Pessoa
ActiveSummary
The computed 12-month bankruptcy probability of Pessoa is 20.4% (high). For Pessoa, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (€-17k) and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 16698 sector peers (fiscal year 2022). The company has been active since 1999 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2020
Profitability0▼-30
Solvency0▼-94
Growth55▲+3
Track record92
Bankruptcy probability, 12 months
20.4%
High
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
-55%
Return on assets
-78.9%
Age of the figures
45 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline25-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 08-10-2025, 800 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
800 d late
2020
290 d late
2019
17 d late
2018
on the day
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Late accounts filing
Financials · fiscal year 2022, micro schema
Turnover
€177k▲ 136%
2020 · €75k
2020: €75k
2022: €177k
2020 → 2022
EBIT margin
-13.3%▼ 13.3pp
2020 · 0.0%
2020: 0.0%
2022: -13.3%
2020 → 2022
Net result
€-24k
2020 · €2k
2018: €5k
2019: €21k▲ +288% vs 2018highest value
2020: €2k▼ -92.1% vs 2019
2022: €-24klowest value
2018 → 2022
Working capital
€-19k
2020 · €34k
2018: €9k
2019: €32k▲ +272% vs 2018
2020: €34k▲ +4.0% vs 2019highest value
2022: €-19klowest value
2018 → 2022
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920202022Trend
Turnover€75k€177k▲ 136%
2020: €75k
2022: €177k
Equity€13k-€34k▲ 153%€36k▲ 4.8%€-17k
2018: €13k
2019: €34k▲ +153% vs 2018
2020: €36k▲ +4.8% vs 2019highest value
2022: €-17klowest value
Operating result€6k-€23k▲ 314%€-6€-23k▼ 376,387%
2018: €6k
2019: €23k▲ +314% vs 2018highest value
2020: €-6▼ -100% vs 2019
2022: €-23klowest value
Net result€5k-€21k▲ 288%€2k▼ 92.1%€-24k
2018: €5k
2019: €21k▲ +288% vs 2018highest value
2020: €2k▼ -92.1% vs 2019
2022: €-24klowest value
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-23k in 2022, compared with €-6 in 2020. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2020 as the grey bar beneath
Assets €30k
Fixed assets
€3k ▲ 20.2%
Current assets
€28k ▼ 44.3%
Key figures and ratios
EBITDA
€-23k▼
2020 · €684
Cash flow
€-23k▼
2020 · €2k
Solvency
-55.0%▼
2020 · 68.9%
Current ratio
0.59▼
2020 · 3.08
Quick ratio
0.53▼
2020 · 2.90
Debt to equity
-2.82▼
2020 · 0.45
ROA
-78.9%▼
2020 · 3.2%
Interest coverage
-49.17▼
2020 · 1.23
Debt
€47k▲
2020 · €16k
Debt ≤ 1 year
€47k▲
2020 · €16k
Staff costs
€54k▲
2020 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2020 · 43 lines
Balance sheet
Code20202022
Assets
Total assets20/58€52k€30k▼
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€609▼
Other tangible fixed assets26-€1k
Financial fixed assets28€747€747=
Current assets29/58€50k€28k▼
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€34k€2k▼
Trade receivables40-€2k
Other amounts receivable41€34k€210▼
Cash at bank and in hand54/58€12k€22k▲
Deferred charges and accrued income490/1€878€993▲
Equity and liabilities
Total equity and liabilities10/49€52k€30k▼
Equity10/15€36k€-17k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€30k€-23k▼
Amounts payable17/49€16k€47k▲
Amounts payable within one year42/48€16k€47k▲
Trade debts44€10k€18k▲
Suppliers440/4€10k€18k▲
Taxes, remuneration and social security45€6k€28k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€3k€25k▲
Other amounts payable47/48-€1k
Income statement
Code20202022
Turnover70€75k€177k▲
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€19k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€690€548▼
Other operating charges640/8€14k€1k▼
Gross operating margin9900€33k€32k▼
Operating profit (loss)9901€-6€-23k▼
Financial income75/76B€3k€2▼
Recurring financial income75€3k€2▼
Financial charges65/66B€555€466▼
Recurring financial charges65€555€466▼
Profit (loss) for the period before taxes9903€2k€-24k▼
Income taxes67/77€593-
Profit (loss) for the period9904€2k€-24k▼
Profit (loss) for the period to be appropriated9905€2k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€-23k▼
Profit (loss) brought forward from the previous period14P€28k€1k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2018 | 2019 | 2020 | 2022 | Change |
|---|---|---|---|---|---|
