Pet’s Factory
ActiveThe computed 12-month bankruptcy probability of Pet’s Factory is 6.8% (elevated). The 2025 annual accounts show negative equity (€-413k) and a net result of €-168k. Equity is shrinking by ~90% per year across the filed fiscal years. Its solvency ranks better than 9% of 18281 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
11
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
6.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.49 in 2024; short-term debt: 183.5% and cash: 3.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-97.4%
Return on assets
-39.6%
Age of the figures
16 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-413k
neutral · Filed after the deadline
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 06-01-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
6 d late
2024
8 d early
2023
4 d late
2022
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close23-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€-413k▼ 68.4%
2024 · €-245k
2022: €11k
2023: €-87k
2024: €-245k
2022 → 2025
Total assets
€424k▼ 8.6%
2024 · €464k
2022: €287k
2023: €453k
2024: €464k
2022 → 2025
Net result
€-168k▼ 6.2%
2024 · €-158k
2022: €-8k
2023: €-98k
2024: €-158k
2022 → 2025
Working capital
€-493k▼ 59.6%
2024 · €-309k
2022: €60k
2023: €-123k
2024: €-309k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€-87k€-245k▼ 181%€-413k▼ 68.4%
Operating result€-3k-€-92k▼ 3,128%€-153k▼ 65.8%€-163k▼ 6.9%
Net result€-8k-€-98k▼ 1,129%€-158k▼ 61.7%€-168k▼ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €163k in 2025 against €153k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €424k
Fixed assets
€139k▼ 15.1%
Current assets
€285k▼ 5.0%
Key figures and ratios
EBITDA
€-137k▼
2024 · €-130k
Cash flow
€-142k▼
2024 · €-136k
Solvency
-97.4%▼
2024 · -52.9%
Current ratio
0.37▼
2024 · 0.49
Quick ratio
0.03▼
2024 · 0.08
Debt / equity
-2.03▲
2024 · -2.89
ROA
-39.6%▼
2024 · -34.1%
Interest coverage
-28.58▼
2024 · -21.45
Debt
€837k▲
2024 · €709k
Debt ≤ 1 year
€778k▲
2024 · €609k
Debt > 1 year
€59k▼
2024 · €100k
Staff costs
€182k▼
2024 · €192k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€464k€424k▼
Fixed assets21/28€164k€139k▼
Tangible fixed assets22/27€164k€139k▼
Plant, machinery and equipment23€142k€122k▼
Furniture and vehicles24€22k€17k▼
Financial fixed assets28€100€100=
Current assets29/58€300k€285k▼
Stocks and contracts in progress3€251k€261k▲
Stocks30/36€251k€261k▲
Amounts receivable within one year40/41€6k€6k=
Other amounts receivable41€6k€6k=
Cash at bank and in hand54/58€36k€14k▼
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€464k€424k▼
Equity10/15€-245k€-413k▼
Contributions10/11€19k€19k=
Outside capital11-€19k
Share premium1100/10-€19k
Profit (loss) carried forward14€-264k€-432k▼
Amounts payable17/49€709k€837k▲
Amounts payable after more than one year17€100k€59k▼
Financial debts170/4€100k€59k▼
Amounts payable within one year42/48€609k€778k▲
Current portion of amounts payable after more than one year42€42k€41k▼
Trade debts44€51k€53k▲
Suppliers440/4€51k€53k▲
Taxes, remuneration and social security45€34k€39k▲
Taxes450/3€4k€11k▲
Remuneration and social security454/9€30k€27k▼
Other amounts payable47/48€481k€646k▲
Income statement
Code20242025
Remuneration, social security and pensions62€192k€182k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€26k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€67k€50k▼
Operating profit (loss)9901€-153k€-163k▼
Financial income75/76B€469€2▼
Recurring financial income75€469€2▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-158k€-168k▼
Profit (loss) for the period9904€-158k€-168k▼
Profit (loss) for the period to be appropriated9905€-158k€-168k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-264k€-432k▼
Profit (loss) brought forward from the previous period14P€-106k€-264k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-05
Financial
Weakest financial yearnet €-168k
Net result drops to €-168k, the lowest in the series.
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 4 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 4 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tubize 451420 Braine-l'AlleudGround area
3,796 m²
Building footprint
1,491 m²
Volume, LiDAR
10,281 m³
4 parcels, Brussels, Flanders, Wallonia · tallest building 15.6 m, ±5 floors. Linked by address, not a title deed.
4 establishment units
Pet’s Factory
since 20212.316.902.705
Dogshop&Wash
since 20222.331.656.306
Pet's Store Uccle
since 20222.344.191.080
Pet's Factory Braine
since 20232.344.053.795
4 parcels
Flanders
1
(25%)
Wallonia
1
(25%)
Brussels
2
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046C0560/00P000 | Flanders | 1,971 m² | 1 · 552 m² | 9.2 m · 3 fl. |
| 25014A0628/00K002 | Wallonia | 1,242 m² | 1 · 665 m² | 9.3 m · 2 fl. |
| 21614H0008/00K049 | Brussels | 497 m² | 1 · 190 m² | 10.2 m · 2 fl. |
| 21016B0024/00B002 | Brussels | 86 m² | 1 · 85 m² | 15.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeersel2.316.902.705
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Of 1,330 companies in sector 47762 we hold annual accounts for 479. 216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2021
Fiscal year end31-05
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
96993Pet care services, excluding veterinary services
96995Pet boarding
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.petsfactory.be
E-mail:info@petsfactory.be