PETER LATHOUWERS
ActivePETER LATHOUWERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-43k) and a net result of €-28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.49 in 2024; short-term debt: 410% and cash: 2.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-310%
Return on assets
-200%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-43k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
25 d late
2023
26 d late
2022
29 d late
2021
28 d late
2020
31 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-43k▼ 201%
2024 · €-14k
2018: €25k
2019: €28k
2020: €39k
2021: €39k
2022: €13k
2023: €22k
2024: €-14k
2018 → 2025
Total assets
€14k▲ 2.7%
2024 · €14k
2018: €98k
2019: €84k
2020: €108k
2021: €84k
2022: €75k
2023: €29k
2024: €14k
2018 → 2025
Net result
€-28k▲ 3.6%
2024 · €-29k
2018: €4k
2019: €3k
2020: €11k
2021: €245
2022: €-26k
2023: €9k
2024: €-29k
2018 → 2025
Working capital
€-43k▼ 205%
2024 · €-14k
2018: €26k
2019: €28k
2020: €38k
2021: €35k
2022: €11k
2023: €22k
2024: €-14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€13k▼ 67.1%€22k▲ 73.3%€-14k€-43k▼ 201%
Operating result€2k-€-24k€-18k▲ 22.3%€-27k▼ 45.2%€-26k▲ 4.2%
Net result€245-€-26k€9k€-29k€-28k▲ 3.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €27k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€37▼ 80.1%
Current assets
€14k▲ 3.8%
Key figures and ratios
EBITDA
€-25k▲
2024 · €-27k
Cash flow
€-28k▲
2024 · €-29k
Solvency
-310.0%▼
2024 · -105.8%
Current ratio
0.24▼
2024 · 0.49
Quick ratio
0.24▼
2024 · 0.49
Debt / equity
-1.32▲
2024 · -1.95
ROA
-200.0%▲
2024 · -213.0%
Interest coverage
-11.99▲
2024 · -12.94
Debt
€57k▲
2024 · €28k
Debt ≤ 1 year
€57k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€14k▲
Fixed assets21/28€186€37▼
Tangible fixed assets22/27€186€37▼
Furniture and vehicles24€186€37▼
Current assets29/58€13k€14k▲
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€13k€13k=
Other amounts receivable41€408€920▲
Cash at bank and in hand54/58€373€373=
Equity and liabilities
Total equity and liabilities10/49€14k€14k▲
Equity10/15€-14k€-43k▼
Contributions10/11€11k€10k▼
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-39k€-67k▼
Amounts payable17/49€28k€57k▲
Amounts payable within one year42/48€28k€57k▲
Financial debts43€15k€14k▼
Credit institutions430/8€15k€14k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Advances received on contracts in progress46-€379
Other amounts payable47/48€10k€39k▲
Accrued charges and deferred income492/3€357-
Income statement
Code20242025
Remuneration, social security and pensions62€99-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€149€149=
Other operating charges640/8€2k€725▼
Gross operating margin9900€-25k€-25k▼
Operating profit (loss)9901€-27k€-26k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Non-recurring financial charges66B€111€109▼
Profit (loss) for the period before taxes9903€-29k€-28k▲
Profit (loss) for the period9904€-29k€-28k▲
Profit (loss) for the period to be appropriated9905€-29k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-67k▼
Profit (loss) brought forward from the previous period14P€-17k€-39k▼
Transfer from equity791/2€6k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-29k ▼408%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 4.42
Current ratio from 1.17 to 4.42; short-term debt falls from €62k to €6k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €11k ▲221%
Operating result €15k, net result €11k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putstraat 403770 RiemstGround area
1,672 m²
Building footprint
338 m²
Volume, LiDAR
1,521 m³
2 parcels, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Peter Lathouwers
since 20092.176.353.069
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73066A0705/00V000 | Flanders | 1,166 m² | 1 · 180 m² | 5.6 m · 1 fl. |
| 73066A0445/00X000 | Flanders | 506 m² | 1 · 158 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VANRAES ALBERT
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ANTIEK WORLD
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Of 3,236 companies in sector 47781 we hold annual accounts for 744. 386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2009
Fiscal year end31-12
Activities, NACEBEL
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.