| Turnover70 | - | - | €75k | €177k | - |
| Non-recurring operating income76A | - | - | €1k | - | - |
| Remuneration, social security and pensions62 | - | - | €19k | €54k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €3k | €690 | €548 | - |
| Other operating charges640/8 | - | - | €14k | €1k | - |
| Gross operating margin9900 | €102k | €76k | €33k | €32k | - |
| Operating profit (loss)9901 | €6k | €23k | €-6 | €-23k | - |
| Financial income75/76B | - | - | €3k | €2 | - |
| Recurring financial income75 | €2 | - | €3k | €2 | - |
| Financial charges65/66B | - | - | €555 | €466 | - |
| Recurring financial charges65 | €241 | €478 | €555 | €466 | - |
| Profit (loss) for the period before taxes9903 | €5k | €22k | €2k | €-24k | - |
| Income taxes67/77 | - | €2k | €593 | - | - |
| Profit (loss) for the period9904 | €5k | €21k | €2k | €-24k | - |
| Profit (loss) for the period to be appropriated9905 | €5k | €21k | €2k | €-24k | - |
| Line | 2018 | 2019 | 2020 | 2022 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €29k | €48k | €52k | €30k | - |
| Fixed assets21/28 | €5k | €2k | €2k | €3k | - |
| Tangible fixed assets22/27 | €4k | €1k | €1k | €2k | - |
| Furniture and vehicles24 | - | - | €1k | €609 | - |
| Other tangible fixed assets26 | - | - | - | €1k | - |
| Financial fixed assets28 | €747 | €747 | €747 | €747 | - |
| Current assets29/58 | €24k | €46k | €50k | €28k | - |
| Stocks and contracts in progress3 | €3k | €5k | €3k | €3k | - |
| Stocks30/36 | - | - | €3k | €3k | - |
| Amounts receivable within one year40/41 | €8k | €26k | €34k | €2k | - |
| Trade receivables40 | - | - | - | €2k | - |
| Other amounts receivable41 | - | - | €34k | €210 | - |
| Cash at bank and in hand54/58 | €14k | €15k | €12k | €22k | - |
| Deferred charges and accrued income490/1 | - | - | €878 | €993 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €29k | €48k | €52k | €30k | - |
| Equity10/15 | €13k | €34k | €36k | €-17k | - |
| Contributions10/11 | €6k | €6k | €6k | €6k | - |
| Profit (loss) carried forward14 | €7k | €28k | €30k | €-23k | - |
| Amounts payable17/49 | €15k | €14k | €16k | €47k | - |
| Amounts payable within one year42/48 | €15k | €14k | €16k | €47k | - |
| Trade debts44 | €644 | €8k | €10k | €18k | - |
| Suppliers440/4 | - | - | €10k | €18k | - |
| Taxes, remuneration and social security45 | - | - | €6k | €28k | - |
| Taxes450/3 | - | - | €2k | €3k | - |
| Remuneration and social security454/9 | - | - | €3k | €25k | - |
| Other amounts payable47/48 | - | - | - | €1k | - |
| Line | 2018 | 2019 | 2020 | 2022 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €21k | €2k | €-24k | - |
| + Depreciation and write-downs630 | €8k | €3k | €690 | €548 | - |
| Operating cash flow (approximation) | €13k | €24k | €2k | €-23k | - |
| Investment in fixed assets (approximation) | - | €0 | €-1k | - | - |
| Change in cash | - | €1k | €-3k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 800 days late
08-09
KBO administration
Late accounts filing
2022
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 290 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Highest result since 2018net €21k ▲288%
Operating result €23k, net result €21k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.36
Current ratio from 1.57 to 3.36; short-term debt falls from €15k to €14k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
23-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
09-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
06-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 6 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1999
Ground area
1,470 m²
Building footprint
697 m²
Volume, LiDAR
13,884 m³
Parcel 21443C0059/00B002, Brussels · tallest building 24.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Boondaalse Steenweg 4, 1050 Elsene
since 19992.090.970.503
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0059/00B002 | Brussels | 1,470 m² | 1 · 697 m² | 24.8 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.090.970.503
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,625 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-1999
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
Scores and ratios are computed by Checked and are not a credit decision.