PETER LEEMANS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €28k and a net result of €196k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 8018 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8018 sector peers (2025).
NBB · sector comparisonPosition among 8018 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €28k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
128 d early
2024
114 d early
2023
149 d early
2022
118 d early
2021
136 d early
2020
124 d early
2019
116 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 29.3%
2024 · €22k
2018: €119k
2019: €275k
2020: €522k
2021: €22k
2022: €22k
2023: €22k
2024: €22k
2018 → 2025
Net result
€196k▼ 6.5%
2024 · €210k
2018: €99k
2019: €156k
2020: €251k
2021: €191k
2022: €210k
2023: €211k
2024: €210k
2018 → 2025
Total assets
€228k▼ 9.9%
2024 · €253k
2018: €156k
2019: €366k
2020: €534k
2021: €284k
2022: €243k
2023: €245k
2024: €253k
2018 → 2025
Solvency
12.5%▲ 3.8pp
2024 · 8.7%
2018: 76.2%
2019: 75.0%
2020: 97.7%
2021: 7.7%
2022: 9.1%
2023: 9.0%
2024: 8.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€22k=€22k=€22k=€28k▲ 29.3%
Operating result€253k-€277k▲ 9.2%€279k▲ 0.9%€275k▼ 1.4%€257k▼ 6.5%
Net result€191k-€210k▲ 9.8%€211k▲ 0.4%€210k▼ 0.5%€196k▼ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€78k▼ 23.6%
Current assets
€150k▼ 0.7%
Equity and liabilities €228k
Equity
€28k▲ 29.3%
Debt
€199k▼ 13.7%
The debt ratio falls from 91.3% to 87.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
12.5%▲
2024 · 8.7%
ROE
690.4%▼
2024 · 955.0%
ROA
86.2%▲
2024 · 83.0%
Debt
€199k▼
2024 · €231k
Debt ≤ 1 year
€199k▼
2024 · €231k
Income taxes
€61k▼
2024 · €66k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€253k€228k▼
Fixed assets21/28€102k€78k▼
Tangible fixed assets22/27€102k€78k▼
Plant, machinery and equipment23€2k€616▼
Furniture and vehicles24€100k€77k▼
Current assets29/58€151k€150k▼
Amounts receivable within one year40/41€737€484▼
Trade receivables40€374€484▲
Other amounts receivable41€363€0▼
Cash at bank and in hand54/58€148k€147k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€253k€228k▼
Equity10/15€22k€28k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€0€6k▲
Amounts payable17/49€231k€199k▼
Amounts payable within one year42/48€231k€199k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€17k€36k▲
Taxes450/3€17k€36k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€210k€162k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€28k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€300k€288k▼
Operating profit (loss)9901€275k€257k▼
Financial income75/76B€1k€851▼
Recurring financial income75€1k€851▼
Financial charges65/66B€310€220▼
Recurring financial charges65€310€220▼
Profit (loss) for the period before taxes9903€276k€258k▼
Income taxes67/77€66k€61k▼
Profit (loss) for the period9904€210k€196k▼
Profit (loss) for the period to be appropriated9905€210k€196k▼
Appropriation of the result
Profit (loss) to be appropriated9906€210k€196k▼
Profit to be distributed694/7€210k€190k▼
Return on contributions (dividend)694€210k€190k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €251k ▲60.9%
Net result €251k, the highest in the series.
31-12
Financial
Liquidity times 11current ratio 42.74
Current ratio from 3.78 to 42.74; short-term debt falls from €92k to €12k.
31-12
Financial
Equity above €500kEq €522k ▲90%
3 profitable years in a row build equity to €522k.
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €275k ▲131%
2 profitable years in a row build equity to €275k.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Appelkantstraat 582540 HoveGround area
440 m²
Building footprint
108 m²
Volume, LiDAR
777 m³
Parcel 11021A0153/00X002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PETER LEEMANS BVBA
since 20182.275.907.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0153/00X002 | Flanders | 440 m² | 1 · 108 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 8,637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
94110Activities of business and employers' organisations
94120Activities of professional membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.