● 0.0% vs 05-2026lowest value 07-2026: 1.2%▲ +13.4% vs 06-2026 08-2026: 1.2%▼ -5.7% vs 07-2026 09-2026: 1.2%▲ +0.3% vs 08-2026 10-2026: 1.3%▲ +14.8% vs 09-2026

Founded in 2020 raises the probability for this profile
Size: total assets €130,586 raises the probability for this profile
Sector Specialised construction activities (NACE 43) raises the probability
Liquidity: current ratio 1.65, cash €14,208 lowers the probability

Credit up to €3,500 at 30 days acceptable

Liquidity ample (current ratio 1.65 against 1.68 in 2024; short-term debt: 56% and cash: 10.9% of total assets), but 56% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 47%, liquidity 23%, profitability 51%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2020

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €130,586

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Liquidity: current ratio 1.65, cash €14,208

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-11-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

12 d late

2024

on the day

2023

14 d late

2022

16 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 13 November (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

31-03-2026 close06-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage