PETEAU
ActivePETEAU has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €477k and a net result of €39k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-4
Solvency60▲+4
Growth62▼-17
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.48 in 2024; short-term debt: 48.2% and cash: 17% of total assets), and 64.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
23 d early
2023
7 d early
2022
30 d late
2021
5 d early
2020
73 d late
2019
111 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€3.11M▲ 21.2%
2019 · €2.57M
2018: €2.38M
2019: €2.57M
2018 → 2020
EBIT margin
1.3%▼ 3.8pp
2019 · 5.1%
2018: 3.9%
2019: 5.1%
2018 → 2020
Net result
€39k▼ 49.0%
2024 · €77k
2018: €41k
2019: €72k
2020: €16k
2021: €40k
2022: €80k
2023: €385
2024: €77k
2018 → 2025
Working capital
€318k▼ 1.3%
2024 · €323k
2018: €-75k
2019: €46k
2020: €72k
2021: €152k
2022: €162k
2023: €144k
2024: €323k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€279k-€360k▲ 28.6%€360k▲ 0.1%€437k▲ 21.5%€477k▲ 9.0%
Operating result€51k-€128k▲ 149%€23k▼ 82.3%€137k▲ 502%€79k▼ 42.1%
Net result€40k-€80k▲ 101%€385▼ 99.5%€77k▲ 19,992%€39k▼ 49.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€378k▼ 10.2%
Current assets
€966k▼ 2.4%
Equity and liabilities €1.34M
Equity
€477k▲ 9.0%
Debt
€867k▼ 10.9%
The debt ratio falls from 69.0% to 64.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€160k▼
2024 · €233k
Cash flow
€120k▼
2024 · €174k
Solvency
35.5%▲
2024 · 31.0%
Current ratio
1.49▲
2024 · 1.48
Quick ratio
1.41▲
2024 · 1.41
Debt / equity
1.82▼
2024 · 2.23
ROE
8.3%▼
2024 · 17.7%
ROA
2.9%▼
2024 · 5.5%
Interest coverage
7.67▼
2024 · 9.60
Debt
€867k▼
2024 · €973k
Debt ≤ 1 year
€647k▼
2024 · €667k
Debt > 1 year
€220k▼
2024 · €306k
Income taxes
€19k▼
2024 · €35k
Staff costs
€404k▼
2024 · €412k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.34M▼
Fixed assets21/28€421k€378k▼
Tangible fixed assets22/27€418k€375k▼
Land and buildings22€101k€101k=
Plant, machinery and equipment23€114k€86k▼
Furniture and vehicles24€49k€62k▲
Leasing and similar rights25€154k€127k▼
Financial fixed assets28€3k€3k=
Current assets29/58€989k€966k▼
Stocks and contracts in progress3€52k€54k▲
Stocks30/36€52k€54k▲
Amounts receivable within one year40/41€671k€684k▲
Trade receivables40€620k€636k▲
Other amounts receivable41€51k€48k▼
Cash at bank and in hand54/58€266k€228k▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.34M▼
Equity10/15€437k€477k▲
Contributions10/11€19k€19k=
Reserves13€199k€238k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€197k€236k▲
Profit (loss) carried forward14€220k€220k=
Amounts payable17/49€973k€867k▼
Amounts payable after more than one year17€306k€220k▼
Financial debts170/4€306k€220k▼
Amounts payable within one year42/48€667k€647k▼
Current portion of amounts payable after more than one year42€126k€124k▼
Trade debts44€442k€483k▲
Suppliers440/4€435k€482k▲
Bills of exchange payable441€7k€1k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€75k€39k▼
Taxes450/3€4k€129▼
Remuneration and social security454/9€72k€39k▼
Other amounts payable47/48€22k€322▼
Income statement
Code20242025
Remuneration, social security and pensions62€412k€404k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96k€81k▼
Other operating charges640/8€27k€26k▼
Gross operating margin9900€672k€590k▼
Operating profit (loss)9901€137k€79k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€24k€21k▼
Recurring financial charges65€24k€21k▼
Profit (loss) for the period before taxes9903€112k€58k▼
Income taxes67/77€35k€19k▼
Profit (loss) for the period9904€77k€39k▼
Profit (loss) for the period to be appropriated9905€77k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€297k€259k▼
Profit (loss) brought forward from the previous period14P€220k€220k=
Transfer to equity691/2€77k€39k▼
To other reserves6921€77k€39k▼
Social balance
Average headcount (FTE)90877.27.6▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €385 ▼99.5%
Net result drops to €385, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €80k ▲101%
Net result €80k, the highest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 73 days late
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 111 days late
2019
31-12
Financial
Equity above €200kEq €224k ▲47.3%
2 profitable years in a row build equity to €224k.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 56 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Medoc 18E7170 ManageGround area
1,031 m²
Building footprint
153 m²
Volume, LiDAR
1,059 m³
Parcel 52006A0023/00E007, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PETEAU PHILIPPE
since 20072.165.608.835
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52006A0023/00E007 | Wallonia | 1,031 m² | 1 · 153 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BAARBEEK
BE 0872.203.709
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M.I.M & CO
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HAVOLLI
BE 0746.795.674
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ETS TASPINAR
BE 0807.233.901
Brussel · Eq €461k
Of 1,362 companies in sector 43110 we hold annual accounts for 632. 429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2007
Fiscal year end31-12
Activities, NACEBEL
23630Manufacture of other non-metallic mineral products
43110Demolition
45111
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
45112
71210
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.