Peter Bronzwaer
ActivePeter Bronzwaer has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €19k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-9
Solvency94▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.13 against 2.33 in 2024; short-term debt: 31.1% and cash: 72.4% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
13.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
141 d early
2024
15 d early
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 24.6%
2024 · €76k
2023: €49k
2024: €76k
2023 → 2025
Total assets
€137k▲ 7.3%
2024 · €128k
2023: €89k
2024: €128k
2023 → 2025
Net result
€19k▼ 31.6%
2024 · €27k
2023: €46k
2024: €27k
2023 → 2025
Working capital
€91k▲ 31.5%
2024 · €69k
2023: €39k
2024: €69k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€49k-€76k▲ 56.2%€95k▲ 24.6%
Operating result€58k-€36k▼ 38.2%€25k▼ 30.9%
Net result€46k-€27k▼ 40.2%€19k▼ 31.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€4k▼ 44.7%
Current assets
€133k▲ 10.2%
Equity and liabilities €137k
Equity
€95k▲ 24.6%
Debt
€43k▼ 18.1%
The debt ratio falls from 40.7% to 31.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €40k
Cash flow
€24k▼
2024 · €32k
Solvency
68.9%▲
2024 · 59.3%
Current ratio
3.13▲
2024 · 2.33
Quick ratio
3.13▲
2024 · 2.33
Debt / equity
0.45▼
2024 · 0.69
ROE
19.7%▼
2024 · 36.0%
ROA
13.6%▼
2024 · 21.3%
Interest coverage
291.70▼
2024 · 389.92
Debt
€43k▼
2024 · €52k
Debt ≤ 1 year
€43k▼
2024 · €52k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€137k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€121k€133k▲
Amounts receivable within one year40/41€20k€31k▲
Trade receivables40€20k€31k▲
Cash at bank and in hand54/58€91k€99k▲
Deferred charges and accrued income490/1€10k€3k▼
Equity and liabilities
Total equity and liabilities10/49€128k€137k▲
Equity10/15€76k€95k▲
Contributions10/11€3k€3k=
Reserves13€73k€92k▲
Distributable reserves133€73k€92k▲
Amounts payable17/49€52k€43k▼
Amounts payable within one year42/48€52k€43k▼
Trade debts44€1k€969▼
Suppliers440/4€1k€969▼
Taxes, remuneration and social security45€26k€17k▼
Taxes450/3€26k€15k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€25k€25k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€589€1k▲
Gross operating margin9900€41k€31k▼
Operating profit (loss)9901€36k€25k▼
Financial income75/76B-€254
Recurring financial income75-€254
Financial charges65/66B€104€103▼
Recurring financial charges65€104€103▼
Profit (loss) for the period before taxes9903€36k€25k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€27k€19k▼
Profit (loss) for the period to be appropriated9905€27k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€19k▼
Transfer to equity691/2€27k€19k▼
To other reserves6921€27k€19k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €19k ▼31.6%
Net result drops to €19k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Luikerbaan 943500 HasseltGround area
692 m²
Building footprint
127 m²
Volume, LiDAR
743 m³
Parcel 71328D0351/00M000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Peter Bronzwaer
since 20222.338.318.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0351/00M000 | Flanders | 692 m² | 1 · 127 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 383 EUR awarded · 383 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 383 EUR | 383 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,145 companies in sector 71209 we hold annual accounts for 1,085. 818 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2022
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
66220Insurance agents and brokers
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.