PET-VET
ActivePET-VET has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €19k. Equity is growing by ~78.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 1260 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 3.04 in 2024; short-term debt: 36% and cash: 59.2% of total assets), and 36% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
38 d early
2023
28 d late
2022
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€45k▲ 70.1%
2024 · €26k
2022: €7k
2023: €15k
2024: €26k
2022 → 2025
Total assets
€70k▲ 79.2%
2024 · €39k
2022: €32k
2023: €33k
2024: €39k
2022 → 2025
Net result
€19k▲ 68.8%
2024 · €11k
2022: €2k
2023: €8k
2024: €11k
2022 → 2025
Working capital
€32k▲ 23.7%
2024 · €26k
2022: €-1k
2023: €10k
2024: €26k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€15k▲ 120%€26k▲ 71.0%€45k▲ 70.1%
Operating result€4k-€12k▲ 221%€15k▲ 26.9%€26k▲ 79.6%
Net result€2k-€8k▲ 313%€11k▲ 30.3%€19k▲ 68.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 80% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€13k▲ 3,013%
Current assets
€58k▲ 48.1%
Equity and liabilities €70k
Equity
€45k▲ 70.1%
Debt
€25k▲ 98.0%
The debt ratio rises from 32.6% to 36.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €22k
Cash flow
€19k▲
2024 · €18k
Solvency
64.0%▼
2024 · 67.4%
Current ratio
2.27▼
2024 · 3.04
Quick ratio
2.27▼
2024 · 3.04
Debt / equity
0.56▲
2024 · 0.48
ROE
41.2%▼
2024 · 41.5%
ROA
26.4%▼
2024 · 28.0%
Interest coverage
67.24▲
2024 · 47.77
Debt
€25k▲
2024 · €13k
Debt ≤ 1 year
€25k▲
2024 · €13k
Income taxes
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€70k▲
Fixed assets21/28€411€13k▲
Tangible fixed assets22/27€411€13k▲
Land and buildings22-€8k
Plant, machinery and equipment23-€3k
Furniture and vehicles24€411€1k▲
Current assets29/58€39k€58k▲
Amounts receivable within one year40/41€335€13k▲
Trade receivables40€144€13k▲
Other amounts receivable41€192-
Cash at bank and in hand54/58€37k€42k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€39k€70k▲
Equity10/15€26k€45k▲
Contributions10/11€5k€5k=
Reserves13€21k€40k▲
Distributable reserves133€21k€40k▲
Amounts payable17/49€13k€25k▲
Amounts payable within one year42/48€13k€25k▲
Current portion of amounts payable after more than one year42€3k-
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€4k€12k▲
Taxes450/3€3k€11k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€922▼
Other operating charges640/8€381€780▲
Gross operating margin9900€22k€28k▲
Operating profit (loss)9901€15k€26k▲
Financial income75/76B€23€55▲
Recurring financial income75€23€55▲
Financial charges65/66B€462€408▼
Recurring financial charges65€462€408▼
Profit (loss) for the period before taxes9903€14k€26k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€11k€19k▲
Profit (loss) for the period to be appropriated9905€11k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€19k▲
Transfer to equity691/2€11k€19k▲
To other reserves6921€11k€19k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €19k ▲68.8%
Operating result €26k, net result €19k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesstraat (P.) 439790 Wortegem-PetegemGround area
628 m²
Building footprint
208 m²
Volume, LiDAR
981 m³
Parcel 45039B0528/00E000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PET-VET
since 20212.319.661.067
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45039B0528/00E000 | Flanders | 628 m² | 1 · 208 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 918 EUR awarded · 918 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 135 EUR | 135 EUR |
| 2022 | 1 | 783 EUR | 783 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DAP PIEPAUW
BE 0659.757.871
Poperinge · Eq €45k
JeanfilsVET
BE 1000.925.875
Seneffe · Eq €45k
MARIEKE HERMANS
BE 0637.789.351
Geetbets · Eq €45k
SoVet
BE 0761.423.868
Thimister-Clermont · Eq €45k
CABINET VETERINAIRE SteVéto
BE 0762.872.039
Yvoir · Eq €45k
Of 6,078 companies in sector 75000 we hold annual accounts for 1,949. 1,595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2021
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.